SWYOX Performance — Schwab Target 2065 Index Fund
Data updated: 2026-08-25
SWYOX returned +12.58% year to date and +24.29% over one year to Jun 2026. Annualised returns are +18.88% over 3 years and +10.37% over 5 years. The fund beat its Target-Date category average: $100 invested three years ago grew to $168, against $150 for the category, and to $124 over one year, against $118. Volatility over the past three years was 12.23% a year. In the 12 months to Jun 2026 the fund took in a net $143.0M, and assets reached $468.95M.
SWYOX Growth of $100
What $100 invested in Schwab Target 2065 Index Fund grew to, compounded from monthly returns reported on SEC Form N-PORT, against the Target-Date category average over the same months.
| Period | SWYOX | Category average |
|---|---|---|
| 1 year (Jul 2025 – Jun 2026) | $124 | $118 |
| 3 years (Jul 2023 – Jun 2026) | $168 | $150 |
| 5 years (Jul 2021 – Jun 2026) | $164 | $143 |
| Since data start (Feb 2021 – Jun 2026) | $179 | $156 |
SWYOX Trailing Returns
Total returns to Jun 2026, from SEC N-PORT.
| Period | Total return |
|---|---|
| YTD | +12.58% |
| 1 year | +24.29% |
| 3 years (annualised) | +18.88% |
| 5 years (annualised) | +10.37% |
SWYOX Annual Returns
Calendar-year total returns of Schwab Target 2065 Index Fund, compounded from monthly SEC N-PORT returns. Partial years show the months covered.
| Year | Total return |
|---|---|
| 2026 (Jan–Jun) | +12.58% |
| 2025 | +20.49% |
| 2024 | +15.39% |
| 2023 | +21.17% |
| 2022 | −17.93% |
| 2021 (Feb–Dec) | +14.99% |
SWYOX Monthly Returns
Monthly total returns as reported on SEC Form N-PORT.
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +3.0% | +1.9% | −5.9% | +9.1% | +4.3% | +0.1% | — | — | — | — | — | — |
| 2025 | +3.0% | −0.2% | −3.5% | +0.3% | +5.2% | +4.2% | +1.0% | +3.0% | +3.1% | +1.8% | +0.5% | +0.6% |
| 2024 | −0.3% | +4.1% | +3.1% | −3.9% | +4.5% | +1.6% | +2.6% | +2.5% | +2.2% | −2.3% | +4.2% | −3.4% |
| 2023 | +7.8% | −3.1% | +2.2% | +1.2% | −1.2% | +5.8% | +3.5% | −2.8% | −4.5% | −2.9% | +9.0% | +5.6% |
| 2022 | −4.7% | −2.7% | +2.1% | −7.6% | +0.1% | −7.8% | +7.2% | −4.2% | −9.6% | +6.1% | +8.0% | −4.5% |
| 2021 | — | −0.8% | +2.9% | +4.1% | +1.4% | +1.4% | +0.8% | +2.2% | −4.0% | +5.0% | −2.4% | +3.8% |
SWYOX Risk
Risk measures from monthly returns over Jul 2023 – Jun 2026.
- 3-year volatility (annualised): 12.23%
- 3-year Sharpe ratio: 1.18 (vs 4.5% risk-free rate)
- Best month: +9.14% (Apr 2026)
- Worst month: −5.93% (Mar 2026)
SWYOX Fund Flows
Monthly money in and out of Schwab Target 2065 Index Fund, from SEC Form N-PORT.
- 12-month net flow: $143.0M
- 12-month gross sales (incl. reinvestments): $209.3M
- Sales ÷ redemptions: 3.16×
| Month | Sales | Redemptions | Net flow |
|---|---|---|---|
| Jun 2026 | $18.4M | $7.2M | $11.2M |
| May 2026 | $16.4M | $6.8M | $9.6M |
| Apr 2026 | $17.4M | $6.0M | $11.3M |
| Mar 2026 | $16.7M | $6.4M | $10.3M |
| Feb 2026 | $22.6M | $4.8M | $17.8M |
| Jan 2026 | $29.2M | $5.1M | $24.0M |
| Dec 2025 | $25.2M | $6.2M | $18.9M |
| Nov 2025 | $12.3M | $4.4M | $7.8M |
| Oct 2025 | $13.2M | $10.7M | $2.5M |
| Sep 2025 | $14.5M | $3.9M | $10.6M |
| Aug 2025 | $11.0M | $2.2M | $8.8M |
| Jul 2025 | $12.5M | $2.4M | $10.1M |
SWYOX Assets Under Management
Net assets of Schwab Target 2065 Index Fund by report date, from SEC N-PORT filings.
| Report date | Net assets |
|---|---|
| 2026-06-30 | $468.95M |
| 2026-03-31 | $382.07M |
| 2025-12-31 | $336.03M |
| 2025-09-30 | $303.67M |
| 2025-06-30 | $254.55M |
| 2025-03-31 | $211.64M |
| 2024-12-31 | $187.96M |
| 2024-09-30 | $160.62M |
| 2024-06-30 | $129.53M |
| 2024-03-31 | $108.74M |
| 2023-12-31 | $82.36M |
| 2023-09-30 | $64.24M |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.