XLF Performance — The Financial Select Sector SPDR Fund
Data updated: 2026-08-28
XLF returned −1.22% year to date and +3.97% over one year to Jun 2026. Annualised returns are +18.58% over 3 years and +9.75% over 5 years. Against its Financials Equity category average the fund came out ahead over three years but behind over one: $100 invested three years ago grew to $167, against $158 for the category, and to $104 over one year, against $112. Volatility over the past three years was 14.37% a year. In the 12 months to Jun 2026 the fund took in a net $667.8M, and assets reached $51.35B.
XLF Growth of $100
What $100 invested in The Financial Select Sector SPDR Fund grew to, compounded from monthly returns reported on SEC Form N-PORT, against the Financials Equity category average over the same months.
| Period | XLF | Category average |
|---|---|---|
| 1 year (Jul 2025 – Jun 2026) | $104 | $112 |
| 3 years (Jul 2023 – Jun 2026) | $167 | $158 |
| 5 years (Jul 2021 – Jun 2026) | $159 | $144 |
| Since data start (Jul 2019 – Jun 2026) | $221 | $188 |
XLF Trailing Returns
Total returns to Jun 2026, from SEC N-PORT.
| Period | Total return |
|---|---|
| YTD | −1.22% |
| 1 year | +3.97% |
| 3 years (annualised) | +18.58% |
| 5 years (annualised) | +9.75% |
XLF Annual Returns
Calendar-year total returns of The Financial Select Sector SPDR Fund, compounded from monthly SEC N-PORT returns. Partial years show the months covered.
| Year | Total return |
|---|---|
| 2026 (Jan–Jun) | −1.22% |
| 2025 | +14.93% |
| 2024 | +30.39% |
| 2023 | +12.03% |
| 2022 | −10.56% |
| 2021 | +34.80% |
| 2020 | −1.85% |
| 2019 (Jul–Dec) | +12.57% |
XLF Monthly Returns
Monthly total returns as reported on SEC Form N-PORT.
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | −2.4% | −3.7% | −3.5% | +5.5% | −1.1% | +4.4% | — | — | — | — | — | — |
| 2025 | +6.5% | +1.4% | −4.2% | −2.1% | +4.4% | +3.2% | −0.1% | +3.1% | +0.1% | −2.8% | +1.9% | +3.1% |
| 2024 | +3.0% | +4.1% | +4.8% | −4.2% | +3.1% | −0.9% | +6.5% | +4.5% | −0.5% | +2.7% | +10.3% | −5.4% |
| 2023 | +6.8% | −2.3% | −9.5% | +3.2% | −4.3% | +6.7% | +4.8% | −2.6% | −3.1% | −2.5% | +10.9% | +5.4% |
| 2022 | +0.1% | −1.4% | −0.2% | −9.9% | +2.7% | −10.9% | +7.2% | −2.0% | −7.7% | +12.0% | +7.0% | −5.2% |
| 2021 | −1.7% | +11.5% | +5.8% | +6.6% | +4.8% | −3.0% | −0.4% | +5.1% | −1.9% | +7.3% | −5.7% | +3.3% |
| 2020 | −2.6% | −11.2% | −21.3% | +9.5% | +2.7% | −0.3% | +3.8% | +4.3% | −3.5% | −0.8% | +16.9% | +6.2% |
| 2019 | — | — | — | — | — | — | +2.4% | −4.9% | +4.6% | +2.4% | +5.0% | +2.7% |
XLF Risk
Risk measures from monthly returns over Jul 2023 – Jun 2026.
- 3-year volatility (annualised): 14.37%
- 3-year Sharpe ratio: 0.98 (vs 4.5% risk-free rate)
- Best month: +10.88% (Nov 2023)
- Worst month: −5.44% (Dec 2024)
XLF Fund Flows
Monthly money in and out of The Financial Select Sector SPDR Fund, from SEC Form N-PORT.
- 12-month net flow: $667.8M
- 12-month gross sales (incl. reinvestments): $71.9B
- Sales ÷ redemptions: 1.01×
| Month | Sales | Redemptions | Net flow |
|---|---|---|---|
| Jun 2026 | $7.3B | $7.3B | −$1.6M |
| May 2026 | $5.0B | $6.5B | −$1.5B |
| Apr 2026 | $6.7B | $5.7B | $984.1M |
| Mar 2026 | $8.2B | $8.1B | $80.0M |
| Feb 2026 | $4.2B | $7.8B | −$3.6B |
| Jan 2026 | $7.7B | $4.1B | $3.5B |
| Dec 2025 | $4.6B | $4.8B | −$167.1M |
| Nov 2025 | $4.4B | $6.1B | −$1.7B |
| Oct 2025 | $5.4B | $5.2B | $195.1M |
| Sep 2025 | $5.7B | $6.3B | −$563.6M |
| Aug 2025 | $5.6B | $5.4B | $253.0M |
| Jul 2025 | $7.0B | $3.8B | $3.1B |
XLF Assets Under Management
Net assets of The Financial Select Sector SPDR Fund by report date, from SEC N-PORT filings.
| Report date | Net assets |
|---|---|
| 2026-06-30 | $51.35B |
| 2026-03-31 | $47.79B |
| 2025-12-31 | $53.11B |
| 2025-09-30 | $54.02B |
| 2025-06-30 | $49.75B |
| 2025-03-31 | $51.84B |
| 2024-12-31 | $48.23B |
| 2024-09-30 | $42.11B |
| 2024-06-30 | $38.80B |
| 2024-03-31 | $38.44B |
| 2023-12-31 | $34.04B |
| 2023-09-30 | $30.28B |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.