VTRAX Fees and Costs — Voya Target Retirement 2070 Fund, Class A
Data updated: 2026-09-25
The net expense ratio is 0.63%. This share class carries a maximum front-end sales load of 5.75%. In fiscal 2026 the fund paid $474 in broker commissions, 0.0128% of average net assets, and portfolio turnover was 22%.
VTRAX Fees and Expenses
Annual operating expenses and sales charges of VTRAX. Prospectus, as of May 31, 2026.
| Annual operating expenses | |
|---|---|
| Management fee | 0.18% |
| 12b-1 fee | 0.25% |
| Other expenses | 0.05% |
| Gross expense ratio | 0.63% |
| Fee waiver | — |
| Net expense ratio | 0.63% |
| Sales charges | |
|---|---|
| Max front load | 5.75% |
| Max deferred load | 0.00% |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | Yes |
| Fees waived or reduced during the year | Yes |
| Waived fees subject to recoupment | Yes |
VTRAX Costs Over Time
On $10,000 invested in VTRAX, assuming 5% a year before costs, total costs come to $1,116 over 5 years, cutting the return by 1.90% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Sales charges | $575 | $575 | $575 |
| Fund expenses (net expense ratio 0.63%) | $62 | $195 | $340 |
| Trading costs (broker commissions) | $1 | $4 | $7 |
| Lost growth on money paid in costs | $29 | $100 | $194 |
| Total costs | $667 | $875 | $1,116 |
| Value after costs | $9,833 | $10,702 | $11,647 |
| Impact on return, per year | 6.67% | 2.71% | 1.90% |
VTRAX Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending May 31, 2026.
- Explicit cost rate (commissions ÷ average net assets): 0.0128%
- Total broker commissions: $474
- Bought from dealers (principal trades, not a cost): —
- Portfolio turnover (prospectus): 22%
- Securities lending: none during the year
VTRAX Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| CITADEL SECURITIES LLC | $196 | 45.37% |
| EVERCORE GROUP LLC | $53 | 12.27% |
| SUSQUEHANNA FINANCIAL GROUP, LLLP | $44 | 10.19% |
| JANE STREET EXECUTION SERVICES, LLC | $37 | 8.56% |
| J.P. Morgan Securities LLC | $31 | 7.18% |
| MORGAN STANLEY & CO. LLC | $26 | 6.02% |
| WELLS FARGO SECURITIES, LLC | $14 | 3.24% |
| BMO CAPITAL MARKETS CORP. | $12 | 2.78% |
| LIQUIDNET, INC. | $10 | 2.31% |
| Truist Securities, Inc. | $9 | 2.08% |
Voya Target Retirement 2070 Fund Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| VTRBX | Class R6 | 0.25% | none |
| VTRTX | Class I | 0.38% | none |
| VTRAX | Class A | 0.63% | 5.75% |
| VTRLX | Class R | 0.88% | none |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.