TPICX Fees and Costs — Timothy Plan International Fund, Class C
Data updated: 2026-08-26
The net expense ratio is 2.38%: a 1.00% management fee, a 1.00% 12b-1 fee plus 0.42% other expenses, less a 0.05% fee waiver. This share class carries a deferred sales charge of up to 1.00%. In fiscal 2025 the fund paid $22K in broker commissions, 0.0116% of average net assets, and portfolio turnover was 16%.
TPICX Fees and Expenses
Annual operating expenses and sales charges of TPICX. Prospectus, as of May 5, 2026.
| Annual operating expenses | |
|---|---|
| Management fee | 1.00% |
| 12b-1 fee | 1.00% |
| Other expenses | 0.42% |
| Gross expense ratio | 2.43% |
| Fee waiver | −0.05% |
| Net expense ratio | 2.38% |
| Sales charges | |
|---|---|
| Max front load | 0.00% |
| Max deferred load | 1.00% |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | Yes |
| Fees waived or reduced during the year | Yes |
| Waived fees subject to recoupment | No |
TPICX Costs Over Time
On $10,000 invested in TPICX, assuming 5% a year before costs, total costs come to $1,455 over 5 years, cutting the return by 2.51% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Sales charges | $102 | $0 | $0 |
| Fund expenses (net expense ratio 2.38%) | $250 | $769 | $1,313 |
| Trading costs (broker commissions) | $1 | $4 | $6 |
| Lost growth on money paid in costs | $0 | $39 | $135 |
| Total costs | $354 | $811 | $1,455 |
| Value after costs | $10,146 | $10,765 | $11,308 |
| Impact on return, per year | 3.54% | 2.51% | 2.51% |
TPICX Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending September 30, 2025.
- Explicit cost rate (commissions ÷ average net assets): 0.0116%
- Total broker commissions: $22K
- Bought from dealers (principal trades, not a cost): $36.8M
- Portfolio turnover (prospectus): 16%
- Securities lending: none during the year
TPICX Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| BNY MELLON | $22K | 100.00% |
| US BANCORP | $0 | 0.00% |
TPICX Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| US BANCORP | $36.5M | 100.00% |
Timothy Plan International Fund Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| TPIIX | Class I | 1.38% | — |
| TPIAX | Class A | 1.63% | 5.50% |
| TPICX | Class C | 2.38% | none |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.