TAIHX Fees and Costs — American High Income Trust, Class 529-T
Data updated: 2026-08-27
The net expense ratio is 0.78%: a 0.32% management fee, a 0.25% 12b-1 fee plus 0.21% other expenses. There are no sales loads or redemption fees. In fiscal 2025 the fund paid $27K in broker commissions, 0.0001% of average net assets, and portfolio turnover was 52%.
TAIHX Fees and Expenses
Annual operating expenses and sales charges of TAIHX. Prospectus, as of February 28, 2026.
| Annual operating expenses | |
|---|---|
| Management fee | 0.32% |
| 12b-1 fee | 0.25% |
| Other expenses | 0.21% |
| Gross expense ratio | 0.78% |
| Fee waiver | — |
| Net expense ratio | 0.78% |
| Sales charges | |
|---|---|
| Max front load | — |
| Max deferred load | — |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | No |
| Fees waived or reduced during the year | No |
| Waived fees subject to recoupment | No |
TAIHX Costs Over Time
On $10,000 invested in TAIHX, assuming 5% a year before costs, total costs come to $490 over 5 years, cutting the return by 0.82% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 0.78%) | $82 | $256 | $445 |
| Trading costs (broker commissions) | $0 | $0 | $0 |
| Lost growth on money paid in costs | $0 | $13 | $45 |
| Total costs | $82 | $269 | $490 |
| Value after costs | $10,418 | $11,307 | $12,273 |
| Impact on return, per year | 0.82% | 0.82% | 0.82% |
TAIHX Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending September 30, 2025.
- Explicit cost rate (commissions ÷ average net assets): 0.0001%
- Total broker commissions: $27K
- Bought from dealers (principal trades, not a cost): $16.5B
- Portfolio turnover (prospectus): 52%
- Securities lending: none during the year
TAIHX Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| Bank of America, N.A. | $18K | 67.10% |
| Cantor Fitzgerald & Co | $3K | 10.39% |
| Liquidnet Holdings, Inc. | $2K | 8.31% |
| Citigroup Global Markets Inc. | $1K | 5.33% |
| UBS AG | $1K | 4.04% |
| TD Securities (USA) | $394 | 1.46% |
| J.P. Morgan Securities LLC | $390 | 1.45% |
| Canaccord Financial Inc. | $319 | 1.18% |
| LeveL Markets, LLC | $125 | 0.46% |
| Jefferies & Company Inc. | $70 | 0.26% |
TAIHX Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| Goldman Sachs & Co. LLC | $3.2B | 21.99% |
| J.P. Morgan Securities LLC | $2.3B | 15.75% |
| Morgan Stanley & Co. LLC | $2.0B | 13.72% |
| Citigroup Global Markets Inc. | $1.7B | 11.84% |
| Bank of America, N.A. | $1.6B | 10.97% |
| Barclays Bank PLC | $1.5B | 10.19% |
| RBC Capital Markets LLC | $828.7M | 5.63% |
| Wells Fargo Securities, LLC | $751.9M | 5.11% |
| Jefferies & Company Inc. | $437.1M | 2.97% |
| Deutsche Bank A.G. | $267.7M | 1.82% |
American High Income Trust Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| HIGFX | Class F-3 | 0.36% | — |
| RITGX | Class R-6 | 0.36% | — |
| FTAHX | Class 529-F-3 | 0.41% | — |
| RITFX | Class R-5 | 0.42% | — |
| FAHHX | Class 529-F-2 | 0.46% | — |
| AHIFX | Class F-2 | 0.47% | — |
| RITHX | Class R-5E | 0.51% | — |
| RITEX | Class R-4 | 0.70% | — |
| TAHIX | Class T | 0.73% | — |
| AHITX | Class A | 0.74% | — |
| AHTFX | Class F-1 | 0.76% | — |
| CITAX | Class 529-A | 0.76% | — |
| TAIHX | Class 529-T | 0.78% | — |
| CITFX | Class 529-F-1 | 0.82% | — |
| CITEX | Class 529-E | 0.95% | — |
| RITCX | Class R-3 | 1.01% | — |
| RTEHX | Class R-2E | 1.16% | — |
| RITAX | Class R-1 | 1.45% | — |
| RITBX | Class R-2 | 1.45% | — |
| AHTCX | Class C | 1.48% | — |
| CITCX | Class 529-C | 1.52% | — |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.