SWMRX — Schwab Target 2045 Fund
Data updated: 2026-06-25
SWMRX — Schwab Target 2045 Fund data: holdings, portfolio allocation, expenses, performance, cashflows, risk and SEC filings. Target Date / Glide Path Allocation · $396.52M AUM · 0.52% expense ratio · 26.2% 1-yr return. From SEC regulatory filings.
SWMRX Fund Overview
SWMRX — Schwab Target 2045 Fund is a US mutual fund managed by Schwab Capital Trust, categorised as Target Date / Glide Path Allocation. ABC INVEST provides holdings, performance, costs, cashflows, risk data, prospectus documents and SEC filings, sourced from SEC filings.
- Type: US mutual fund
- Manager: Schwab Capital Trust
- Category: Target Date / Glide Path Allocation
- Assets under management: $396.52M
- 1-year return: 26.2%
- Ticker: SWMRX
- SEC CIK: 0000904333
- SEC series ID: S000039605
- Share class ID: C000122183
SWMRX Holdings
Top 10 holdings of Schwab Target 2045 Fund by percentage of net assets, from the fund's latest SEC N-PORT filing.
| Holding | % of net assets |
|---|---|
| Schwab S&P 500 Index Fund | 19.75% |
| Schwab International Opportunities Fund | 12.09% |
| Schwab International Core Equity Fund | 9.20% |
| Schwab Select Large Cap Growth Fund | 8.54% |
| Schwab Fundamental U.S. Large Company Index Fund | 5.62% |
| Dodge & Cox Stock Fund | 5.52% |
| Schwab U.S. Aggregate Bond Index Fund | 4.91% |
| Schwab Small-Cap Equity Fund | 4.74% |
| Schwab Global Real Estate Fund | 4.43% |
| Goldman Sachs Emerging Markets Equity Insights Fund | 4.07% |
SWMRX Portfolio Allocation
Asset-class allocation of Schwab Target 2045 Fund by percentage of net assets, from the latest SEC N-PORT filing.
| Asset class | Allocation |
|---|---|
| Equity | 99.5% |
SWMRX Performance
Total returns for SWMRX (as of 2026-08-01), from SEC filings.
| Period | Total return |
|---|---|
| YTD | 6.1% |
| 1 year | 26.2% |
| 3 years (annualised) | 16.8% |
| 5 years (annualised) | 8.2% |
SWMRX Risk Information
Risk metrics for SWMRX, derived from monthly returns in SEC filings.
- 1-year volatility (annualised): 11.2%
SWMRX Costs and Fees
SWMRX costs about $52 per $10,000 invested per year in fund expenses.
- Net expense ratio: 0.52%
- Gross expense ratio: 0.55%
- Portfolio turnover: 9%
- Brokerage commissions: 0.00 bps of average net assets (SEC N-CEN)
SWMRX Cashflows
Over the 12 months to 2026-04, Schwab Target 2045 Fund had net inflows of $23.83M, from monthly SEC N-PORT filings.
| Month | Net flow |
|---|---|
| 2026-04 | $465.12K |
| 2026-03 | −$166.92K |
| 2026-02 | $3.37M |
| 2026-01 | −$283.96K |
| 2025-12 | $17.02M |
| 2025-11 | $183.69K |
SWMRX Debt Constituents
No individual debt constituents are reported in Schwab Target 2045 Fund's latest SEC N-PORT filing.
SWMRX Prospectus and SEC Filings
Official Schwab Target 2045 Fund filings on SEC EDGAR — prospectus, portfolio holdings and annual reports.
Related Funds
Other Target Date / Glide Path Allocation funds tracked on ABC INVEST:
Data Sources
ABC INVEST compiles this page from public filings made to the U.S. Securities and Exchange Commission (SEC) through EDGAR: portfolio holdings and monthly cashflows from Form N-PORT, expenses and returns from fund prospectuses (Form 485BPOS) and the SEC DERA Risk/Return Summary data sets, annual data from Form N-CEN, and shareholder reports from Form N-CSR.