VIGCX Fees and Costs — Voya Investment Grade Credit Fund, Class I
Data updated: 2026-02-26
The net expense ratio is 0.65%: a 0.50% management fee plus 0.34% other expenses, less a 0.19% fee waiver. There are no sales loads or redemption fees. In fiscal 2025 the fund paid $4K in broker commissions, 0.0058% of average net assets, and portfolio turnover was 469%.
VIGCX Fees and Expenses
Annual operating expenses and sales charges of VIGCX. Prospectus, as of March 31, 2025.
| Annual operating expenses | |
|---|---|
| Management fee | 0.50% |
| 12b-1 fee | 0.00% |
| Other expenses | 0.34% |
| Gross expense ratio | 0.84% |
| Fee waiver | −0.19% |
| Net expense ratio | 0.65% |
| Sales charges | |
|---|---|
| Max front load | 0.00% |
| Max deferred load | 0.00% |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | Yes |
| Fees waived or reduced during the year | Yes |
| Waived fees subject to recoupment | Yes |
VIGCX Costs Over Time
On $10,000 invested in VIGCX, assuming 5% a year before costs, total costs come to $413 over 5 years, cutting the return by 0.69% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 0.65%) | $68 | $214 | $372 |
| Trading costs (broker commissions) | $1 | $2 | $3 |
| Lost growth on money paid in costs | $0 | $11 | $38 |
| Total costs | $69 | $226 | $413 |
| Value after costs | $10,431 | $11,350 | $12,350 |
| Impact on return, per year | 0.69% | 0.69% | 0.69% |
VIGCX Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending March 31, 2025.
- Explicit cost rate (commissions ÷ average net assets): 0.0058%
- Total broker commissions: $4K
- Bought from dealers (principal trades, not a cost): $755.1M
- Portfolio turnover (prospectus): 469%
- Securities on loan, average value: $1.9M
- Net income from securities lending: $13K (0.018% of average net assets)
VIGCX Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| MORGAN STANLEY & CO. LLC | $4K | 99.90% |
| CITIGROUP GLOBAL MARKETS INC. | $4 | 0.10% |
VIGCX Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| THE BANK OF NEW YORK MELLON | $89.0M | 16.37% |
| J.P. Morgan Securities LLC | $81.5M | 14.97% |
| BOFA SECURITIES, INC. | $76.7M | 14.09% |
| MORGAN STANLEY & CO. LLC | $66.1M | 12.14% |
| GOLDMAN SACHS & CO. LLC | $56.4M | 10.37% |
| WELLS FARGO SECURITIES, LLC | $48.1M | 8.84% |
| CitiGroup Global Markets Inc. | $40.8M | 7.51% |
| BARCLAYS CAPITAL, INC. | $32.1M | 5.91% |
| CITADEL SECURITIES LLC | $31.9M | 5.86% |
| RBC CAPITAL MARKETS, LLC | $21.4M | 3.94% |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.