VFIFX Performance — Vanguard Target Retirement 2050 Fund, Investor Shares
Data updated: 2026-08-28
VFIFX returned +11.10% year to date and +22.70% over one year to Jun 2026. Annualised returns are +18.26% over 3 years and +9.89% over 5 years. The fund beat its Target-Date category average: $100 invested three years ago grew to $165, against $150 for the category, and to $123 over one year, against $118. Volatility over the past three years was 11.44% a year. In the 12 months to Jun 2026 the fund took in a net $4.4B, and assets reached $108.11B.
VFIFX Growth of $100
What $100 invested in Vanguard Target Retirement 2050 Fund grew to, compounded from monthly returns reported on SEC Form N-PORT, against the Target-Date category average over the same months.
| Period | VFIFX | Category average |
|---|---|---|
| 1 year (Jul 2025 – Jun 2026) | $123 | $118 |
| 3 years (Jul 2023 – Jun 2026) | $165 | $150 |
| 5 years (Jul 2021 – Jun 2026) | $160 | $143 |
| Since data start (Jul 2019 – Jun 2026) | $225 | $187 |
VFIFX Trailing Returns
Total returns to Jun 2026, from SEC N-PORT.
| Period | Total return |
|---|---|
| YTD | +11.10% |
| 1 year | +22.70% |
| 3 years (annualised) | +18.26% |
| 5 years (annualised) | +9.89% |
VFIFX Annual Returns
Calendar-year total returns of Vanguard Target Retirement 2050 Fund, compounded from monthly SEC N-PORT returns. Partial years show the months covered.
| Year | Total return |
|---|---|
| 2026 (Jan–Jun) | +11.10% |
| 2025 | +21.41% |
| 2024 | +14.64% |
| 2023 | +20.17% |
| 2022 | −17.46% |
| 2021 | +16.41% |
| 2020 | +16.39% |
| 2019 (Jul–Dec) | +8.33% |
VFIFX Monthly Returns
Monthly total returns as reported on SEC Form N-PORT.
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +3.0% | +1.8% | −6.0% | +8.4% | +4.2% | −0.2% | — | — | — | — | — | — |
| 2025 | +2.9% | −0.3% | −3.1% | +0.9% | +5.0% | +4.3% | +0.9% | +2.8% | +3.3% | +1.8% | +0.3% | +0.9% |
| 2024 | 0.0% | +3.9% | +2.9% | −3.4% | +4.1% | +1.5% | +2.2% | +2.2% | +2.2% | −2.3% | +3.6% | −2.7% |
| 2023 | +7.1% | −3.0% | +2.7% | +1.2% | −1.1% | +5.2% | +3.3% | −2.7% | −4.0% | −2.8% | +8.5% | +5.0% |
| 2022 | −4.5% | −2.5% | +1.3% | −7.5% | +0.4% | −7.6% | +6.6% | −3.8% | −9.0% | +5.5% | +7.9% | −4.1% |
| 2021 | −0.3% | +2.4% | +2.4% | +3.8% | +1.4% | +1.3% | +0.6% | +2.1% | −3.7% | +4.5% | −2.3% | +3.5% |
| 2020 | −1.0% | −6.7% | −13.3% | +10.3% | +4.7% | +2.8% | +4.7% | +5.3% | −2.6% | −2.0% | +11.3% | +4.5% |
| 2019 | — | — | — | — | — | — | +0.2% | −1.7% | +1.8% | +2.3% | +2.4% | +3.1% |
VFIFX Risk
Risk measures from monthly returns over Jul 2023 – Jun 2026.
- 3-year volatility (annualised): 11.44%
- 3-year Sharpe ratio: 1.20 (vs 4.5% risk-free rate)
- Best month: +8.51% (Nov 2023)
- Worst month: −6.02% (Mar 2026)
VFIFX Fund Flows
Monthly money in and out of Vanguard Target Retirement 2050 Fund, from SEC Form N-PORT.
- 12-month net flow: $4.4B
- 12-month gross sales (incl. reinvestments): $15.9B
- Sales ÷ redemptions: 1.38×
| Month | Sales | Redemptions | Net flow |
|---|---|---|---|
| Jun 2026 | $926.3M | $1.2B | −$243.6M |
| May 2026 | $1.0B | $1.0B | −$25.2M |
| Apr 2026 | $1.2B | $869.3M | $375.1M |
| Mar 2026 | $1.2B | $745.1M | $480.1M |
| Feb 2026 | $1.2B | $865.8M | $298.5M |
| Jan 2026 | $1.9B | $1.5B | $430.8M |
| Dec 2025 | $3.5B | $1.3B | $2.2B |
| Nov 2025 | $878.6M | $635.0M | $243.6M |
| Oct 2025 | $1.0B | $739.0M | $279.8M |
| Sep 2025 | $1.1B | $956.1M | $171.3M |
| Aug 2025 | $893.9M | $921.5M | −$27.6M |
| Jul 2025 | $968.5M | $829.3M | $139.2M |
VFIFX Assets Under Management
Net assets of Vanguard Target Retirement 2050 Fund by report date, from SEC N-PORT filings.
| Report date | Net assets |
|---|---|
| 2026-06-30 | $108.11B |
| 2026-03-31 | $95.79B |
| 2025-12-31 | $96.00B |
| 2025-09-30 | $92.38B |
| 2025-06-30 | $85.92B |
| 2025-03-31 | $76.68B |
| 2024-12-31 | $76.82B |
| 2024-09-30 | $77.43B |
| 2024-06-30 | $71.77B |
| 2024-03-31 | $69.25B |
| 2023-12-31 | $63.31B |
| 2023-09-30 | $56.62B |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.