VTRKX Fees and Costs — Voya Target Retirement 2040 Fund, Class R6
Data updated: 2026-09-25
The net expense ratio is 0.25% (0.34% before fee waivers). There are no sales loads or redemption fees. In fiscal 2026 the fund paid $16K in broker commissions, 0.0113% of average net assets, and portfolio turnover was 44%.
VTRKX Fees and Expenses
Annual operating expenses and sales charges of VTRKX. Prospectus, as of May 31, 2026.
| Annual operating expenses | |
|---|---|
| Management fee | 0.18% |
| 12b-1 fee | 0.00% |
| Other expenses | 0.01% |
| Gross expense ratio | 0.34% |
| Fee waiver | −0.09% |
| Net expense ratio | 0.25% |
| Sales charges | |
|---|---|
| Max front load | 0.00% |
| Max deferred load | 0.00% |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | Yes |
| Fees waived or reduced during the year | Yes |
| Waived fees subject to recoupment | Yes |
VTRKX Costs Over Time
On $10,000 invested in VTRKX, assuming 5% a year before costs, total costs come to $166 over 5 years, cutting the return by 0.27% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 0.25%) | $26 | $83 | $144 |
| Trading costs (broker commissions) | $1 | $4 | $7 |
| Lost growth on money paid in costs | $0 | $4 | $15 |
| Total costs | $27 | $91 | $166 |
| Value after costs | $10,473 | $11,486 | $12,597 |
| Impact on return, per year | 0.27% | 0.27% | 0.27% |
VTRKX Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending May 31, 2026.
- Explicit cost rate (commissions ÷ average net assets): 0.0113%
- Total broker commissions: $16K
- Bought from dealers (principal trades, not a cost): $42.2M
- Portfolio turnover (prospectus): 44%
- Securities lending: none during the year
VTRKX Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| CITADEL SECURITIES LLC | $3K | 28.52% |
| JANE STREET EXECUTION SERVICES, LLC | $3K | 20.95% |
| CitiGroup Global Markets Inc. | $1K | 9.00% |
| LIQUIDNET, INC. | $1K | 8.85% |
| SUSQUEHANNA FINANCIAL GROUP, LLLP | $841 | 6.98% |
| J.P. Morgan Securities LLC | $829 | 6.88% |
| RAYMOND JAMES & ASSOCIATES, INC. | $714 | 5.92% |
| GOLDMAN SACHS & CO. LLC | $580 | 4.81% |
| EVERCORE GROUP LLC | $499 | 4.14% |
| WELLS FARGO SECURITIES, LLC | $477 | 3.96% |
VTRKX Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| The Bank of New York Mellon | $42.2M | 100.00% |
Voya Target Retirement 2040 Fund Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| VTRKX | Class R6 | 0.25% | none |
| IRSOX | Class I | 0.37% | none |
| VTRJX | Class A | 0.61% | 5.75% |
| VRRKX | Class R | 0.86% | none |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.