SWYLX Performance — Schwab Target 2020 Index Fund
Data updated: 2026-08-25
SWYLX returned +5.55% year to date and +11.79% over one year to Jun 2026. Annualised returns are +10.47% over 3 years and +5.17% over 5 years. The fund trailed its Target-Date category average: $100 invested three years ago grew to $135, against $150 for the category, and to $112 over one year, against $118. Volatility over the past three years was 7.41% a year. In the 12 months to Jun 2026 the fund took in a net $1.6M, and assets reached $296.85M.
SWYLX Growth of $100
What $100 invested in Schwab Target 2020 Index Fund grew to, compounded from monthly returns reported on SEC Form N-PORT, against the Target-Date category average over the same months.
| Period | SWYLX | Category average |
|---|---|---|
| 1 year (Jul 2025 – Jun 2026) | $112 | $118 |
| 3 years (Jul 2023 – Jun 2026) | $135 | $150 |
| 5 years (Jul 2021 – Jun 2026) | $129 | $143 |
| Since data start (Jul 2019 – Jun 2026) | $158 | $187 |
SWYLX Trailing Returns
Total returns to Jun 2026, from SEC N-PORT.
| Period | Total return |
|---|---|
| YTD | +5.55% |
| 1 year | +11.79% |
| 3 years (annualised) | +10.47% |
| 5 years (annualised) | +5.17% |
SWYLX Annual Returns
Calendar-year total returns of Schwab Target 2020 Index Fund, compounded from monthly SEC N-PORT returns. Partial years show the months covered.
| Year | Total return |
|---|---|
| 2026 (Jan–Jun) | +5.55% |
| 2025 | +12.21% |
| 2024 | +8.30% |
| 2023 | +12.88% |
| 2022 | −13.82% |
| 2021 | +8.06% |
| 2020 | +11.04% |
| 2019 (Jul–Dec) | +5.23% |
SWYLX Monthly Returns
Monthly total returns as reported on SEC Form N-PORT.
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +1.2% | +1.4% | −3.3% | +4.1% | +2.1% | 0.0% | — | — | — | — | — | — |
| 2025 | +1.7% | +1.1% | −1.8% | +0.3% | +2.0% | +2.6% | +0.4% | +1.9% | +1.8% | +1.1% | +0.5% | +0.1% |
| 2024 | +0.2% | +1.2% | +1.8% | −3.1% | +2.9% | +1.3% | +2.3% | +1.8% | +1.5% | −2.1% | +2.7% | −2.3% |
| 2023 | +4.9% | −2.5% | +2.5% | +0.9% | −1.0% | +2.6% | +1.4% | −1.4% | −3.2% | −1.8% | +6.1% | +4.2% |
| 2022 | −3.1% | −1.6% | −0.1% | −5.2% | +0.3% | −4.5% | +4.8% | −3.4% | −6.3% | +2.7% | +4.9% | −2.5% |
| 2021 | −0.5% | +0.4% | +0.9% | +2.3% | +0.7% | +1.0% | +1.2% | +0.9% | −2.2% | +2.4% | −0.8% | +1.6% |
| 2020 | +0.6% | −2.3% | −6.3% | +5.9% | +2.2% | +1.4% | +2.6% | +2.1% | −1.3% | −1.3% | +5.5% | +1.9% |
| 2019 | — | — | — | — | — | — | +0.4% | +0.4% | +0.8% | +1.2% | +1.1% | +1.3% |
SWYLX Risk
Risk measures from monthly returns over Jul 2023 – Jun 2026.
- 3-year volatility (annualised): 7.41%
- 3-year Sharpe ratio: 0.81 (vs 4.5% risk-free rate)
- Best month: +6.14% (Nov 2023)
- Worst month: −3.30% (Mar 2026)
SWYLX Fund Flows
Monthly money in and out of Schwab Target 2020 Index Fund, from SEC Form N-PORT.
- 12-month net flow: $1.6M
- 12-month gross sales (incl. reinvestments): $60.3M
- Sales ÷ redemptions: 1.03×
| Month | Sales | Redemptions | Net flow |
|---|---|---|---|
| Jun 2026 | $3.4M | $4.4M | −$965K |
| May 2026 | $2.0M | $6.5M | −$4.5M |
| Apr 2026 | $2.2M | $3.7M | −$1.5M |
| Mar 2026 | $5.5M | $4.9M | $684K |
| Feb 2026 | $3.2M | $7.1M | −$3.9M |
| Jan 2026 | $3.1M | $6.1M | −$3.0M |
| Dec 2025 | $22.4M | $3.8M | $18.6M |
| Nov 2025 | $4.2M | $5.5M | −$1.2M |
| Oct 2025 | $3.6M | $3.8M | −$247K |
| Sep 2025 | $3.9M | $4.2M | −$369K |
| Aug 2025 | $3.3M | $4.3M | −$965K |
| Jul 2025 | $3.4M | $4.5M | −$1.1M |
SWYLX Assets Under Management
Net assets of Schwab Target 2020 Index Fund by report date, from SEC N-PORT filings.
| Report date | Net assets |
|---|---|
| 2026-06-30 | $296.85M |
| 2026-03-31 | $285.76M |
| 2025-12-31 | $293.89M |
| 2025-09-30 | $287.71M |
| 2025-06-30 | $278.77M |
| 2025-03-31 | $271.95M |
| 2024-12-31 | $273.86M |
| 2024-09-30 | $289.01M |
| 2024-06-30 | $277.11M |
| 2024-03-31 | $276.28M |
| 2023-12-31 | $273.44M |
| 2023-09-30 | $240.56M |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.