TCTOX Fees and Costs — Transamerica ClearTrack(R) 2055, Class R1
Data updated: 2025-03-27
The net expense ratio is 1.20% (4.03% before fee waivers). There are no sales loads or redemption fees. In fiscal 2024 the fund paid $191 in broker commissions, 0.0066% of average net assets, and portfolio turnover was 22%.
TCTOX Fees and Expenses
Annual operating expenses and sales charges of TCTOX. Prospectus, as of February 28, 2025.
| Annual operating expenses | |
|---|---|
| Management fee | 0.10% |
| 12b-1 fee | 0.50% |
| Other expenses | 3.05% |
| Gross expense ratio | 4.03% |
| Fee waiver | −2.83% |
| Net expense ratio | 1.20% |
| Sales charges | |
|---|---|
| Max front load | 0.00% |
| Max deferred load | 0.00% |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | Yes |
| Fees waived or reduced during the year | Yes |
| Waived fees subject to recoupment | Yes |
TCTOX Costs Over Time
On $10,000 invested in TCTOX, assuming 5% a year before costs, total costs come to $752 over 5 years, cutting the return by 1.27% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 1.20%) | $126 | $392 | $679 |
| Trading costs (broker commissions) | $1 | $2 | $4 |
| Lost growth on money paid in costs | $0 | $20 | $69 |
| Total costs | $127 | $414 | $752 |
| Value after costs | $10,373 | $11,162 | $12,011 |
| Impact on return, per year | 1.27% | 1.27% | 1.27% |
TCTOX Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending October 31, 2024.
- Explicit cost rate (commissions ÷ average net assets): 0.0066%
- Total broker commissions: $191
- Bought from dealers (principal trades, not a cost): $3.2M
- Portfolio turnover (prospectus): 22%
- Securities on loan, average value: $63K
- Net income from securities lending: $304 (0.011% of average net assets)
TCTOX Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| Morgan Stanley & Co. LLC | $117 | 61.43% |
| J.P. Morgan Securities LLC | $74 | 38.57% |
TCTOX Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| State Street Bank and Trust Company | $3.2M | 100.00% |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.