TCPTX Performance — Transamerica ClearTrack(R) 2045, Class R1
Data updated: 2025-06-26
TCPTX returned +22.84% over one year to Nov 2024. Annualised returns are +4.75% over 3 years and +8.86% over 5 years. Against its Target-Date category average the fund came out behind over three years but ahead over one: $100 invested three years ago grew to $115, against $115 for the category, and to $123 over one year, against $120. Volatility over the past three years was 15.80% a year. In the 12 months to Apr 2025 the fund took in a net $11.2M, and assets reached $51.38M.
TCPTX Growth of $100
What $100 invested in Transamerica ClearTrack(R) 2045 grew to, compounded from monthly returns reported on SEC Form N-PORT, against the Target-Date category average over the same months.
| Period | TCPTX | Category average |
|---|---|---|
| 1 year (Dec 2023 – Nov 2024) | $123 | $120 |
| 3 years (Dec 2021 – Nov 2024) | $115 | $115 |
| 5 years (Dec 2019 – Nov 2024) | $153 | $146 |
| Since data start (Aug 2019 – Nov 2024) | $161 | $151 |
TCPTX Trailing Returns
Total returns to Nov 2024, from SEC N-PORT.
| Period | Total return |
|---|---|
| 1 year | +22.84% |
| 3 years (annualised) | +4.75% |
| 5 years (annualised) | +8.86% |
TCPTX Annual Returns
Calendar-year total returns of Transamerica ClearTrack(R) 2045, compounded from monthly SEC N-PORT returns. Partial years show the months covered.
| Year | Total return |
|---|---|
| 2024 (Jan–Nov) | +16.52% |
| 2023 | +18.33% |
| 2022 | −19.34% |
| 2021 | +16.46% |
| 2020 | +14.99% |
| 2019 (Aug–Dec) | +7.77% |
TCPTX Monthly Returns
Monthly total returns as reported on SEC Form N-PORT.
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2024 | −0.3% | +4.1% | +3.0% | −3.8% | +3.5% | +1.1% | +2.1% | +2.4% | +1.8% | −2.1% | +4.1% | — |
| 2023 | +7.5% | −3.0% | +2.0% | +0.9% | −1.2% | +5.2% | +3.1% | −2.7% | −4.1% | −3.2% | +8.1% | +5.4% |
| 2022 | −5.1% | −2.5% | +1.0% | −7.8% | +0.1% | −7.8% | +6.8% | −3.7% | −9.2% | +5.6% | +7.3% | −4.1% |
| 2021 | −0.4% | +2.2% | +2.4% | +3.9% | +1.1% | +1.3% | +1.1% | +1.9% | −3.8% | +4.7% | −2.0% | +3.3% |
| 2020 | −0.8% | −6.6% | −12.6% | +9.8% | +4.5% | +2.5% | +4.5% | +5.3% | −2.7% | −2.1% | +10.8% | +4.0% |
| 2019 | — | — | — | — | — | — | — | −1.5% | +1.7% | +2.1% | +2.6% | +2.7% |
TCPTX Risk
Risk measures from monthly returns over Dec 2021 – Nov 2024.
- 3-year volatility (annualised): 15.80%
- 3-year Sharpe ratio: 0.02 (vs 4.5% risk-free rate)
- Best month: +8.10% (Nov 2023)
- Worst month: −9.16% (Sep 2022)
TCPTX Fund Flows
Monthly money in and out of Transamerica ClearTrack(R) 2045, from SEC Form N-PORT.
- 12-month net flow: $11.2M
- 12-month gross sales (incl. reinvestments): $52.5M
- Sales ÷ redemptions: 1.27×
| Month | Sales | Redemptions | Net flow |
|---|---|---|---|
| Apr 2025 | $370K | $1.1M | −$749K |
| Mar 2025 | $164K | $1.0M | −$846K |
| Feb 2025 | $299K | $1.4M | −$1.1M |
| Jan 2025 | $594K | $932K | −$338K |
| Dec 2024 | $48.8M | $34.2M | $14.5M |
| Nov 2024 | $267K | $502K | −$235K |
| Oct 2024 | $390K | $328K | $62K |
| Sep 2024 | $331K | $296K | $36K |
| Aug 2024 | $294K | $492K | −$197K |
| Jul 2024 | $584K | $264K | $319K |
| Jun 2024 | $184K | $230K | −$46K |
| May 2024 | $228K | $435K | −$207K |
TCPTX Assets Under Management
Net assets of Transamerica ClearTrack(R) 2045 by report date, from SEC N-PORT filings.
| Report date | Net assets |
|---|---|
| 2025-04-30 | $51.38M |
| 2025-01-31 | $55.56M |
| 2024-10-31 | $40.09M |
| 2024-07-31 | $39.46M |
| 2024-04-30 | $36.88M |
| 2024-01-31 | $35.15M |
| 2023-10-31 | $30.79M |
| 2023-07-31 | $33.88M |
| 2023-04-30 | $32.30M |
| 2023-01-31 | $32.59M |
| 2022-10-31 | $30.15M |
| 2022-07-31 | $33.52M |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.