VFFVX Performance — Vanguard Target Retirement 2055 Fund, Investor Shares
Data updated: 2026-08-28
VFFVX returned +11.20% year to date and +22.84% over one year to Jun 2026. Annualised returns are +18.30% over 3 years and +9.91% over 5 years. The fund beat its Target-Date category average: $100 invested three years ago grew to $166, against $150 for the category, and to $123 over one year, against $118. Volatility over the past three years was 11.48% a year. In the 12 months to Jun 2026 the fund took in a net $4.6B, and assets reached $76.40B.
VFFVX Growth of $100
What $100 invested in Vanguard Target Retirement 2055 Fund grew to, compounded from monthly returns reported on SEC Form N-PORT, against the Target-Date category average over the same months.
| Period | VFFVX | Category average |
|---|---|---|
| 1 year (Jul 2025 – Jun 2026) | $123 | $118 |
| 3 years (Jul 2023 – Jun 2026) | $166 | $150 |
| 5 years (Jul 2021 – Jun 2026) | $160 | $143 |
| Since data start (Jul 2019 – Jun 2026) | $225 | $187 |
VFFVX Trailing Returns
Total returns to Jun 2026, from SEC N-PORT.
| Period | Total return |
|---|---|
| YTD | +11.20% |
| 1 year | +22.84% |
| 3 years (annualised) | +18.30% |
| 5 years (annualised) | +9.91% |
VFFVX Annual Returns
Calendar-year total returns of Vanguard Target Retirement 2055 Fund, compounded from monthly SEC N-PORT returns. Partial years show the months covered.
| Year | Total return |
|---|---|
| 2026 (Jan–Jun) | +11.20% |
| 2025 | +21.43% |
| 2024 | +14.64% |
| 2023 | +20.16% |
| 2022 | −17.46% |
| 2021 | +16.44% |
| 2020 | +16.32% |
| 2019 (Jul–Dec) | +8.32% |
VFFVX Monthly Returns
Monthly total returns as reported on SEC Form N-PORT.
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +3.0% | +1.8% | −6.1% | +8.5% | +4.2% | −0.2% | — | — | — | — | — | — |
| 2025 | +2.9% | −0.2% | −3.1% | +0.9% | +5.1% | +4.3% | +0.9% | +2.9% | +3.3% | +1.8% | +0.3% | +0.9% |
| 2024 | −0.1% | +3.9% | +2.9% | −3.4% | +4.1% | +1.4% | +2.2% | +2.2% | +2.2% | −2.3% | +3.6% | −2.7% |
| 2023 | +7.1% | −3.0% | +2.7% | +1.2% | −1.1% | +5.2% | +3.3% | −2.7% | −4.0% | −2.8% | +8.5% | +5.0% |
| 2022 | −4.5% | −2.5% | +1.3% | −7.5% | +0.4% | −7.6% | +6.6% | −3.8% | −9.0% | +5.5% | +7.9% | −4.0% |
| 2021 | −0.3% | +2.4% | +2.4% | +3.8% | +1.4% | +1.3% | +0.6% | +2.2% | −3.8% | +4.5% | −2.3% | +3.5% |
| 2020 | −1.0% | −6.7% | −13.3% | +10.2% | +4.7% | +2.8% | +4.7% | +5.3% | −2.6% | −2.0% | +11.3% | +4.5% |
| 2019 | — | — | — | — | — | — | +0.1% | −1.7% | +1.8% | +2.4% | +2.4% | +3.1% |
VFFVX Risk
Risk measures from monthly returns over Jul 2023 – Jun 2026.
- 3-year volatility (annualised): 11.48%
- 3-year Sharpe ratio: 1.20 (vs 4.5% risk-free rate)
- Best month: +8.53% (Apr 2026)
- Worst month: −6.07% (Mar 2026)
VFFVX Fund Flows
Monthly money in and out of Vanguard Target Retirement 2055 Fund, from SEC Form N-PORT.
- 12-month net flow: $4.6B
- 12-month gross sales (incl. reinvestments): $13.1B
- Sales ÷ redemptions: 1.55×
| Month | Sales | Redemptions | Net flow |
|---|---|---|---|
| Jun 2026 | $831.1M | $904.8M | −$73.7M |
| May 2026 | $865.7M | $710.3M | $155.4M |
| Apr 2026 | $1.1B | $668.0M | $394.0M |
| Mar 2026 | $1.1B | $548.5M | $560.3M |
| Feb 2026 | $1.0B | $575.6M | $436.2M |
| Jan 2026 | $1.5B | $1.1B | $402.7M |
| Dec 2025 | $2.6B | $1.0B | $1.6B |
| Nov 2025 | $766.7M | $448.3M | $318.3M |
| Oct 2025 | $847.4M | $504.7M | $342.7M |
| Sep 2025 | $934.4M | $794.4M | $139.9M |
| Aug 2025 | $779.1M | $640.1M | $139.0M |
| Jul 2025 | $831.0M | $571.1M | $259.9M |
VFFVX Assets Under Management
Net assets of Vanguard Target Retirement 2055 Fund by report date, from SEC N-PORT filings.
| Report date | Net assets |
|---|---|
| 2026-06-30 | $76.40B |
| 2026-03-31 | $67.26B |
| 2025-12-31 | $66.89B |
| 2025-09-30 | $64.04B |
| 2025-06-30 | $59.22B |
| 2025-03-31 | $52.45B |
| 2024-12-31 | $52.06B |
| 2024-09-30 | $52.01B |
| 2024-06-30 | $47.86B |
| 2024-03-31 | $45.91B |
| 2023-12-31 | $41.61B |
| 2023-09-30 | $36.81B |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.