SWYMX Performance — Schwab Target 2050 Index Fund
Data updated: 2026-08-25
SWYMX returned +11.61% year to date and +22.56% over one year to Jun 2026. Annualised returns are +17.89% over 3 years and +9.77% over 5 years. The fund beat its Target-Date category average: $100 invested three years ago grew to $164, against $150 for the category, and to $123 over one year, against $118. Volatility over the past three years was 11.64% a year. In the 12 months to Jun 2026 the fund took in a net $227.0M, and assets reached $1.67B.
SWYMX Growth of $100
What $100 invested in Schwab Target 2050 Index Fund grew to, compounded from monthly returns reported on SEC Form N-PORT, against the Target-Date category average over the same months.
| Period | SWYMX | Category average |
|---|---|---|
| 1 year (Jul 2025 – Jun 2026) | $123 | $118 |
| 3 years (Jul 2023 – Jun 2026) | $164 | $150 |
| 5 years (Jul 2021 – Jun 2026) | $159 | $143 |
| Since data start (Jul 2019 – Jun 2026) | $222 | $187 |
SWYMX Trailing Returns
Total returns to Jun 2026, from SEC N-PORT.
| Period | Total return |
|---|---|
| YTD | +11.61% |
| 1 year | +22.56% |
| 3 years (annualised) | +17.89% |
| 5 years (annualised) | +9.77% |
SWYMX Annual Returns
Calendar-year total returns of Schwab Target 2050 Index Fund, compounded from monthly SEC N-PORT returns. Partial years show the months covered.
| Year | Total return |
|---|---|
| 2026 (Jan–Jun) | +11.61% |
| 2025 | +19.43% |
| 2024 | +14.62% |
| 2023 | +20.56% |
| 2022 | −17.67% |
| 2021 | +17.80% |
| 2020 | +14.65% |
| 2019 (Jul–Dec) | +8.32% |
SWYMX Monthly Returns
Monthly total returns as reported on SEC Form N-PORT.
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +2.8% | +1.8% | −5.6% | +8.5% | +4.1% | +0.1% | — | — | — | — | — | — |
| 2025 | +2.9% | −0.1% | −3.4% | +0.3% | +4.8% | +4.1% | +0.9% | +2.9% | +2.9% | +1.7% | +0.5% | +0.5% |
| 2024 | −0.3% | +3.9% | +2.9% | −3.9% | +4.2% | +1.6% | +2.6% | +2.3% | +2.1% | −2.2% | +4.1% | −3.3% |
| 2023 | +7.5% | −3.0% | +2.3% | +1.2% | −1.1% | +5.4% | +3.2% | −2.6% | −4.3% | −2.8% | +8.7% | +5.6% |
| 2022 | −4.5% | −2.6% | +1.9% | −7.5% | +0.1% | −7.5% | +7.0% | −4.1% | −9.3% | +5.8% | +7.6% | −4.3% |
| 2021 | −0.2% | +2.4% | +2.7% | +4.0% | +1.3% | +1.3% | +0.9% | +2.1% | −3.8% | +4.8% | −2.2% | +3.6% |
| 2020 | −1.1% | −6.6% | −13.4% | +9.7% | +4.5% | +2.8% | +4.5% | +5.0% | −2.6% | −1.9% | +11.2% | +4.4% |
| 2019 | — | — | — | — | — | — | +0.3% | −1.5% | +1.9% | +2.3% | +2.2% | +2.8% |
SWYMX Risk
Risk measures from monthly returns over Jul 2023 – Jun 2026.
- 3-year volatility (annualised): 11.64%
- 3-year Sharpe ratio: 1.15 (vs 4.5% risk-free rate)
- Best month: +8.70% (Nov 2023)
- Worst month: −5.57% (Mar 2026)
SWYMX Fund Flows
Monthly money in and out of Schwab Target 2050 Index Fund, from SEC Form N-PORT.
- 12-month net flow: $227.0M
- 12-month gross sales (incl. reinvestments): $453.2M
- Sales ÷ redemptions: 2.00×
| Month | Sales | Redemptions | Net flow |
|---|---|---|---|
| Jun 2026 | $35.3M | $24.6M | $10.7M |
| May 2026 | $42.6M | $24.9M | $17.6M |
| Apr 2026 | $37.7M | $17.1M | $20.6M |
| Mar 2026 | $35.5M | $15.1M | $20.4M |
| Feb 2026 | $40.2M | $21.6M | $18.6M |
| Jan 2026 | $45.5M | $28.1M | $17.3M |
| Dec 2025 | $61.6M | $17.1M | $44.5M |
| Nov 2025 | $37.7M | $14.2M | $23.5M |
| Oct 2025 | $31.6M | $20.9M | $10.7M |
| Sep 2025 | $28.7M | $15.4M | $13.3M |
| Aug 2025 | $26.7M | $12.8M | $14.0M |
| Jul 2025 | $30.2M | $14.6M | $15.6M |
SWYMX Assets Under Management
Net assets of Schwab Target 2050 Index Fund by report date, from SEC N-PORT filings.
| Report date | Net assets |
|---|---|
| 2026-06-30 | $1.67B |
| 2026-03-31 | $1.43B |
| 2025-12-31 | $1.39B |
| 2025-09-30 | $1.30B |
| 2025-06-30 | $1.18B |
| 2025-03-31 | $1.03B |
| 2024-12-31 | $1.00B |
| 2024-09-30 | $965.34M |
| 2024-06-30 | $861.11M |
| 2024-03-31 | $800.97M |
| 2023-12-31 | $686.99M |
| 2023-09-30 | $580.19M |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.