TDLMX Performance — American Funds 2025 Target Date Retirement Fund, Class T
Data updated: 2026-09-28
TDLMX returned +5.10% year to date and +14.74% over one year to May 2026. Annualised returns are +12.46% over 3 years and +6.07% over 5 years. The fund trailed its Target-Date category average: $100 invested three years ago grew to $142, against $155 for the category, and to $115 over one year, against $121. Volatility over the past three years was 7.44% a year. In the 12 months to Jul 2026 the fund lost a net $3.3B, and assets reached $30.26B.
TDLMX Growth of $100
What $100 invested in American Funds 2025 Target Date Retirement Fund grew to, compounded from monthly returns reported on SEC Form N-PORT, against the Target-Date category average over the same months.
| Period | TDLMX | Category average |
|---|---|---|
| 1 year (Jun 2025 – May 2026) | $115 | $121 |
| 3 years (Jun 2023 – May 2026) | $142 | $155 |
| 5 years (Jun 2021 – May 2026) | $134 | $144 |
| Since data start (Aug 2019 – May 2026) | $171 | $186 |
TDLMX Trailing Returns
Total returns to May 2026, from SEC N-PORT.
| Period | Total return |
|---|---|
| YTD | +5.10% |
| 1 year | +14.74% |
| 3 years (annualised) | +12.46% |
| 5 years (annualised) | +6.07% |
TDLMX Annual Returns
Calendar-year total returns of American Funds 2025 Target Date Retirement Fund, compounded from monthly SEC N-PORT returns. Partial years show the months covered.
| Year | Total return |
|---|---|
| 2026 (Jan–May) | +5.10% |
| 2025 | +14.44% |
| 2024 | +9.23% |
| 2023 | +11.95% |
| 2022 | −12.80% |
| 2021 | +11.21% |
| 2020 | +13.59% |
| 2019 (Aug–Dec) | +5.85% |
TDLMX Monthly Returns
Monthly total returns as reported on SEC Form N-PORT.
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +1.7% | +1.7% | −4.0% | +4.1% | +1.7% | — | — | — | — | — | — | — |
| 2025 | +2.4% | +1.0% | −1.4% | +0.4% | +2.4% | +3.0% | +0.2% | +1.8% | +1.6% | +0.8% | +1.2% | +0.2% |
| 2024 | +0.3% | +1.3% | +2.2% | −2.8% | +2.6% | +1.3% | +2.4% | +2.0% | +1.6% | −1.8% | +1.9% | −1.9% |
| 2023 | +4.1% | −2.7% | +2.4% | +1.1% | −1.4% | +2.4% | +1.8% | −1.5% | −3.2% | −1.6% | +6.1% | +4.4% |
| 2022 | −3.2% | −1.6% | 0.0% | −5.2% | +1.0% | −5.3% | +4.3% | −3.0% | −6.7% | +3.7% | +5.4% | −2.0% |
| 2021 | −0.5% | +1.0% | +1.7% | +2.5% | +1.2% | +0.4% | +1.0% | +1.2% | −2.4% | +3.1% | −1.4% | +2.8% |
| 2020 | −0.1% | −3.5% | −6.9% | +6.8% | +3.0% | +1.7% | +3.3% | +2.9% | −1.7% | −1.6% | +7.1% | +2.7% |
| 2019 | — | — | — | — | — | — | — | −0.4% | +0.7% | +1.4% | +1.8% | +2.1% |
TDLMX Risk
Risk measures from monthly returns over Jun 2023 – May 2026.
- 3-year volatility (annualised): 7.44%
- 3-year Sharpe ratio: 1.07 (vs 4.5% risk-free rate)
- Best month: +6.10% (Nov 2023)
- Worst month: −3.97% (Mar 2026)
TDLMX Fund Flows
Monthly money in and out of American Funds 2025 Target Date Retirement Fund, from SEC Form N-PORT.
- 12-month net flow: −$3.3B
- 12-month gross sales (incl. reinvestments): $6.6B
- Sales ÷ redemptions: 0.67×
| Month | Sales | Redemptions | Net flow |
|---|---|---|---|
| Jul 2026 | $327.6M | $842.2M | −$514.6M |
| Jun 2026 | $273.0M | $995.4M | −$722.4M |
| May 2026 | $320.2M | $802.1M | −$482.0M |
| Apr 2026 | $304.5M | $851.1M | −$546.6M |
| Mar 2026 | $404.9M | $883.7M | −$478.8M |
| Feb 2026 | $376.7M | $736.3M | −$359.6M |
| Jan 2026 | $545.6M | $1.0B | −$457.5M |
| Dec 2025 | $2.7B | $677.3M | $2.0B |
| Nov 2025 | $321.2M | $769.0M | −$447.9M |
| Oct 2025 | $381.6M | $797.3M | −$415.7M |
| Sep 2025 | $359.8M | $724.2M | −$364.4M |
| Aug 2025 | $303.2M | $817.8M | −$514.6M |
TDLMX Assets Under Management
Net assets of American Funds 2025 Target Date Retirement Fund by report date, from SEC N-PORT filings.
| Report date | Net assets |
|---|---|
| 2026-07-31 | $30.26B |
| 2026-04-30 | $31.48B |
| 2026-01-31 | $32.38B |
| 2025-10-31 | $32.55B |
| 2025-07-31 | $32.49B |
| 2025-04-30 | $32.12B |
| 2025-01-31 | $33.27B |
| 2024-10-31 | $33.56B |
| 2024-07-31 | $33.84B |
| 2024-04-30 | $32.37B |
| 2024-01-31 | $33.03B |
| 2023-10-31 | $29.97B |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.