SWYGX — Schwab Target 2040 Index Fund

Data updated: 2026-06-11

SWYGX — Schwab Target 2040 Index Fund data: holdings, portfolio allocation, expenses, performance, cashflows, risk and SEC filings. Target Date / Glide Path Allocation · $1.56B AUM · 0.08% expense ratio · 16.6% 1-yr return. From SEC regulatory filings.

SWYGX Fund Overview

SWYGX — Schwab Target 2040 Index Fund is a US mutual fund managed by Schwab Capital Trust, categorised as Target Date / Glide Path Allocation. ABC INVEST provides holdings, performance, costs, cashflows, risk data, prospectus documents and SEC filings, sourced from SEC filings.

  • Type: US mutual fund
  • Manager: Schwab Capital Trust
  • Category: Target Date / Glide Path Allocation
  • Assets under management: $1.56B
  • 1-year return: 16.6%
  • Ticker: SWYGX
  • SEC CIK: 0000904333
  • SEC series ID: S000054928
  • Share class ID: C000172791

SWYGX Holdings

Top 8 holdings of Schwab Target 2040 Index Fund by percentage of net assets, from the fund's latest SEC N-PORT filing.

Holding% of net assets
Schwab U.S. Large-Cap ETF44.72%
Schwab U.S. Aggregate Bond ETF22.53%
Schwab International Equity ETF18.59%
Schwab U.S. Small-Cap ETF4.16%
Schwab Emerging Markets Equity ETF4.07%
Schwab U.S. REIT ETF4.06%
Schwab Short-Term U.S. Treasury ETF0.78%
Schwab Government Money Fund0.49%

View all SWYGX holdings

SWYGX Portfolio Allocation

Asset-class allocation of Schwab Target 2040 Index Fund by percentage of net assets, from the latest SEC N-PORT filing.

Asset classAllocation
Equity99.4%

SWYGX Performance

Total returns for SWYGX (as of 2026-08-01), from SEC filings.

PeriodTotal return
YTD-1.1%
1 year16.6%
3 years (annualised)13.8%
5 years (annualised)7.7%

SWYGX Risk Information

Risk metrics for SWYGX, derived from monthly returns in SEC filings.

  • 1-year volatility (annualised): 8.1%

SWYGX Costs and Fees

SWYGX costs about $8 per $10,000 invested per year in fund expenses.

  • Net expense ratio: 0.08%
  • Gross expense ratio: 0.13%
  • Portfolio turnover: 13%
  • Brokerage commissions: 1.00 bps of average net assets (SEC N-CEN)

SWYGX Cashflows

Over the 12 months to 2026-03, Schwab Target 2040 Index Fund had net inflows of $193.39M, from monthly SEC N-PORT filings.

MonthNet flow
2026-03$19.42M
2026-02$16.99M
2026-01$25.40M
2025-12$45.59M
2025-11$19.31M
2025-10−$881.37K

SWYGX Debt Constituents

No individual debt constituents are reported in Schwab Target 2040 Index Fund's latest SEC N-PORT filing.

SWYGX Prospectus and SEC Filings

Official Schwab Target 2040 Index Fund filings on SEC EDGAR — prospectus, portfolio holdings and annual reports.

Related Funds

Other Target Date / Glide Path Allocation funds tracked on ABC INVEST:

Data Sources

ABC INVEST compiles this page from public filings made to the U.S. Securities and Exchange Commission (SEC) through EDGAR: portfolio holdings and monthly cashflows from Form N-PORT, expenses and returns from fund prospectuses (Form 485BPOS) and the SEC DERA Risk/Return Summary data sets, annual data from Form N-CEN, and shareholder reports from Form N-CSR.