C000074971 Fees and Costs — LVIP JPMorgan Retirement Income Fund, Service Class
Data updated: 2026-08-06
The net expense ratio is 0.92% (1.39% before fee waivers). There are no sales loads or redemption fees. In fiscal 2025 the fund paid $4K in broker commissions, 0.0020% of average net assets, and portfolio turnover was 20%.
C000074971 Fees and Expenses
Annual operating expenses and sales charges of C000074971. Prospectus, as of April 30, 2025.
| Annual operating expenses | |
|---|---|
| Management fee | 0.75% |
| 12b-1 fee | 0.25% |
| Other expenses | 0.10% |
| Gross expense ratio | 1.39% |
| Fee waiver | −0.47% |
| Net expense ratio | 0.92% |
| Sales charges | |
|---|---|
| Max front load | — |
| Max deferred load | — |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | Yes |
| Fees waived or reduced during the year | Yes |
| Waived fees subject to recoupment | Yes |
C000074971 Costs Over Time
On $10,000 invested in C000074971, assuming 5% a year before costs, total costs come to $578 over 5 years, cutting the return by 0.97% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 0.92%) | $97 | $302 | $524 |
| Trading costs (broker commissions) | $0 | $1 | $1 |
| Lost growth on money paid in costs | $0 | $15 | $53 |
| Total costs | $97 | $317 | $578 |
| Value after costs | $10,403 | $11,259 | $12,185 |
| Impact on return, per year | 0.97% | 0.97% | 0.97% |
C000074971 Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending December 31, 2025.
- Explicit cost rate (commissions ÷ average net assets): 0.0020%
- Total broker commissions: $4K
- Bought from dealers (principal trades, not a cost): $88.4M
- Portfolio turnover (prospectus): 20%
- Securities lending: none during the year
C000074971 Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| Jefferies LLC | $2K | 43.99% |
| BofA Securities, Inc. | $655 | 15.99% |
| Morgan Stanley & Co. LLC | $590 | 14.42% |
| Goldman Sachs & Co. LLC | $441 | 10.77% |
| Citadel Securities LLC | $277 | 6.77% |
| Virtu Americas LLC | $139 | 3.39% |
| RBC Capital Markets, LLC | $119 | 2.91% |
| Flow Traders U.S. Institutional Trading LLC | $72 | 1.76% |
C000074971 Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| J.P. Morgan Securities LLC | $81.5M | 92.27% |
| State Street Bank and Trust Company | $6.8M | 7.73% |
LVIP JPMorgan Retirement Income Fund Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| C000074970 | Standard Class | 0.67% | — |
| C000074971 | Service Class | 0.92% | — |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.