TRAJX — T. Rowe Price Retirement 2005 Fund
Data updated: 2026-07-28
TRAJX — T. Rowe Price Retirement 2005 Fund data: holdings, portfolio allocation, expenses, performance, cashflows, risk and SEC filings. Target Date / Glide Path Allocation · $1.19B AUM · 0.34% expense ratio · 12.1% 1-yr return. From SEC regulatory filings.
TRAJX Fund Overview
TRAJX — T. Rowe Price Retirement 2005 Fund is a US mutual fund managed by T. Rowe Price Retirement Funds, Inc., categorised as Target Date / Glide Path Allocation. ABC INVEST provides holdings, performance, costs, cashflows, risk data, prospectus documents and SEC filings, sourced from SEC filings.
- Type: US mutual fund
- Manager: T. Rowe Price Retirement Funds, Inc.
- Category: Target Date / Glide Path Allocation
- Assets under management: $1.19B
- 1-year return: 12.1%
- Ticker: TRAJX
- SEC CIK: 0001177017
- SEC series ID: S000002115
- Share class ID: C000244825
TRAJX Holdings
Top 10 holdings of T. Rowe Price Retirement 2005 Fund by percentage of net assets, from the fund's latest SEC N-PORT filing.
| Holding | % of net assets |
|---|---|
| Trp Ltd. Duration Infl Focused Bd Fd-Z | 18.67% |
| Trp New Income Fd-Z | 17.07% |
| Trp Intl Bond Fd (usd Hedged)-Z | 6.47% |
| Trp Growth Stock Fd-Z | 6.40% |
| Trp Value Fd-Z | 6.25% |
| Trp Hedged Equity Fd-Z | 4.00% |
| Trp Dynamic Global Bond Fd-Z | 3.91% |
| Trp Emer Mkts Bnd Fd-Z | 3.74% |
| Trp US Large-Cap Core Fd-Z | 3.43% |
| Trp Equity Index 500 Fd-Z | 3.21% |
TRAJX Portfolio Allocation
Asset-class allocation of T. Rowe Price Retirement 2005 Fund by percentage of net assets, from the latest SEC N-PORT filing.
| Asset class | Allocation |
|---|---|
| Equity | 98.5% |
| Cash & Equivalents | 1.4% |
TRAJX Performance
Total returns for TRAJX (as of 2026-08-01), from SEC filings.
| Period | Total return |
|---|---|
| YTD | 3.3% |
| 1 year | 12.1% |
| 3 years (annualised) | 13.0% |
TRAJX Risk Information
Risk metrics for TRAJX, derived from monthly returns in SEC filings.
- 1-year volatility (annualised): 3.4%
TRAJX Costs and Fees
TRAJX costs about $34 per $10,000 invested per year in fund expenses.
- Net expense ratio: 0.34%
- Gross expense ratio: 0.34%
- Portfolio turnover: 21%
- Brokerage commissions: 0.00 bps of average net assets (SEC N-CEN)
TRAJX Cashflows
Over the 12 months to 2026-02, T. Rowe Price Retirement 2005 Fund had net outflows of $75.56M, from monthly SEC N-PORT filings.
| Month | Net flow |
|---|---|
| 2026-02 | −$6.02M |
| 2026-01 | −$20.06M |
| 2025-12 | $31.20M |
| 2025-11 | −$10.98M |
| 2025-10 | −$5.56M |
| 2025-09 | −$10.14M |
TRAJX Debt Constituents
No individual debt constituents are reported in T. Rowe Price Retirement 2005 Fund's latest SEC N-PORT filing.
TRAJX Prospectus and SEC Filings
Official T. Rowe Price Retirement 2005 Fund filings on SEC EDGAR — prospectus, portfolio holdings and annual reports.
Related Funds
Other Target Date / Glide Path Allocation funds tracked on ABC INVEST:
Data Sources
ABC INVEST compiles this page from public filings made to the U.S. Securities and Exchange Commission (SEC) through EDGAR: portfolio holdings and monthly cashflows from Form N-PORT, expenses and returns from fund prospectuses (Form 485BPOS) and the SEC DERA Risk/Return Summary data sets, annual data from Form N-CEN, and shareholder reports from Form N-CSR.