TCPTX Fees and Costs — Transamerica ClearTrack(R) 2045, Class R1
Data updated: 2025-06-26
The net expense ratio is 1.20% (1.38% before fee waivers). There are no sales loads or redemption fees. In fiscal 2024 the fund paid $350 in broker commissions, 0.0009% of average net assets, and portfolio turnover was 7%.
TCPTX Fees and Expenses
Annual operating expenses and sales charges of TCPTX. Prospectus, as of February 28, 2025.
| Annual operating expenses | |
|---|---|
| Management fee | 0.10% |
| 12b-1 fee | 0.50% |
| Other expenses | 0.41% |
| Gross expense ratio | 1.38% |
| Fee waiver | −0.18% |
| Net expense ratio | 1.20% |
| Sales charges | |
|---|---|
| Max front load | 0.00% |
| Max deferred load | 0.00% |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | Yes |
| Fees waived or reduced during the year | Yes |
| Waived fees subject to recoupment | Yes |
TCPTX Costs Over Time
On $10,000 invested in TCPTX, assuming 5% a year before costs, total costs come to $748 over 5 years, cutting the return by 1.26% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 1.20%) | $126 | $392 | $679 |
| Trading costs (broker commissions) | $0 | $0 | $1 |
| Lost growth on money paid in costs | $0 | $19 | $69 |
| Total costs | $126 | $412 | $748 |
| Value after costs | $10,374 | $11,164 | $12,015 |
| Impact on return, per year | 1.26% | 1.26% | 1.26% |
TCPTX Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending October 31, 2024.
- Explicit cost rate (commissions ÷ average net assets): 0.0009%
- Total broker commissions: $350
- Bought from dealers (principal trades, not a cost): $95.7M
- Portfolio turnover (prospectus): 7%
- Securities on loan, average value: $166K
- Net income from securities lending: $530 (0.001% of average net assets)
TCPTX Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| Morgan Stanley & Co. LLC | $221 | 63.05% |
| J.P. Morgan Securities LLC | $129 | 36.95% |
TCPTX Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| State Street Bank and Trust Company | $95.7M | 100.00% |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.