SWYJX Performance — Schwab Target 2055 Index Fund
Data updated: 2026-08-25
SWYJX returned +12.03% year to date and +23.36% over one year to Jun 2026. Annualised returns are +18.30% over 3 years and +10.03% over 5 years. The fund beat its Target-Date category average: $100 invested three years ago grew to $166, against $150 for the category, and to $123 over one year, against $118. Volatility over the past three years was 11.91% a year. In the 12 months to Jun 2026 the fund took in a net $188.2M, and assets reached $1.17B.
SWYJX Growth of $100
What $100 invested in Schwab Target 2055 Index Fund grew to, compounded from monthly returns reported on SEC Form N-PORT, against the Target-Date category average over the same months.
| Period | SWYJX | Category average |
|---|---|---|
| 1 year (Jul 2025 – Jun 2026) | $123 | $118 |
| 3 years (Jul 2023 – Jun 2026) | $166 | $150 |
| 5 years (Jul 2021 – Jun 2026) | $161 | $143 |
| Since data start (Jul 2019 – Jun 2026) | $226 | $187 |
SWYJX Trailing Returns
Total returns to Jun 2026, from SEC N-PORT.
| Period | Total return |
|---|---|
| YTD | +12.03% |
| 1 year | +23.36% |
| 3 years (annualised) | +18.30% |
| 5 years (annualised) | +10.03% |
SWYJX Annual Returns
Calendar-year total returns of Schwab Target 2055 Index Fund, compounded from monthly SEC N-PORT returns. Partial years show the months covered.
| Year | Total return |
|---|---|
| 2026 (Jan–Jun) | +12.03% |
| 2025 | +19.91% |
| 2024 | +14.94% |
| 2023 | +20.80% |
| 2022 | −17.83% |
| 2021 | +18.34% |
| 2020 | +14.80% |
| 2019 (Jul–Dec) | +8.47% |
SWYJX Monthly Returns
Monthly total returns as reported on SEC Form N-PORT.
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +2.8% | +1.9% | −5.7% | +8.8% | +4.2% | +0.1% | — | — | — | — | — | — |
| 2025 | +2.9% | −0.1% | −3.5% | +0.3% | +5.0% | +4.2% | +1.0% | +2.9% | +2.9% | +1.8% | +0.5% | +0.6% |
| 2024 | −0.3% | +4.0% | +3.0% | −3.9% | +4.4% | +1.6% | +2.6% | +2.4% | +2.1% | −2.2% | +4.2% | −3.3% |
| 2023 | +7.6% | −3.1% | +2.3% | +1.1% | −1.1% | +5.6% | +3.3% | −2.7% | −4.4% | −2.9% | +8.9% | +5.6% |
| 2022 | −4.7% | −2.6% | +2.0% | −7.5% | +0.1% | −7.7% | +7.0% | −4.1% | −9.3% | +5.9% | +7.7% | −4.4% |
| 2021 | −0.1% | +2.5% | +2.8% | +4.0% | +1.4% | +1.3% | +0.9% | +2.1% | −3.9% | +4.9% | −2.3% | +3.7% |
| 2020 | −1.1% | −6.8% | −13.9% | +9.9% | +4.6% | +2.9% | +4.5% | +5.3% | −2.7% | −1.9% | +11.5% | +4.5% |
| 2019 | — | — | — | — | — | — | +0.3% | −1.7% | +2.0% | +2.5% | +2.3% | +2.8% |
SWYJX Risk
Risk measures from monthly returns over Jul 2023 – Jun 2026.
- 3-year volatility (annualised): 11.91%
- 3-year Sharpe ratio: 1.16 (vs 4.5% risk-free rate)
- Best month: +8.88% (Nov 2023)
- Worst month: −5.71% (Mar 2026)
SWYJX Fund Flows
Monthly money in and out of Schwab Target 2055 Index Fund, from SEC Form N-PORT.
- 12-month net flow: $188.2M
- 12-month gross sales (incl. reinvestments): $335.4M
- Sales ÷ redemptions: 2.28×
| Month | Sales | Redemptions | Net flow |
|---|---|---|---|
| Jun 2026 | $30.2M | $15.6M | $14.6M |
| May 2026 | $29.3M | $9.9M | $19.4M |
| Apr 2026 | $27.1M | $13.2M | $13.9M |
| Mar 2026 | $28.7M | $12.3M | $16.4M |
| Feb 2026 | $28.6M | $13.7M | $14.9M |
| Jan 2026 | $33.0M | $16.8M | $16.2M |
| Dec 2025 | $47.5M | $7.8M | $39.7M |
| Nov 2025 | $20.9M | $8.7M | $12.2M |
| Oct 2025 | $25.4M | $17.9M | $7.5M |
| Sep 2025 | $17.6M | $13.6M | $3.9M |
| Aug 2025 | $21.8M | $6.5M | $15.3M |
| Jul 2025 | $25.2M | $11.2M | $14.1M |
SWYJX Assets Under Management
Net assets of Schwab Target 2055 Index Fund by report date, from SEC N-PORT filings.
| Report date | Net assets |
|---|---|
| 2026-06-30 | $1.17B |
| 2026-03-31 | $984.17M |
| 2025-12-31 | $949.90M |
| 2025-09-30 | $882.79M |
| 2025-06-30 | $792.33M |
| 2025-03-31 | $685.49M |
| 2024-12-31 | $667.70M |
| 2024-09-30 | $640.44M |
| 2024-06-30 | $566.75M |
| 2024-03-31 | $525.11M |
| 2023-12-31 | $453.94M |
| 2023-09-30 | $385.43M |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.