VTIVX — Vanguard Target Retirement 2045 Fund
Data updated: 2026-05-28
VTIVX — Vanguard Target Retirement 2045 Fund data: holdings, portfolio allocation, expenses, performance, cashflows, risk and SEC filings. Target Date / Glide Path Allocation · $108.59B AUM · 0.08% expense ratio · 18.9% 1-yr return. From SEC regulatory filings.
VTIVX Fund Overview
VTIVX — Vanguard Target Retirement 2045 Fund is a US mutual fund managed by Vanguard Chester Funds, categorised as Target Date / Glide Path Allocation. ABC INVEST provides holdings, performance, costs, cashflows, risk data, prospectus documents and SEC filings, sourced from SEC filings.
- Type: US mutual fund
- Manager: Vanguard Chester Funds
- Category: Target Date / Glide Path Allocation
- Assets under management: $108.59B
- 1-year return: 18.9%
- Ticker: VTIVX
- SEC CIK: 0000752177
- SEC series ID: S000002574
- Share class ID: C000007077
VTIVX Holdings
Top 5 holdings of Vanguard Target Retirement 2045 Fund by percentage of net assets, from the fund's latest SEC N-PORT filing.
| Holding | % of net assets |
|---|---|
| Vanguard Total Stock Market Index Fund | 47.80% |
| Vanguard Total International Stock Index Fund | 33.27% |
| Vanguard Total Bond Market II Index Fund | 12.84% |
| Vanguard Total International Bond II Index Fund | 5.44% |
| Vanguard Cmt Funds-Vanguard Market Liquidity Fund | 0.60% |
VTIVX Portfolio Allocation
Asset-class allocation of Vanguard Target Retirement 2045 Fund by percentage of net assets, from the latest SEC N-PORT filing.
| Asset class | Allocation |
|---|---|
| Equity | 99.3% |
| Cash & Equivalents | 0.6% |
VTIVX Performance
Total returns for VTIVX (as of 2026-08-01), from SEC filings.
| Period | Total return |
|---|---|
| YTD | -1.3% |
| 1 year | 18.9% |
| 3 years (annualised) | 14.8% |
| 5 years (annualised) | 8.2% |
VTIVX Risk Information
Risk metrics for VTIVX, derived from monthly returns in SEC filings.
- 1-year volatility (annualised): 9.1%
VTIVX Costs and Fees
VTIVX costs about $8 per $10,000 invested per year in fund expenses.
- Net expense ratio: 0.08%
- Gross expense ratio: 0.08%
- Portfolio turnover: 4%
- Brokerage commissions: 0.00 bps of average net assets (SEC N-CEN)
VTIVX Cashflows
Over the 12 months to 2026-03, Vanguard Target Retirement 2045 Fund had net inflows of $4.77B, from monthly SEC N-PORT filings.
| Month | Net flow |
|---|---|
| 2026-03 | $385.41M |
| 2026-02 | $248.16M |
| 2026-01 | $415.46M |
| 2025-12 | $2.74B |
| 2025-11 | $162.91M |
| 2025-10 | $133.38M |
VTIVX Debt Constituents
No individual debt constituents are reported in Vanguard Target Retirement 2045 Fund's latest SEC N-PORT filing.
VTIVX Prospectus and SEC Filings
Official Vanguard Target Retirement 2045 Fund filings on SEC EDGAR — prospectus, portfolio holdings and annual reports.
Related Funds
Other Target Date / Glide Path Allocation funds tracked on ABC INVEST:
Data Sources
ABC INVEST compiles this page from public filings made to the U.S. Securities and Exchange Commission (SEC) through EDGAR: portfolio holdings and monthly cashflows from Form N-PORT, expenses and returns from fund prospectuses (Form 485BPOS) and the SEC DERA Risk/Return Summary data sets, annual data from Form N-CEN, and shareholder reports from Form N-CSR.