VTRMX Performance — Voya Target Retirement 2045 Fund, Class A
Data updated: 2026-09-25
VTRMX returned +11.66% year to date and +28.32% over one year to May 2026. Annualised returns are +19.98% over 3 years and +9.81% over 5 years. The fund beat its Target-Date category average: $100 invested three years ago grew to $173, against $155 for the category, and to $128 over one year, against $121. Volatility over the past three years was 11.93% a year. In the 12 months to May 2026 the fund took in a net $10.2M, and assets reached $240.35M.
VTRMX Growth of $100
What $100 invested in Voya Target Retirement 2045 Fund grew to, compounded from monthly returns reported on SEC Form N-PORT, against the Target-Date category average over the same months.
| Period | VTRMX | Category average |
|---|---|---|
| 1 year (Jun 2025 – May 2026) | $128 | $121 |
| 3 years (Jun 2023 – May 2026) | $173 | $155 |
| 5 years (Jun 2021 – May 2026) | $160 | $144 |
| Since data start (Sep 2019 – May 2026) | $207 | $187 |
VTRMX Trailing Returns
Total returns to May 2026, from SEC N-PORT.
| Period | Total return |
|---|---|
| YTD | +11.66% |
| 1 year | +28.32% |
| 3 years (annualised) | +19.98% |
| 5 years (annualised) | +9.81% |
VTRMX Annual Returns
Calendar-year total returns of Voya Target Retirement 2045 Fund, compounded from monthly SEC N-PORT returns. Partial years show the months covered.
| Year | Total return |
|---|---|
| 2026 (Jan–May) | +11.66% |
| 2025 | +19.89% |
| 2024 | +14.55% |
| 2023 | +19.73% |
| 2022 | −18.80% |
| 2021 | +18.56% |
| 2020 | +17.07% |
| 2019 (Sep–Dec) | +0.09% |
VTRMX Monthly Returns
Monthly total returns as reported on SEC Form N-PORT.
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +3.0% | +1.7% | −5.9% | +8.6% | +4.4% | — | — | — | — | — | — | — |
| 2025 | +2.9% | −0.4% | −3.5% | +0.3% | +5.1% | +4.4% | +0.9% | +2.6% | +3.1% | +1.8% | +0.5% | +0.8% |
| 2024 | +0.1% | +3.9% | +3.1% | −3.8% | +4.4% | +1.5% | +2.3% | +2.1% | +1.8% | −2.4% | +4.1% | −3.0% |
| 2023 | +7.0% | −2.9% | +2.6% | +1.0% | −1.3% | +5.6% | +3.0% | −2.6% | −4.3% | −2.8% | +8.5% | +5.2% |
| 2022 | −4.9% | −2.9% | +1.6% | −7.7% | +0.3% | −7.8% | +6.9% | −4.0% | −9.3% | +6.1% | +7.3% | −4.4% |
| 2021 | −0.4% | +3.0% | +2.3% | +4.2% | +1.3% | +1.1% | +0.8% | +2.4% | −4.0% | +5.0% | −2.1% | +3.9% |
| 2020 | 0.0% | −0.1% | −0.1% | +0.1% | 0.0% | 0.0% | +0.1% | +0.1% | 0.0% | 0.0% | +11.5% | +4.9% |
| 2019 | — | — | — | — | — | — | — | — | 0.0% | 0.0% | 0.0% | 0.0% |
VTRMX Risk
Risk measures from monthly returns over Jun 2023 – May 2026.
- 3-year volatility (annualised): 11.93%
- 3-year Sharpe ratio: 1.30 (vs 4.5% risk-free rate)
- Best month: +8.62% (Apr 2026)
- Worst month: −5.93% (Mar 2026)
VTRMX Fund Flows
Monthly money in and out of Voya Target Retirement 2045 Fund, from SEC Form N-PORT.
- 12-month net flow: $10.2M
- 12-month gross sales (incl. reinvestments): $62.0M
- Sales ÷ redemptions: 1.20×
| Month | Sales | Redemptions | Net flow |
|---|---|---|---|
| May 2026 | $2.5M | $2.7M | −$200K |
| Apr 2026 | $7.6M | $4.9M | $2.8M |
| Mar 2026 | $4.5M | $2.0M | $2.5M |
| Feb 2026 | $3.4M | $2.2M | $1.2M |
| Jan 2026 | $3.4M | $8.8M | −$5.4M |
| Dec 2025 | $24.5M | $17.9M | $6.7M |
| Nov 2025 | $2.1M | $3.3M | −$1.1M |
| Oct 2025 | $2.9M | $2.3M | $549K |
| Sep 2025 | $2.1M | $2.0M | $91K |
| Aug 2025 | $3.0M | $2.5M | $543K |
| Jul 2025 | $3.3M | $2.2M | $1.0M |
| Jun 2025 | $2.7M | $1.1M | $1.5M |
VTRMX Assets Under Management
Net assets of Voya Target Retirement 2045 Fund by report date, from SEC N-PORT filings.
| Report date | Net assets |
|---|---|
| 2026-05-31 | $240.35M |
| 2026-02-28 | $220.27M |
| 2025-11-30 | $227.33M |
| 2025-08-31 | $215.89M |
| 2025-05-31 | $196.71M |
| 2025-02-28 | $193.05M |
| 2024-11-30 | $194.38M |
| 2024-08-31 | $128.59M |
| 2024-05-31 | $115.44M |
| 2024-02-29 | $113.45M |
| 2023-11-30 | $107.37M |
| 2023-08-31 | $104.69M |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.