TCATX Performance — American Funds College 2039 Fund, Class 529-T
Data updated: 2026-09-28
TCATX returned +9.08% year to date and +24.02% over one year to May 2026. Annualised returns are +19.46% over 3 years and +9.05% over 5 years. The fund beat its Target-Date category average: $100 invested three years ago grew to $170, against $155 for the category, and to $124 over one year, against $121. Volatility over the past three years was 11.58% a year. In the 12 months to Jul 2026 the fund took in a net $449.0M, and assets reached $2.28B.
TCATX Growth of $100
What $100 invested in American Funds College 2039 Fund grew to, compounded from monthly returns reported on SEC Form N-PORT, against the Target-Date category average over the same months.
| Period | TCATX | Category average |
|---|---|---|
| 1 year (Jun 2025 – May 2026) | $124 | $121 |
| 3 years (Jun 2023 – May 2026) | $170 | $155 |
| 5 years (Jun 2021 – May 2026) | $154 | $144 |
| Since data start (Feb 2021 – May 2026) | $162 | $155 |
TCATX Trailing Returns
Total returns to May 2026, from SEC N-PORT.
| Period | Total return |
|---|---|
| YTD | +9.08% |
| 1 year | +24.02% |
| 3 years (annualised) | +19.46% |
| 5 years (annualised) | +9.05% |
TCATX Annual Returns
Calendar-year total returns of American Funds College 2039 Fund, compounded from monthly SEC N-PORT returns. Partial years show the months covered.
| Year | Total return |
|---|---|
| 2026 (Jan–May) | +9.08% |
| 2025 | +19.13% |
| 2024 | +15.66% |
| 2023 | +22.33% |
| 2022 | −20.43% |
| 2021 (Feb–Dec) | +10.68% |
TCATX Monthly Returns
Monthly total returns as reported on SEC Form N-PORT.
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +2.4% | +0.9% | −5.8% | +7.9% | +3.8% | — | — | — | — | — | — | — |
| 2025 | +3.7% | −1.3% | −4.0% | +1.0% | +5.6% | +5.0% | +0.8% | +2.0% | +2.4% | +1.6% | +0.9% | +0.4% |
| 2024 | +0.4% | +4.4% | +3.0% | −3.6% | +3.5% | +2.1% | +1.6% | +2.1% | +2.0% | −1.7% | +3.3% | −2.0% |
| 2023 | +6.9% | −2.6% | +2.8% | +1.2% | −0.4% | +4.9% | +3.1% | −2.1% | −4.4% | −2.5% | +8.7% | +5.7% |
| 2022 | −6.6% | −2.7% | +0.5% | −8.3% | +0.4% | −7.7% | +6.5% | −3.5% | −8.3% | +5.3% | +7.2% | −3.7% |
| 2021 | — | 0.0% | −0.2% | +4.0% | +1.2% | +1.0% | +0.8% | +2.5% | −3.7% | +4.7% | −2.7% | +3.0% |
TCATX Risk
Risk measures from monthly returns over Jun 2023 – May 2026.
- 3-year volatility (annualised): 11.58%
- 3-year Sharpe ratio: 1.29 (vs 4.5% risk-free rate)
- Best month: +8.69% (Nov 2023)
- Worst month: −5.79% (Mar 2026)
TCATX Fund Flows
Monthly money in and out of American Funds College 2039 Fund, from SEC Form N-PORT.
- 12-month net flow: $449.0M
- 12-month gross sales (incl. reinvestments): $552.9M
- Sales ÷ redemptions: 5.32×
| Month | Sales | Redemptions | Net flow |
|---|---|---|---|
| Jul 2026 | $36.8M | $11.3M | $25.5M |
| Jun 2026 | $33.5M | $10.9M | $22.6M |
| May 2026 | $32.7M | $8.5M | $24.2M |
| Apr 2026 | $34.4M | $6.8M | $27.6M |
| Mar 2026 | $39.5M | $10.7M | $28.8M |
| Feb 2026 | $36.6M | $11.3M | $25.4M |
| Jan 2026 | $50.6M | $9.0M | $41.6M |
| Dec 2025 | $168.5M | $9.1M | $159.4M |
| Nov 2025 | $30.5M | $5.2M | $25.3M |
| Oct 2025 | $32.3M | $6.9M | $25.3M |
| Sep 2025 | $28.7M | $6.3M | $22.4M |
| Aug 2025 | $28.8M | $7.8M | $20.9M |
TCATX Assets Under Management
Net assets of American Funds College 2039 Fund by report date, from SEC N-PORT filings.
| Report date | Net assets |
|---|---|
| 2026-07-31 | $2.28B |
| 2026-04-30 | $2.15B |
| 2026-01-31 | $2.01B |
| 2025-10-31 | $1.83B |
| 2025-07-31 | $1.65B |
| 2025-04-30 | $1.42B |
| 2025-01-31 | $1.41B |
| 2024-10-31 | $1.23B |
| 2024-07-31 | $1.14B |
| 2024-04-30 | $993.87M |
| 2024-01-31 | $862.93M |
| 2023-10-31 | $625.87M |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.