TSGAX Fees and Costs — Timothy Strategic Growth Fund, Class A
Data updated: 2026-08-26
The net expense ratio is 1.75%. This share class carries a maximum front-end sales load of 5.50%. In fiscal 2025 the fund paid $6K in broker commissions, 0.0172% of average net assets, and portfolio turnover was 40%.
TSGAX Fees and Expenses
Annual operating expenses and sales charges of TSGAX. Prospectus, as of May 5, 2026.
| Annual operating expenses | |
|---|---|
| Management fee | 0.15% |
| 12b-1 fee | 0.25% |
| Other expenses | 0.54% |
| Gross expense ratio | 1.75% |
| Fee waiver | — |
| Net expense ratio | 1.75% |
| Sales charges | |
|---|---|
| Max front load | 5.50% |
| Max deferred load | 0.00% |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | Yes |
| Fees waived or reduced during the year | Yes |
| Waived fees subject to recoupment | No |
TSGAX Costs Over Time
On $10,000 invested in TSGAX, assuming 5% a year before costs, total costs come to $1,731 over 5 years, cutting the return by 3.02% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Sales charges | $550 | $550 | $550 |
| Fund expenses (net expense ratio 1.75%) | $174 | $537 | $925 |
| Trading costs (broker commissions) | $2 | $5 | $9 |
| Lost growth on money paid in costs | $28 | $114 | $247 |
| Total costs | $753 | $1,206 | $1,731 |
| Value after costs | $9,747 | $10,370 | $11,032 |
| Impact on return, per year | 7.53% | 3.78% | 3.02% |
TSGAX Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending September 30, 2025.
- Explicit cost rate (commissions ÷ average net assets): 0.0172%
- Total broker commissions: $6K
- Bought from dealers (principal trades, not a cost): —
- Portfolio turnover (prospectus): 40%
- Securities lending: none during the year
TSGAX Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| WALLACHBETH | $6K | 100.00% |
Timothy Strategic Growth Fund Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| TISGX | Class II | 1.50% | — |
| TSGAX | Class A | 1.75% | 5.50% |
| TSGCX | Class C | 2.25% | none |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.