TPLNX Fees and Costs — Timothy Small Cap Value Fund, Class A
Data updated: 2026-08-26
The net expense ratio is 1.50% (1.64% before fee waivers). This share class carries a maximum front-end sales load of 5.50%. Portfolio turnover was 56%.
TPLNX Fees and Expenses
Annual operating expenses and sales charges of TPLNX. Prospectus, as of May 5, 2026.
| Annual operating expenses | |
|---|---|
| Management fee | 0.85% |
| 12b-1 fee | 0.25% |
| Other expenses | 0.47% |
| Gross expense ratio | 1.64% |
| Fee waiver | −0.14% |
| Net expense ratio | 1.50% |
| Sales charges | |
|---|---|
| Max front load | 5.50% |
| Max deferred load | 0.00% |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | Yes |
| Fees waived or reduced during the year | Yes |
| Waived fees subject to recoupment | No |
TPLNX Costs Over Time
On $10,000 invested in TPLNX, assuming 5% a year before costs, total costs come to $1,580 over 5 years, cutting the return by 2.74% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Sales charges | $550 | $550 | $550 |
| Fund expenses (net expense ratio 1.50%) | $149 | $462 | $797 |
| Lost growth on money paid in costs | $27 | $110 | $233 |
| Total costs | $726 | $1,122 | $1,580 |
| Value after costs | $9,774 | $10,455 | $11,183 |
| Impact on return, per year | 7.26% | 3.51% | 2.74% |
TPLNX Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending September 30, 2025.
- Explicit cost rate (commissions ÷ average net assets): —
- Total broker commissions: —
- Bought from dealers (principal trades, not a cost): $219.3M
- Portfolio turnover (prospectus): 56%
- Securities lending: none during the year
TPLNX Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| NORTHERN TRUST | $217.9M | 99.35% |
| CITIGROUP | $1.4M | 0.65% |
Timothy Small Cap Value Fund Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| TPVIX | Class I | 1.25% | — |
| TPLNX | Class A | 1.50% | 5.50% |
| TSVCX | Class C | 2.25% | none |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.