VTWNX — Vanguard Target Retirement 2020 Fund

Data updated: 2026-05-28

VTWNX — Vanguard Target Retirement 2020 Fund data: holdings, portfolio allocation, expenses, performance, cashflows, risk and SEC filings. Target Date / Glide Path Allocation · $33.80B AUM · 0.08% expense ratio · 10.4% 1-yr return. From SEC regulatory filings.

VTWNX Fund Overview

VTWNX — Vanguard Target Retirement 2020 Fund is a US mutual fund managed by Vanguard Chester Funds, categorised as Target Date / Glide Path Allocation. ABC INVEST provides holdings, performance, costs, cashflows, risk data, prospectus documents and SEC filings, sourced from SEC filings.

  • Type: US mutual fund
  • Manager: Vanguard Chester Funds
  • Category: Target Date / Glide Path Allocation
  • Assets under management: $33.80B
  • 1-year return: 10.4%
  • Ticker: VTWNX
  • SEC CIK: 0000752177
  • SEC series ID: S000012759
  • Share class ID: C000034438

VTWNX Holdings

Top 6 holdings of Vanguard Target Retirement 2020 Fund by percentage of net assets, from the fund's latest SEC N-PORT filing.

Holding% of net assets
Vanguard Total Bond Market II Index Fund35.40%
Vanguard Total Stock Market Index Fund20.09%
Vanguard Short-Term Inflation-Protected Securities Index Fund14.98%
Vanguard Total International Bond II Index Fund14.96%
Vanguard Total International Stock Index Fund13.80%
Vanguard Cmt Funds-Vanguard Market Liquidity Fund0.60%

View all VTWNX holdings

VTWNX Portfolio Allocation

Asset-class allocation of Vanguard Target Retirement 2020 Fund by percentage of net assets, from the latest SEC N-PORT filing.

Asset classAllocation
Equity99.2%
Cash & Equivalents0.6%

VTWNX Performance

Total returns for VTWNX (as of 2026-08-01), from SEC filings.

PeriodTotal return
YTD-0.5%
1 year10.4%
3 years (annualised)8.9%
5 years (annualised)4.4%

VTWNX Risk Information

Risk metrics for VTWNX, derived from monthly returns in SEC filings.

  • 1-year volatility (annualised): 5.0%

VTWNX Costs and Fees

VTWNX costs about $8 per $10,000 invested per year in fund expenses.

  • Net expense ratio: 0.08%
  • Gross expense ratio: 0.08%
  • Portfolio turnover: 8%
  • Brokerage commissions: 0.00 bps of average net assets (SEC N-CEN)

VTWNX Cashflows

Over the 12 months to 2026-03, Vanguard Target Retirement 2020 Fund had net outflows of $1.96B, from monthly SEC N-PORT filings.

MonthNet flow
2026-03−$414.35M
2026-02−$420.23M
2026-01−$438.67M
2025-12$2.39B
2025-11−$306.35M
2025-10−$434.49M

VTWNX Debt Constituents

No individual debt constituents are reported in Vanguard Target Retirement 2020 Fund's latest SEC N-PORT filing.

VTWNX Prospectus and SEC Filings

Official Vanguard Target Retirement 2020 Fund filings on SEC EDGAR — prospectus, portfolio holdings and annual reports.

Related Funds

Other Target Date / Glide Path Allocation funds tracked on ABC INVEST:

Data Sources

ABC INVEST compiles this page from public filings made to the U.S. Securities and Exchange Commission (SEC) through EDGAR: portfolio holdings and monthly cashflows from Form N-PORT, expenses and returns from fund prospectuses (Form 485BPOS) and the SEC DERA Risk/Return Summary data sets, annual data from Form N-CEN, and shareholder reports from Form N-CSR.