FLTFX — Franklin LifeSmart 2055 Retirement Target Fund
Data updated: 2026-08-27
FLTFX — Franklin LifeSmart 2055 Retirement Target Fund. Target Date / Glide Path Allocation · $60.88M AUM. Holdings, fees, performance and SEC filings.
FLTFX Fund Overview
FLTFX — Franklin LifeSmart 2055 Retirement Target Fund is a US mutual fund managed by Franklin Fund Allocator Series, categorised as Target Date / Glide Path Allocation. ABC INVEST provides holdings, performance, costs, cashflows, risk data, prospectus documents and SEC filings, sourced from SEC filings.
- Type: US mutual fund
- Manager: Franklin Fund Allocator Series
- Category: Target Date / Glide Path Allocation
- Assets under management: $60.88M
- 1-year return: 23.2%
- Ticker: FLTFX
- SEC CIK: 0001022804
- SEC series ID: S000049109
- Share class ID: C000154867
FLTFX Holdings
Top 10 holdings of Franklin LifeSmart 2055 Retirement Target Fund by percentage of net assets, from the fund's latest SEC N-PORT filing.
| Holding | % of net assets |
|---|---|
| Franklin U.S. Core Equity (IU) Fund | 22.65% |
| Franklin U.S. Equity Index ETF | 12.99% |
| Franklin International Core Equity (IU) Fund | 12.18% |
| Putnam Large Cap Value Fund | 8.07% |
| Franklin Emerging Market Core Equity (IU) Fund | 7.54% |
| Franklin U.S. Large Cap Multifactor Index ETF | 7.52% |
| Franklin Growth Fund | 6.60% |
| Putnam Large Cap Growth Fund | 5.56% |
| Templeton Emerging Markets Equity Fund | 5.13% |
| Franklin FTSE Japan ETF | 3.80% |
FLTFX Portfolio Allocation
Asset-class allocation of Franklin LifeSmart 2055 Retirement Target Fund by percentage of net assets, from the latest SEC N-PORT filing.
| Asset class | Allocation |
|---|---|
| Other | 98.3% |
| Cash & Equivalents | 1.8% |
FLTFX Performance
Total returns for FLTFX (as of 2026-09-01), from SEC filings.
| Period | Total return |
|---|---|
| YTD | 11.3% |
| 1 year | 23.2% |
| 3 years (annualised) | 18.6% |
| 5 years (annualised) | 10.1% |
FLTFX Risk Information
Risk metrics for FLTFX, derived from monthly returns in SEC filings.
- 1-year volatility (annualised): 12.1%
FLTFX Costs and Fees
FLTFX costs about $70 per $10,000 invested per year in fund expenses.
- Net expense ratio: 0.70%
- Gross expense ratio: 1.33%
- Portfolio turnover: 22%
- Brokerage commissions: 1.14 bps of average net assets (SEC N-CEN)
FLTFX Cashflows
Over the 12 months to 2026-06, Franklin LifeSmart 2055 Retirement Target Fund had net inflows of $6.11M, from monthly SEC N-PORT filings.
| Month | Net flow |
|---|---|
| 2026-06 | $2.13M |
| 2026-05 | $230.85K |
| 2026-04 | $115.89K |
| 2026-03 | −$340.22K |
| 2026-02 | $267.37K |
| 2026-01 | $206.99K |
FLTFX Debt Constituents
No individual debt constituents are reported in Franklin LifeSmart 2055 Retirement Target Fund's latest SEC N-PORT filing.
FLTFX Prospectus and SEC Filings
Official Franklin LifeSmart 2055 Retirement Target Fund filings on SEC EDGAR — prospectus, portfolio holdings and annual reports.
- Prospectus (485BPOS) — filed 2026-04-27
- Prospectus (485BPOS) — filed 2025-04-28
- Prospectus (485BPOS) — filed 2024-04-25
- Portfolio holdings (N-PORT) — filed 2026-08-27
- Portfolio holdings (N-PORT) — filed 2026-05-27
- Portfolio holdings (N-PORT) — filed 2026-02-25
- Annual census (N-CEN) — filed 2026-03-13
- Annual census (N-CEN) — filed 2025-03-13
Related Funds
Other Target Date / Glide Path Allocation funds tracked on ABC INVEST:
Data Sources
ABC INVEST compiles this page from public filings made to the U.S. Securities and Exchange Commission (SEC) through EDGAR: portfolio holdings and monthly cashflows from Form N-PORT, expenses and returns from fund prospectuses (Form 485BPOS) and the SEC DERA Risk/Return Summary data sets, annual data from Form N-CEN, and shareholder reports from Form N-CSR.