VTTVX Performance — Vanguard Target Retirement 2025 Fund, Investor Shares
Data updated: 2026-08-28
VTTVX returned +6.42% year to date and +13.63% over one year to Jun 2026. Annualised returns are +12.13% over 3 years and +5.84% over 5 years. The fund trailed its Target-Date category average: $100 invested three years ago grew to $141, against $150 for the category, and to $114 over one year, against $118. Volatility over the past three years was 7.91% a year. In the 12 months to Jun 2026 the fund lost a net $4.5B, and assets reached $75.81B.
VTTVX Growth of $100
What $100 invested in Vanguard Target Retirement 2025 Fund grew to, compounded from monthly returns reported on SEC Form N-PORT, against the Target-Date category average over the same months.
| Period | VTTVX | Category average |
|---|---|---|
| 1 year (Jul 2025 – Jun 2026) | $114 | $118 |
| 3 years (Jul 2023 – Jun 2026) | $141 | $150 |
| 5 years (Jul 2021 – Jun 2026) | $133 | $143 |
| Since data start (Jul 2019 – Jun 2026) | $171 | $187 |
VTTVX Trailing Returns
Total returns to Jun 2026, from SEC N-PORT.
| Period | Total return |
|---|---|
| YTD | +6.42% |
| 1 year | +13.63% |
| 3 years (annualised) | +12.13% |
| 5 years (annualised) | +5.84% |
VTTVX Annual Returns
Calendar-year total returns of Vanguard Target Retirement 2025 Fund, compounded from monthly SEC N-PORT returns. Partial years show the months covered.
| Year | Total return |
|---|---|
| 2026 (Jan–Jun) | +6.42% |
| 2025 | +14.60% |
| 2024 | +9.44% |
| 2023 | +14.55% |
| 2022 | −15.55% |
| 2021 | +9.80% |
| 2020 | +13.30% |
| 2019 (Jul–Dec) | +6.37% |
VTTVX Monthly Returns
Monthly total returns as reported on SEC Form N-PORT.
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +1.8% | +1.6% | −4.0% | +4.7% | +2.5% | 0.0% | — | — | — | — | — | — |
| 2025 | +1.9% | +0.6% | −1.8% | +1.0% | +2.6% | +2.9% | +0.4% | +2.0% | +2.2% | +1.3% | +0.3% | +0.4% |
| 2024 | −0.1% | +1.9% | +2.0% | −2.7% | +2.9% | +1.2% | +2.2% | +1.8% | +1.8% | −2.1% | +2.5% | −2.0% |
| 2023 | +5.4% | −2.6% | +2.6% | +0.9% | −1.0% | +3.1% | +2.0% | −1.8% | −3.1% | −2.1% | +6.5% | +4.3% |
| 2022 | −3.5% | −2.0% | −0.1% | −5.9% | +0.3% | −5.4% | +5.1% | −3.4% | −7.0% | +3.1% | +6.0% | −3.0% |
| 2021 | −0.4% | +1.0% | +1.2% | +2.7% | +1.0% | +1.1% | +0.9% | +1.3% | −2.7% | +2.8% | −1.3% | +2.0% |
| 2020 | 0.0% | −4.0% | −9.3% | +7.3% | +3.3% | +2.1% | +3.6% | +3.2% | −1.6% | −1.4% | +7.6% | +3.0% |
| 2019 | — | — | — | — | — | — | +0.3% | −0.3% | +1.1% | +1.6% | +1.6% | +1.9% |
VTTVX Risk
Risk measures from monthly returns over Jul 2023 – Jun 2026.
- 3-year volatility (annualised): 7.91%
- 3-year Sharpe ratio: 0.96 (vs 4.5% risk-free rate)
- Best month: +6.52% (Nov 2023)
- Worst month: −3.98% (Mar 2026)
VTTVX Fund Flows
Monthly money in and out of Vanguard Target Retirement 2025 Fund, from SEC Form N-PORT.
- 12-month net flow: −$4.5B
- 12-month gross sales (incl. reinvestments): $12.2B
- Sales ÷ redemptions: 0.73×
| Month | Sales | Redemptions | Net flow |
|---|---|---|---|
| Jun 2026 | $393.2M | $1.5B | −$1.1B |
| May 2026 | $349.7M | $1.5B | −$1.1B |
| Apr 2026 | $795.5M | $1.4B | −$572.7M |
| Mar 2026 | $457.1M | $1.3B | −$803.7M |
| Feb 2026 | $434.9M | $1.4B | −$960.5M |
| Jan 2026 | $1.0B | $1.9B | −$893.1M |
| Dec 2025 | $6.1B | $1.4B | $4.7B |
| Nov 2025 | $503.3M | $1.0B | −$538.1M |
| Oct 2025 | $544.2M | $1.3B | −$724.6M |
| Sep 2025 | $618.5M | $1.4B | −$795.9M |
| Aug 2025 | $487.9M | $1.3B | −$798.5M |
| Jul 2025 | $443.1M | $1.3B | −$890.3M |
VTTVX Assets Under Management
Net assets of Vanguard Target Retirement 2025 Fund by report date, from SEC N-PORT filings.
| Report date | Net assets |
|---|---|
| 2026-06-30 | $75.81B |
| 2026-03-31 | $73.33B |
| 2025-12-31 | $76.51B |
| 2025-09-30 | $76.80B |
| 2025-06-30 | $75.81B |
| 2025-03-31 | $72.97B |
| 2024-12-31 | $75.42B |
| 2024-09-30 | $78.82B |
| 2024-06-30 | $76.52B |
| 2024-03-31 | $77.52B |
| 2023-12-31 | $76.67B |
| 2023-09-30 | $72.18B |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.