HARYX — Harbor Target Retirement 2040 Fund
Data updated: 2022-01-14
HARYX — Harbor Target Retirement 2040 Fund. Target Date / Glide Path Allocation · $41.82M AUM. Holdings, fees, performance and SEC filings.
HARYX Fund Overview
HARYX — Harbor Target Retirement 2040 Fund is a US mutual fund managed by Harbor Funds, categorised as Target Date / Glide Path Allocation. ABC INVEST provides holdings, performance, costs, cashflows, risk data, prospectus documents and SEC filings, sourced from SEC filings.
- Type: US mutual fund
- Manager: Harbor Funds
- Category: Target Date / Glide Path Allocation
- Assets under management: $41.82M
- 1-year return: 25.3%
- Ticker: HARYX
- SEC CIK: 0000793769
- SEC series ID: S000024705
- Share class ID: C000073352
HARYX Investment Objective and Strategy
Harbor Target Retirement 2040 Fund describes its objective and strategy as follows, from its latest prospectus filed with the SEC by Harbor Funds.
Investment objective
The Fund seeks capital appreciation and current income consistent with the Fund's current asset allocation.
Principal investment strategy
"The Fund invests in the Institutional Class shares of other Harbor mutual funds according to an asset allocation strategy designed for investors planning to retire and leave the workforce in or within a few years of 2040 (the target year) and assumes a retirement age of 65. The Fund is designed for an investor who plans to withdraw the value of an account in the Fund gradually over a period of many years during retirement. This Fund may not be appropriate for an investor who plans to retire in or within a few years of the target year, but at an age well before or after age 65. The Fund's asset allocation will become more conservative over time, meaning that the percentage of assets allocated to stocks will decrease while the percentage of assets allocated to bonds and other fixed income securities will increase.
Within 5 years after 2040, the Fund's asset allocation should become similar to that of Harbor Target Retirement Income Fund. The Fund's current target allocations are: Equity 67% Fixed Income 33% Short-Term 0% See ""The Funds' Investments"" section of this prospectus for further details regarding the underlying Harbor funds in which the Fund invests. While the Fund gradually decreases its equity holdings and becomes increasingly conservative over time, the Fund's actual asset allocation also may be affected by a variety of factors, such as whether the underlying Harbor funds are accepting additional investments, whether a particular underlying Harbor fund is closed, merged or liquidated, or whether the Adviser launches a new underlying Harbor fund. The Investment Advisory Committee that oversees the Target Retirement Funds also may adjust the selection and weightings of the underlying Harbor funds in response to extraordinary market, economic or political conditions or for other reasons (including the launch or closure of underlying Harbor funds) determined by the Committee to be in the best interests of the Fund's shareholders.
Accordingly, the Fund's actual asset allocation may differ from the current target asset allocation, at times significantly, over the course of the year. See the ""Asset Allocation Framework"" section of this prospectus for further details on the Fund's asset allocation. The Fund's indirect stock holdings (approximately 67% of the Fund's assets) consist of a diversified mix of large-, mid- and small-cap U.S. stocks, as well as foreign stocks, including those of companies located in emerging market countries. The Fund's indirect bond holdings (approximately 33% of the Fund's assets) are a diversified mix of short-, intermediate-, and long-term investment-grade, taxable U.S. government, U.S. agency, and corporate bonds; inflation-indexed bonds issued by the U.S. and non-U.S. governments, their agencies or instrumentalities, and corporations; below investment-grade, high-risk, corporate bonds, (commonly referred to as ""junk bonds""); mortgage- and asset-backed securities, all with maturities of more than one year; emerging markets debt; and derivative instruments that provide exposure to such securities."
HARYX Performance
Total returns for HARYX (as of 2026-10-01), from SEC filings.
| Period | Total return |
|---|---|
| 1 year | 25.3% |
| 3 years (annualised) | 15.6% |
HARYX Risk Information
Risk metrics for HARYX, derived from monthly returns in SEC filings.
- 1-year volatility (annualised): 10.4%
HARYX Costs and Fees
HARYX costs about $72 per $10,000 invested per year in fund expenses.
- Net expense ratio: 0.72%
- Portfolio turnover: 53%
- Brokerage commissions: 0.00 bps of average net assets (SEC N-CEN)
HARYX Cashflows
Over the 12 months to 2021-10, Harbor Target Retirement 2040 Fund had net inflows of $5.04M, from monthly SEC N-PORT filings.
| Month | Net flow |
|---|---|
| 2021-10 | −$183.93K |
| 2021-09 | $139.55K |
| 2021-08 | $25.35K |
| 2021-07 | $229.89K |
| 2021-06 | $59.02K |
| 2021-05 | $366.24K |
HARYX Debt Constituents
No individual debt constituents are reported in Harbor Target Retirement 2040 Fund's latest SEC N-PORT filing.
HARYX Prospectus and SEC Filings
Official Harbor Target Retirement 2040 Fund filings on SEC EDGAR — prospectus, portfolio holdings and annual reports.
- Prospectus (485BPOS) — filed 2021-02-23
- Prospectus (485BPOS) — filed 2020-03-19
- Prospectus (485BPOS) — filed 2019-11-07
- Portfolio holdings (N-PORT) — filed 2021-12-27
- Portfolio holdings (N-PORT) — filed 2021-09-28
- Portfolio holdings (N-PORT) — filed 2021-06-29
- Annual census (N-CEN) — filed 2022-01-14
- Annual census (N-CEN) — filed 2021-01-12
Related Funds
Other Target Date / Glide Path Allocation funds tracked on ABC INVEST:
Data Sources
ABC INVEST compiles this page from public filings made to the U.S. Securities and Exchange Commission (SEC) through EDGAR: portfolio holdings and monthly cashflows from Form N-PORT, expenses and returns from fund prospectuses (Form 485BPOS) and the SEC DERA Risk/Return Summary data sets, annual data from Form N-CEN, and shareholder reports from Form N-CSR.