TCOTX Fees and Costs — Transamerica ClearTrack(R) 2045, Class R6
Data updated: 2025-06-26
The net expense ratio is 0.55% (0.73% before fee waivers). There are no sales loads or redemption fees. In fiscal 2024 the fund paid $350 in broker commissions, 0.0009% of average net assets, and portfolio turnover was 7%.
TCOTX Fees and Expenses
Annual operating expenses and sales charges of TCOTX. Prospectus, as of February 28, 2025.
| Annual operating expenses | |
|---|---|
| Management fee | 0.10% |
| 12b-1 fee | 0.00% |
| Other expenses | 0.26% |
| Gross expense ratio | 0.73% |
| Fee waiver | −0.18% |
| Net expense ratio | 0.55% |
| Sales charges | |
|---|---|
| Max front load | 0.00% |
| Max deferred load | 0.00% |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | Yes |
| Fees waived or reduced during the year | Yes |
| Waived fees subject to recoupment | Yes |
TCOTX Costs Over Time
On $10,000 invested in TCOTX, assuming 5% a year before costs, total costs come to $348 over 5 years, cutting the return by 0.58% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 0.55%) | $58 | $181 | $315 |
| Trading costs (broker commissions) | $0 | $0 | $1 |
| Lost growth on money paid in costs | $0 | $9 | $32 |
| Total costs | $58 | $190 | $348 |
| Value after costs | $10,442 | $11,386 | $12,415 |
| Impact on return, per year | 0.58% | 0.58% | 0.58% |
TCOTX Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending October 31, 2024.
- Explicit cost rate (commissions ÷ average net assets): 0.0009%
- Total broker commissions: $350
- Bought from dealers (principal trades, not a cost): $95.7M
- Portfolio turnover (prospectus): 7%
- Securities on loan, average value: $166K
- Net income from securities lending: $530 (0.001% of average net assets)
TCOTX Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| Morgan Stanley & Co. LLC | $221 | 63.05% |
| J.P. Morgan Securities LLC | $129 | 36.95% |
TCOTX Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| State Street Bank and Trust Company | $95.7M | 100.00% |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.