FLRMX — Franklin LifeSmart 2020 Retirement Target Fund
Data updated: 2026-05-27
FLRMX — Franklin LifeSmart 2020 Retirement Target Fund data: holdings, portfolio allocation, expenses, performance, cashflows, risk and SEC filings. Target Date / Glide Path Allocation · $25.14M AUM · 0.70% expense ratio · 11.0% 1-yr return. From SEC regulatory filings.
FLRMX Fund Overview
FLRMX — Franklin LifeSmart 2020 Retirement Target Fund is a US mutual fund managed by Franklin Fund Allocator Series, categorised as Target Date / Glide Path Allocation. ABC INVEST provides holdings, performance, costs, cashflows, risk data, prospectus documents and SEC filings, sourced from SEC filings.
- Type: US mutual fund
- Manager: Franklin Fund Allocator Series
- Category: Target Date / Glide Path Allocation
- Assets under management: $25.14M
- 1-year return: 11.0%
- Ticker: FLRMX
- SEC CIK: 0001022804
- SEC series ID: S000041337
- Share class ID: C000128212
FLRMX Holdings
Top 10 holdings of Franklin LifeSmart 2020 Retirement Target Fund by percentage of net assets, from the fund's latest SEC N-PORT filing.
| Holding | % of net assets |
|---|---|
| Franklin U.S. Core Bond ETF | 23.13% |
| Franklin U.S. Core Equity (IU) Fund | 14.04% |
| Franklin Investment Grade Corporate ETF | 10.80% |
| Franklin U.S. Treasury Bond ETF | 10.05% |
| Franklin International Core Equity (IU) Fund | 5.52% |
| Franklin High Yield Corporate ETF | 3.91% |
| Putnam Large Cap Value Fund | 3.82% |
| BrandywineGLOBAL - Global Opportunities Bond Fund | 3.64% |
| Franklin Growth Fund | 3.61% |
| Franklin Institutional U.S. Government Money Market Fund | 3.09% |
FLRMX Portfolio Allocation
Asset-class allocation of Franklin LifeSmart 2020 Retirement Target Fund by percentage of net assets, from the latest SEC N-PORT filing.
| Asset class | Allocation |
|---|---|
| Other | 96.9% |
| Cash & Equivalents | 3.1% |
FLRMX Performance
Total returns for FLRMX (as of 2026-08-01), from SEC filings.
| Period | Total return |
|---|---|
| YTD | -1.0% |
| 1 year | 11.0% |
| 3 years (annualised) | 9.1% |
| 5 years (annualised) | 4.5% |
FLRMX Risk Information
Risk metrics for FLRMX, derived from monthly returns in SEC filings.
- 1-year volatility (annualised): 6.0%
FLRMX Costs and Fees
FLRMX costs about $70 per $10,000 invested per year in fund expenses.
- Net expense ratio: 0.70%
- Gross expense ratio: 1.41%
- Portfolio turnover: 20%
- Brokerage commissions: 2.07 bps of average net assets (SEC N-CEN)
FLRMX Cashflows
Over the 12 months to 2026-03, Franklin LifeSmart 2020 Retirement Target Fund had net outflows of $923.36K, from monthly SEC N-PORT filings.
| Month | Net flow |
|---|---|
| 2026-03 | −$141.72K |
| 2026-02 | −$52.27K |
| 2026-01 | −$125.55K |
| 2025-12 | $709.83K |
| 2025-11 | −$128.81K |
| 2025-10 | −$314.25K |
FLRMX Debt Constituents
No individual debt constituents are reported in Franklin LifeSmart 2020 Retirement Target Fund's latest SEC N-PORT filing.
FLRMX Prospectus and SEC Filings
Official Franklin LifeSmart 2020 Retirement Target Fund filings on SEC EDGAR — prospectus, portfolio holdings and annual reports.
Related Funds
Other Target Date / Glide Path Allocation funds tracked on ABC INVEST:
Data Sources
ABC INVEST compiles this page from public filings made to the U.S. Securities and Exchange Commission (SEC) through EDGAR: portfolio holdings and monthly cashflows from Form N-PORT, expenses and returns from fund prospectuses (Form 485BPOS) and the SEC DERA Risk/Return Summary data sets, annual data from Form N-CEN, and shareholder reports from Form N-CSR.