VIPAX Fees and Costs — Voya Index Plus Largecap Portfolio, Class ADV
Data updated: 2026-08-24
The net expense ratio is 1.05%: a 0.45% management fee, a 0.50% 12b-1 fee plus 0.23% other expenses, less a 0.13% fee waiver. There are no sales loads or redemption fees. In fiscal 2025 the fund paid $440K in broker commissions, 0.0501% of average net assets, and portfolio turnover was 63%.
VIPAX Fees and Expenses
Annual operating expenses and sales charges of VIPAX. Prospectus, as of December 31, 2025.
| Annual operating expenses | |
|---|---|
| Management fee | 0.45% |
| 12b-1 fee | 0.50% |
| Other expenses | 0.23% |
| Gross expense ratio | 1.18% |
| Fee waiver | −0.13% |
| Net expense ratio | 1.05% |
| Sales charges | |
|---|---|
| Max front load | — |
| Max deferred load | — |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | Yes |
| Fees waived or reduced during the year | No |
| Waived fees subject to recoupment | Yes |
VIPAX Costs Over Time
On $10,000 invested in VIPAX, assuming 5% a year before costs, total costs come to $687 over 5 years, cutting the return by 1.16% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 1.05%) | $110 | $344 | $595 |
| Trading costs (broker commissions) | $5 | $16 | $28 |
| Lost growth on money paid in costs | $0 | $18 | $63 |
| Total costs | $116 | $378 | $687 |
| Value after costs | $10,384 | $11,198 | $12,076 |
| Impact on return, per year | 1.16% | 1.16% | 1.16% |
VIPAX Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending December 31, 2025.
- Explicit cost rate (commissions ÷ average net assets): 0.0501%
- Total broker commissions: $440K
- Bought from dealers (principal trades, not a cost): $508.0M
- Portfolio turnover (prospectus): 63%
- Securities on loan, average value: $546K
- Net income from securities lending: $2K (0.000% of average net assets)
VIPAX Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| GOLDMAN SACHS & CO. LLC | $194K | 44.89% |
| Raymond James & Associates, Inc. | $191K | 44.21% |
| TD SECURITIES (USA) LLC | $32K | 7.40% |
| BOFA SECURITIES, INC. | $4K | 0.90% |
| PIPER SANDLER & CO. | $3K | 0.75% |
| WELLS FARGO SECURITIES, LLC | $2K | 0.49% |
| JONESTRADING | $2K | 0.39% |
| UBS Securities LLC | $1K | 0.35% |
| SG AMERICAS SECURITIES LLC | $1K | 0.33% |
| INSTINET, LLC | $1K | 0.30% |
VIPAX Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| THE BANK OF NEW YORK MELLON | $508.0M | 100.00% |
Voya Index Plus Largecap Portfolio Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| IPLIX | Class I | 0.55% | — |
| IPLSX | Class S | 0.80% | — |
| VIPAX | Class ADV | 1.05% | — |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.