SWJRX Performance — Schwab Monthly Income Fund - Target Payout
Data updated: 2026-08-25
SWJRX returned +6.43% year to date and +12.23% over one year to Jun 2026. Annualised returns are +9.39% over 3 years and +3.90% over 5 years. The fund trailed its US Multi-Cap Blend category average: $100 invested three years ago grew to $131, against $143 for the category, and to $112 over one year, against $116. Volatility over the past three years was 8.28% a year. In the 12 months to Jun 2026 the fund took in a net $22.9M, and assets reached $67.39M.
SWJRX Growth of $100
What $100 invested in Schwab Monthly Income Fund - Target Payout grew to, compounded from monthly returns reported on SEC Form N-PORT, against the US Multi-Cap Blend category average over the same months.
| Period | SWJRX | Category average |
|---|---|---|
| 1 year (Jul 2025 – Jun 2026) | $112 | $116 |
| 3 years (Jul 2023 – Jun 2026) | $131 | $143 |
| 5 years (Jul 2021 – Jun 2026) | $121 | $136 |
| Since data start (Jul 2019 – Jun 2026) | $142 | $173 |
SWJRX Trailing Returns
Total returns to Jun 2026, from SEC N-PORT.
| Period | Total return |
|---|---|
| YTD | +6.43% |
| 1 year | +12.23% |
| 3 years (annualised) | +9.39% |
| 5 years (annualised) | +3.90% |
SWJRX Annual Returns
Calendar-year total returns of Schwab Monthly Income Fund - Target Payout, compounded from monthly SEC N-PORT returns. Partial years show the months covered.
| Year | Total return |
|---|---|
| 2026 (Jan–Jun) | +6.43% |
| 2025 | +12.16% |
| 2024 | +4.04% |
| 2023 | +8.58% |
| 2022 | −12.84% |
| 2021 | +9.23% |
| 2020 | +5.31% |
| 2019 (Jul–Dec) | +5.05% |
SWJRX Monthly Returns
Monthly total returns as reported on SEC Form N-PORT.
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +3.3% | +4.1% | −3.4% | +2.4% | +0.4% | −0.3% | — | — | — | — | — | — |
| 2025 | +1.4% | +2.1% | +0.3% | −0.7% | +1.1% | +1.9% | −0.3% | +2.7% | +0.6% | −0.1% | +2.1% | +0.4% |
| 2024 | −0.5% | 0.0% | +1.9% | −3.1% | +2.4% | 0.0% | +4.1% | +2.6% | +1.6% | −2.6% | +1.5% | −3.6% |
| 2023 | +4.7% | −2.9% | +0.6% | +1.0% | −2.8% | +2.5% | +2.0% | −1.7% | −3.1% | −2.6% | +6.0% | +5.2% |
| 2022 | −3.0% | −2.1% | −0.8% | −4.5% | +0.7% | −4.4% | +3.9% | −3.5% | −6.7% | +3.2% | +5.8% | −1.5% |
| 2021 | −0.6% | +1.2% | +1.4% | +2.5% | +1.1% | +0.2% | +1.3% | +1.0% | −2.5% | +2.0% | −1.4% | +2.7% |
| 2020 | −0.3% | −3.1% | −9.3% | +5.6% | +2.1% | +0.9% | +2.4% | +1.6% | −1.4% | −1.1% | +6.3% | +2.3% |
| 2019 | — | — | — | — | — | — | +0.2% | +0.3% | +1.0% | +1.1% | +1.1% | +1.3% |
SWJRX Risk
Risk measures from monthly returns over Jul 2023 – Jun 2026.
- 3-year volatility (annualised): 8.28%
- 3-year Sharpe ratio: 0.59 (vs 4.5% risk-free rate)
- Best month: +6.01% (Nov 2023)
- Worst month: −3.59% (Dec 2024)
SWJRX Fund Flows
Monthly money in and out of Schwab Monthly Income Fund - Target Payout, from SEC Form N-PORT.
- 12-month net flow: $22.9M
- 12-month gross sales (incl. reinvestments): $47.0M
- Sales ÷ redemptions: 1.95×
| Month | Sales | Redemptions | Net flow |
|---|---|---|---|
| Jun 2026 | $3.5M | $1.2M | $2.4M |
| May 2026 | $4.3M | $3.7M | $641K |
| Apr 2026 | $5.2M | $4.4M | $847K |
| Mar 2026 | $4.6M | $3.4M | $1.2M |
| Feb 2026 | $5.9M | $2.3M | $3.6M |
| Jan 2026 | $5.9M | $1.5M | $4.3M |
| Dec 2025 | $2.8M | $687K | $2.1M |
| Nov 2025 | $2.3M | $1.5M | $771K |
| Oct 2025 | $2.9M | $1.4M | $1.5M |
| Sep 2025 | $3.2M | $1.4M | $1.8M |
| Aug 2025 | $3.7M | $928K | $2.8M |
| Jul 2025 | $2.8M | $1.7M | $1.0M |
SWJRX Assets Under Management
Net assets of Schwab Monthly Income Fund - Target Payout by report date, from SEC N-PORT filings.
| Report date | Net assets |
|---|---|
| 2026-06-30 | $67.39M |
| 2026-03-31 | $62.81M |
| 2025-12-31 | $52.38M |
| 2025-09-30 | $47.42M |
| 2025-06-30 | $41.07M |
| 2025-03-31 | $36.22M |
| 2024-12-31 | $34.49M |
| 2024-09-30 | $35.70M |
| 2024-06-30 | $33.02M |
| 2024-03-31 | $34.68M |
| 2023-12-31 | $35.96M |
| 2023-09-30 | $34.63M |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.