LVIP JPMorgan Retirement Income Fund
Data updated: 2026-08-06
C000074971 — LVIP JPMorgan Retirement Income Fund. United States Multi-Cap / All-Cap Blend / Core Equity. Holdings, fees, performance and SEC filings.
C000074971 Fund Overview
LVIP JPMorgan Retirement Income Fund is a US mutual fund managed by Lincoln Variable Insurance Products Trust, categorised as United States Multi-Cap / All-Cap Blend / Core Equity. ABC INVEST provides holdings, performance, costs, cashflows, risk data, prospectus documents and SEC filings, sourced from SEC filings.
- Type: US mutual fund
- Manager: Lincoln Variable Insurance Products Trust
- Category: United States Multi-Cap / All-Cap Blend / Core Equity
- Assets under management: $203.09M
- 1-year return: 10.9%
- SEC CIK: 0000914036
- SEC series ID: S000025131
- Share class ID: C000074971
C000074971 Investment Objective and Strategy
LVIP JPMorgan Retirement Income Fund describes its objective and strategy as follows, from its latest prospectus filed with the SEC by Lincoln Variable Insurance Products Trust.
Investment objective
The investment objective of the LVIP JPMorgan Retirement Income Fund (the “Fund”) is to seek to provide current income and some capital appreciation.
Principal investment strategy
The Fund is a fund of funds that invests in other J.P. Morgan Funds (underlying funds) and to a lesser extent individual securities, and is generally intended for investors who are retired or about to retire. The Fund is designed to provide exposure to a variety of asset classes primarily through investments in underlying funds, with an emphasis on fixed income underlying funds over equity underlying funds and other funds. The Fund normally invests approximately 60% of its assets in fixed income and 40% of its assets in equity. However, the Funds strategic target allocations among various asset and sub-asset classes may include: Fixed Income Class (sub-asset classes: U.S. fixed income, inflation indexed, high yield, convertible, and emerging markets debt); Equity Class (sub-asset classes: U.S.
large cap equity, U.S. small/mid cap equity, REITs, international equity, and emerging markets equity); Money Market/Cash and Cash Equivalents Class (sub-asset classes: money market funds/cash and cash equivalents); and Commodities Class (sub-asset class: commodities). The Funds allocations may differ over time due to changes to the strategic target allocations and/or due to tactical allocation changes by the Funds subadviser. In establishing the Funds strategic target allocations, the Funds subadviser focuses on asset classes and underlying funds that the subadviser believes will outperform the S&P Target Date Retirement Income Index (the Funds benchmark) and peer group over the long term. The subadviser will use tactical allocation changes to take advantage of short to intermediate term opportunities through a combination of positions in underlying funds and direct investments, including derivatives.
The subadviser will review the Funds strategic target allocations at least annually (generally, in the first quarter of each calendar year), and may adjust the targets in its discretion, consistent with the Funds investment strategy. These changes might include modifying the existing strategic target allocations among the asset and sub-asset classes or, among other things, adding or removing asset and sub-asset classes or maintaining long-term strategic target allocations for longer or shorter periods of time. Consistent with this strategy, the Funds strategic target allocation of 60% fixed income and 40% equity may be different from the Funds actual strategic target allocations by +/- 5% for the fixed income, equity money market/cash and cash equivalents and commodity asset and sub-asset classes.
Additionally, as a result of short to intermediate term tactical allocations, the Fund may deviate from the strategic target allocations at any given time by up to +/- 15% for fixed income, +/- 10% for equity, +/- 20% for money market/cash and cash equivalents and +/- 5% for commodity asset and sub-asset classes. The subadviser will review its tactical decisions on a periodic basis and may make modifications in its discretion. As a result of the subadvisers ability to make these modifications, the Funds actual allocations may differ. Updated information concerning the Funds strategic target allocations and actual allocations to underlying funds and investments is available in the Funds shareholder reports. In addition to investing in J.P. Morgan Funds, the Fund may invest directly in securities and other financial instruments, including derivatives.
