TFACX Performance — American Funds Retirement Income Portfolio - Conservative, Class T
Data updated: 2026-09-28
TFACX returned +4.08% year to date and +12.36% over one year to May 2026. Annualised returns are +10.25% over 3 years and +4.89% over 5 years. The fund trailed its US Multi-Cap Blend category average: $100 invested three years ago grew to $134, against $147 for the category, and to $112 over one year, against $119. Volatility over the past three years was 6.56% a year. In the 12 months to Jul 2026 the fund took in a net $52.2M, and assets reached $1.42B.
TFACX Growth of $100
What $100 invested in American Funds Retirement Income Portfolio - Conservative grew to, compounded from monthly returns reported on SEC Form N-PORT, against the US Multi-Cap Blend category average over the same months.
| Period | TFACX | Category average |
|---|---|---|
| 1 year (Jun 2025 – May 2026) | $112 | $119 |
| 3 years (Jun 2023 – May 2026) | $134 | $147 |
| 5 years (Jun 2021 – May 2026) | $127 | $136 |
| Since data start (Aug 2019 – May 2026) | $151 | $172 |
TFACX Trailing Returns
Total returns to May 2026, from SEC N-PORT.
| Period | Total return |
|---|---|
| YTD | +4.08% |
| 1 year | +12.36% |
| 3 years (annualised) | +10.25% |
| 5 years (annualised) | +4.89% |
TFACX Annual Returns
Calendar-year total returns of American Funds Retirement Income Portfolio - Conservative, compounded from monthly SEC N-PORT returns. Partial years show the months covered.
| Year | Total return |
|---|---|
| 2026 (Jan–May) | +4.08% |
| 2025 | +13.51% |
| 2024 | +7.08% |
| 2023 | +7.19% |
| 2022 | −9.78% |
| 2021 | +8.81% |
| 2020 | +8.70% |
| 2019 (Aug–Dec) | +4.70% |
TFACX Monthly Returns
Monthly total returns as reported on SEC Form N-PORT.
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +1.7% | +2.2% | −3.5% | +2.7% | +1.0% | — | — | — | — | — | — | — |
| 2025 | +2.1% | +1.9% | −0.6% | +0.3% | +1.5% | +2.5% | 0.0% | +1.9% | +1.3% | +0.3% | +1.5% | +0.2% |
| 2024 | 0.0% | +0.2% | +1.9% | −2.4% | +2.2% | +0.9% | +3.0% | +2.1% | +1.5% | −1.8% | +1.4% | −2.0% |
| 2023 | +3.1% | −2.8% | +2.1% | +1.0% | −2.1% | +1.3% | +1.2% | −1.3% | −2.8% | −1.5% | +5.2% | +4.0% |
| 2022 | −1.7% | −1.1% | −0.5% | −3.8% | +1.1% | −4.3% | +3.2% | −2.7% | −6.2% | +2.7% | +4.9% | −1.3% |
| 2021 | −0.4% | +0.5% | +1.5% | +1.8% | +1.3% | +0.3% | +0.9% | +0.7% | −1.9% | +2.0% | −0.7% | +2.6% |
| 2020 | +0.4% | −2.1% | −4.5% | +4.4% | +1.6% | +1.1% | +2.3% | +1.2% | −1.0% | −1.5% | +5.2% | +1.7% |
| 2019 | — | — | — | — | — | — | — | +0.8% | +0.4% | +1.0% | +1.0% | +1.4% |
TFACX Risk
Risk measures from monthly returns over Jun 2023 – May 2026.
- 3-year volatility (annualised): 6.56%
- 3-year Sharpe ratio: 0.88 (vs 4.5% risk-free rate)
- Best month: +5.17% (Nov 2023)
- Worst month: −3.49% (Mar 2026)
TFACX Fund Flows
Monthly money in and out of American Funds Retirement Income Portfolio - Conservative, from SEC Form N-PORT.
- 12-month net flow: $52.2M
- 12-month gross sales (incl. reinvestments): $304.1M
- Sales ÷ redemptions: 1.21×
| Month | Sales | Redemptions | Net flow |
|---|---|---|---|
| Jul 2026 | $17.6M | $19.3M | −$1.7M |
| Jun 2026 | $30.7M | $22.4M | $8.3M |
| May 2026 | $20.6M | $25.3M | −$4.7M |
| Apr 2026 | $17.1M | $17.0M | $100K |
| Mar 2026 | $28.8M | $23.1M | $5.7M |
| Feb 2026 | $18.7M | $19.2M | −$480K |
| Jan 2026 | $28.3M | $23.2M | $5.1M |
| Dec 2025 | $40.1M | $26.4M | $13.8M |
| Nov 2025 | $20.0M | $17.8M | $2.2M |
| Oct 2025 | $32.0M | $20.0M | $12.1M |
| Sep 2025 | $30.2M | $16.6M | $13.6M |
| Aug 2025 | $19.8M | $21.6M | −$1.8M |
TFACX Assets Under Management
Net assets of American Funds Retirement Income Portfolio - Conservative by report date, from SEC N-PORT filings.
| Report date | Net assets |
|---|---|
| 2026-07-31 | $1.42B |
| 2026-04-30 | $1.41B |
| 2026-01-31 | $1.39B |
| 2025-10-31 | $1.35B |
| 2025-07-31 | $1.29B |
| 2025-04-30 | $1.24B |
| 2025-01-31 | $1.22B |
| 2024-10-31 | $1.22B |
| 2024-07-31 | $1.22B |
| 2024-04-30 | $1.17B |
| 2024-01-31 | $1.21B |
| 2023-10-31 | $1.15B |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.