PCJZX — Putnam Retirement Advantage 2065 Fund
Data updated: 2026-07-27
PCJZX — Putnam Retirement Advantage 2065 Fund data: holdings, portfolio allocation, expenses, performance, cashflows, risk and SEC filings. Target Date / Glide Path Allocation · $5.78M AUM · 0.80% expense ratio · 21.6% 1-yr return. From SEC regulatory filings.
PCJZX Fund Overview
PCJZX — Putnam Retirement Advantage 2065 Fund is a US mutual fund managed by Putnam Target Date Funds, categorised as Target Date / Glide Path Allocation. ABC INVEST provides holdings, performance, costs, cashflows, risk data, prospectus documents and SEC filings, sourced from SEC filings.
- Type: US mutual fund
- Manager: Putnam Target Date Funds
- Category: Target Date / Glide Path Allocation
- Assets under management: $5.78M
- 1-year return: 21.6%
- Ticker: PCJZX
- SEC CIK: 0001295293
- SEC series ID: S000070572
- Share class ID: C000224158
PCJZX Holdings
Top 3 holdings of Putnam Retirement Advantage 2065 Fund by percentage of net assets, from the fund's latest SEC N-PORT filing.
| Holding | % of net assets |
|---|---|
| Putnam Dynamic Asset Allocation Equity Fund | 76.84% |
| Putnam Dynamic Asset Allocation Growth Fund | 22.02% |
| Putnam Short Term Investment Fund | 0.37% |
PCJZX Portfolio Allocation
Asset-class allocation of Putnam Retirement Advantage 2065 Fund by percentage of net assets, from the latest SEC N-PORT filing.
| Asset class | Allocation |
|---|---|
| Other | 99.2% |
PCJZX Performance
Total returns for PCJZX (as of 2026-08-01), from SEC filings.
| Period | Total return |
|---|---|
| YTD | 3.6% |
| 1 year | 21.6% |
| 3 years (annualised) | 22.1% |
| 5 years (annualised) | 12.7% |
PCJZX Risk Information
Risk metrics for PCJZX, derived from monthly returns in SEC filings.
- 1-year volatility (annualised): 8.9%
PCJZX Costs and Fees
PCJZX costs about $80 per $10,000 invested per year in fund expenses.
- Net expense ratio: 0.80%
- Gross expense ratio: 6.42%
- Portfolio turnover: 48%
- Brokerage commissions: 0.00 bps of average net assets (SEC N-CEN)
PCJZX Cashflows
Over the 12 months to 2026-02, Putnam Retirement Advantage 2065 Fund had net inflows of $1.46M, from monthly SEC N-PORT filings.
| Month | Net flow |
|---|---|
| 2026-02 | $163.17K |
| 2026-01 | −$287.04K |
| 2025-12 | $418.77K |
| 2025-11 | $349.96K |
| 2025-10 | $114.10K |
| 2025-09 | $127.71K |
PCJZX Debt Constituents
No individual debt constituents are reported in Putnam Retirement Advantage 2065 Fund's latest SEC N-PORT filing.
PCJZX Prospectus and SEC Filings
Official Putnam Retirement Advantage 2065 Fund filings on SEC EDGAR — prospectus, portfolio holdings and annual reports.
Related Funds
Other Target Date / Glide Path Allocation funds tracked on ABC INVEST:
Data Sources
ABC INVEST compiles this page from public filings made to the U.S. Securities and Exchange Commission (SEC) through EDGAR: portfolio holdings and monthly cashflows from Form N-PORT, expenses and returns from fund prospectuses (Form 485BPOS) and the SEC DERA Risk/Return Summary data sets, annual data from Form N-CEN, and shareholder reports from Form N-CSR.