SWJRX — Schwab Monthly Income Fund - Moderate Payout
Data updated: 2026-08-25
SWJRX — Schwab Monthly Income Fund - Moderate Payout. United States Multi-Cap / All-Cap Blend / Core Equity. Holdings, fees, performance and SEC filings.
SWJRX Fund Overview
SWJRX — Schwab Monthly Income Fund - Moderate Payout is a US mutual fund managed by Schwab Capital Trust, categorised as United States Multi-Cap / All-Cap Blend / Core Equity. ABC INVEST provides holdings, performance, costs, cashflows, risk data, prospectus documents and SEC filings, sourced from SEC filings.
- Type: US mutual fund
- Manager: Schwab Capital Trust
- Category: United States Multi-Cap / All-Cap Blend / Core Equity
- Assets under management: $67.39M
- 1-year return: 12.2%
- Ticker: SWJRX
- SEC CIK: 0000904333
- SEC series ID: S000021072
- Share class ID: C000059932
SWJRX Holdings
Top 10 holdings of Schwab Monthly Income Fund - Moderate Payout by percentage of net assets, from the fund's latest SEC N-PORT filing.
| Holding | % of net assets |
|---|---|
| Schwab International Dividend Equity ETF | 19.89% |
| Schwab US Dividend Equity ETF | 19.74% |
| Schwab U.S. Aggregate Bond Index Fund | 17.08% |
| Schwab High Yield Bond ETF | 11.08% |
| Schwab Long-Term U.S. Treasury ETF | 7.08% |
| Cohen & Steers Preferred Securities and Income Fund Inc | 7.01% |
| Schwab Global Real Estate Fund | 6.94% |
| T Rowe Price Institutional Floating Rate Fund | 5.99% |
| Schwab 5-10 Year Corporate Bond ETF | 3.03% |
| Schwab Government Money Fund | 1.18% |
SWJRX Portfolio Allocation
Asset-class allocation of Schwab Monthly Income Fund - Moderate Payout by percentage of net assets, from the latest SEC N-PORT filing.
| Asset class | Allocation |
|---|---|
| Equity | 99.0% |
| Cash & Equivalents | 1.2% |
SWJRX Performance
Total returns for SWJRX (as of 2026-09-01), from SEC filings.
| Period | Total return |
|---|---|
| YTD | 6.4% |
| 1 year | 12.2% |
| 3 years (annualised) | 9.4% |
| 5 years (annualised) | 3.9% |
SWJRX Risk Information
Risk metrics for SWJRX, derived from monthly returns in SEC filings.
- 1-year volatility (annualised): 7.0%
SWJRX Costs and Fees
SWJRX costs about $21 per $10,000 invested per year in fund expenses.
- Net expense ratio: 0.21%
- Gross expense ratio: 0.40%
- Portfolio turnover: 25%
- Brokerage commissions: 1.29 bps of average net assets (SEC N-CEN)
SWJRX Cashflows
Over the 12 months to 2026-06, Schwab Monthly Income Fund - Moderate Payout had net inflows of $22.91M, from monthly SEC N-PORT filings.
| Month | Net flow |
|---|---|
| 2026-06 | $2.35M |
| 2026-05 | $640.50K |
| 2026-04 | $846.64K |
| 2026-03 | $1.17M |
| 2026-02 | $3.57M |
| 2026-01 | $4.33M |
SWJRX Debt Constituents
No individual debt constituents are reported in Schwab Monthly Income Fund - Moderate Payout's latest SEC N-PORT filing.
SWJRX Prospectus and SEC Filings
Official Schwab Monthly Income Fund - Moderate Payout filings on SEC EDGAR — prospectus, portfolio holdings and annual reports.
- Prospectus (485BPOS) — filed 2026-04-28
- Prospectus (485BPOS) — filed 2025-04-28
- Prospectus (485BPOS) — filed 2024-04-26
- Portfolio holdings (N-PORT) — filed 2026-08-25
- Portfolio holdings (N-PORT) — filed 2026-05-22
- Portfolio holdings (N-PORT) — filed 2026-02-24
- Annual census (N-CEN) — filed 2026-03-13
- Annual census (N-CEN) — filed 2025-03-13
Related Funds
Other United States Multi-Cap / All-Cap Blend / Core Equity funds tracked on ABC INVEST:
Data Sources
ABC INVEST compiles this page from public filings made to the U.S. Securities and Exchange Commission (SEC) through EDGAR: portfolio holdings and monthly cashflows from Form N-PORT, expenses and returns from fund prospectuses (Form 485BPOS) and the SEC DERA Risk/Return Summary data sets, annual data from Form N-CEN, and shareholder reports from Form N-CSR.