VTRMX — Voya Target Retirement 2045 Fund
Data updated: 2026-08-14
VTRMX — Voya Target Retirement 2045 Fund. Target Date / Glide Path Allocation · $240.35M AUM. Holdings, fees, performance and SEC filings.
VTRMX Fund Overview
VTRMX — Voya Target Retirement 2045 Fund is a US mutual fund managed by Voya Separate Portfolios Trust, categorised as Target Date / Glide Path Allocation. ABC INVEST provides holdings, performance, costs, cashflows, risk data, prospectus documents and SEC filings, sourced from SEC filings.
- Type: US mutual fund
- Manager: Voya Separate Portfolios Trust
- Category: Target Date / Glide Path Allocation
- Assets under management: $240.35M
- 1-year return: 28.3%
- Ticker: VTRMX
- SEC CIK: 0001392116
- SEC series ID: S000039457
- Share class ID: C000164513
VTRMX Holdings
Top 10 holdings of Voya Target Retirement 2045 Fund by percentage of net assets, from the fund's latest SEC N-PORT filing.
| Holding | % of net assets |
|---|---|
| Fidelity Concord Street Trust | 50.91% |
| Vanguard Tax-Managed Funds | 17.57% |
| Voya Mutual Funds | 7.97% |
| Voya Funds Trust | 5.70% |
| Vanguard International Equity Index Funds | 4.37% |
| iShares Trust | 3.89% |
| Voya Mutual Funds | 3.19% |
| Spdr Series Trust | 1.90% |
| Vanguard Scottsdale Funds | 1.89% |
| Voya Equity Trust | 1.23% |
VTRMX Portfolio Allocation
Asset-class allocation of Voya Target Retirement 2045 Fund by percentage of net assets, from the latest SEC N-PORT filing.
| Asset class | Allocation |
|---|---|
| Equity | 99.9% |
VTRMX Performance
Total returns for VTRMX (as of 2026-09-01), from SEC filings.
| Period | Total return |
|---|---|
| YTD | 11.7% |
| 1 year | 28.3% |
| 3 years (annualised) | 20.0% |
| 5 years (annualised) | 9.8% |
VTRMX Risk Information
Risk metrics for VTRMX, derived from monthly returns in SEC filings.
- 1-year volatility (annualised): 11.7%
VTRMX Costs and Fees
VTRMX costs about $59 per $10,000 invested per year in fund expenses.
- Net expense ratio: 0.59%
- Gross expense ratio: 0.59%
- Portfolio turnover: 103%
- Brokerage commissions: 0.87 bps of average net assets (SEC N-CEN)
VTRMX Cashflows
Over the 12 months to 2026-05, Voya Target Retirement 2045 Fund had net inflows of $10.15M, from monthly SEC N-PORT filings.
| Month | Net flow |
|---|---|
| 2026-05 | −$199.92K |
| 2026-04 | $2.75M |
| 2026-03 | $2.47M |
| 2026-02 | $1.21M |
| 2026-01 | −$5.37M |
| 2025-12 | $6.66M |
VTRMX Debt Constituents
No individual debt constituents are reported in Voya Target Retirement 2045 Fund's latest SEC N-PORT filing.
VTRMX Prospectus and SEC Filings
Official Voya Target Retirement 2045 Fund filings on SEC EDGAR — prospectus, portfolio holdings and annual reports.
- Prospectus (485BPOS) — filed 2025-09-22
- Prospectus (485BPOS) — filed 2024-09-26
- Prospectus (485BPOS) — filed 2023-09-28
- Portfolio holdings (N-PORT) — filed 2026-07-22
- Portfolio holdings (N-PORT) — filed 2026-04-28
- Portfolio holdings (N-PORT) — filed 2026-01-23
- Annual census (N-CEN) — filed 2026-08-14
- Annual census (N-CEN) — filed 2025-08-11
Related Funds
Other Target Date / Glide Path Allocation funds tracked on ABC INVEST:
Data Sources
ABC INVEST compiles this page from public filings made to the U.S. Securities and Exchange Commission (SEC) through EDGAR: portfolio holdings and monthly cashflows from Form N-PORT, expenses and returns from fund prospectuses (Form 485BPOS) and the SEC DERA Risk/Return Summary data sets, annual data from Form N-CEN, and shareholder reports from Form N-CSR.