Derivatives are instruments that have a value based on another instrument, exchange rate or index. The Fund may use derivatives such as futures contracts to gain exposure to, or to overweight or underweight its investments among, various sectors or markets. The Fund may also use exchange traded futures for cash management and to gain market exposure pending investment in underlying funds.
C000074971 Holdings
Top 10 holdings of LVIP JPMorgan Retirement Income Fund by percentage of net assets, from the fund's latest SEC N-PORT filing.
| Holding | % of net assets |
|---|---|
| JPMorgan Core Bond Fund | 40.16% |
| JPMorgan Equity Index Fund | 13.45% |
| JPMorgan High Yield Fund | 12.19% |
| JPMorgan Inflation Managed Bond ETF | 4.97% |
| JPMorgan US Equity Fund | 4.55% |
| JPMorgan Global Select Equity ETF | 4.02% |
| JPMorgan International Research Enhanced Equity ETF | 3.89% |
| JPMorgan BetaBuilders US Mid Cap Equity ETF | 2.90% |
| JPMorgan Prime Money Market Fund | 2.81% |
| JPMorgan International Equity Fund | 2.70% |
C000074971 Portfolio Allocation
Asset-class allocation of LVIP JPMorgan Retirement Income Fund by percentage of net assets, from the latest SEC N-PORT filing.
| Asset class | Allocation |
|---|---|
| Equity | 100.0% |
C000074971 Performance
Total returns for C000074971 (as of 2026-10-01), from SEC filings.
| Period | Total return |
|---|---|
| YTD | 5.2% |
| 1 year | 10.9% |
| 3 years (annualised) | 9.9% |
| 5 years (annualised) | 4.4% |
C000074971 Risk Information
Risk metrics for C000074971, derived from monthly returns in SEC filings.
- 1-year volatility (annualised): 6.0%
C000074971 Costs and Fees
C000074971 costs about $92 per $10,000 invested per year in fund expenses.
- Net expense ratio: 0.92%
- Gross expense ratio: 1.39%
- Portfolio turnover: 20%
- Brokerage commissions: 0.20 bps of average net assets (SEC N-CEN)
C000074971 Cashflows
Over the 12 months to 2026-06, LVIP JPMorgan Retirement Income Fund had net outflows of $12.23M, from monthly SEC N-PORT filings.
| Month | Net flow |
|---|---|
| 2026-06 | −$1.35M |
| 2026-05 | −$2.62M |
| 2026-04 | −$1.92M |
| 2026-03 | −$1.87M |
| 2026-02 | −$2.53M |
| 2026-01 | −$1.72M |
C000074971 Debt Constituents
No individual debt constituents are reported in LVIP JPMorgan Retirement Income Fund's latest SEC N-PORT filing.
C000074971 Prospectus and SEC Filings
Official LVIP JPMorgan Retirement Income Fund filings on SEC EDGAR — prospectus, portfolio holdings and annual reports.
- Prospectus (485BPOS) — filed 2025-04-30
- Prospectus (485BPOS) — filed 2024-04-29
- Prospectus (485BPOS) — filed 2023-04-28
- Portfolio holdings (N-PORT) — filed 2026-08-06
- Portfolio holdings (N-PORT) — filed 2026-05-18
- Portfolio holdings (N-PORT) — filed 2026-02-06
- Annual census (N-CEN) — filed 2026-03-06
- Annual census (N-CEN) — filed 2025-03-07
Related Funds
Other United States Multi-Cap / All-Cap Blend / Core Equity funds tracked on ABC INVEST:
Data Sources
ABC INVEST compiles this page from public filings made to the U.S. Securities and Exchange Commission (SEC) through EDGAR: portfolio holdings and monthly cashflows from Form N-PORT, expenses and returns from fund prospectuses (Form 485BPOS) and the SEC DERA Risk/Return Summary data sets, annual data from Form N-CEN, and shareholder reports from Form N-CSR.