SWYFX Performance — Schwab Target 2035 Index Fund
Data updated: 2026-08-25
SWYFX returned +8.78% year to date and +17.69% over one year to Jun 2026. Annualised returns are +14.75% over 3 years and +7.89% over 5 years. The fund beat its Target-Date category average: $100 invested three years ago grew to $151, against $150 for the category, and to $118 over one year, against $118. Volatility over the past three years was 9.90% a year. In the 12 months to Jun 2026 the fund took in a net $318.7M, and assets reached $1.65B.
SWYFX Growth of $100
What $100 invested in Schwab Target 2035 Index Fund grew to, compounded from monthly returns reported on SEC Form N-PORT, against the Target-Date category average over the same months.
| Period | SWYFX | Category average |
|---|---|---|
| 1 year (Jul 2025 – Jun 2026) | $118 | $118 |
| 3 years (Jul 2023 – Jun 2026) | $151 | $150 |
| 5 years (Jul 2021 – Jun 2026) | $146 | $143 |
| Since data start (Jul 2019 – Jun 2026) | $195 | $187 |
SWYFX Trailing Returns
Total returns to Jun 2026, from SEC N-PORT.
| Period | Total return |
|---|---|
| YTD | +8.78% |
| 1 year | +17.69% |
| 3 years (annualised) | +14.75% |
| 5 years (annualised) | +7.89% |
SWYFX Annual Returns
Calendar-year total returns of Schwab Target 2035 Index Fund, compounded from monthly SEC N-PORT returns. Partial years show the months covered.
| Year | Total return |
|---|---|
| 2026 (Jan–Jun) | +8.78% |
| 2025 | +16.41% |
| 2024 | +12.07% |
| 2023 | +17.82% |
| 2022 | −16.38% |
| 2021 | +14.27% |
| 2020 | +13.85% |
| 2019 (Jul–Dec) | +7.26% |
SWYFX Monthly Returns
Monthly total returns as reported on SEC Form N-PORT.
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +2.1% | +1.7% | −4.6% | +6.5% | +3.2% | 0.0% | — | — | — | — | — | — |
| 2025 | +2.4% | +0.5% | −2.7% | +0.3% | +3.6% | +3.5% | +0.8% | +2.4% | +2.4% | +1.5% | +0.5% | +0.4% |
| 2024 | −0.1% | +2.8% | +2.4% | −3.5% | +3.7% | +1.6% | +2.4% | +2.2% | +1.9% | −2.2% | +3.6% | −3.0% |
| 2023 | +6.6% | −2.8% | +2.3% | +1.1% | −1.1% | +4.3% | +2.5% | −2.1% | −4.0% | −2.5% | +7.8% | +5.0% |
| 2022 | −4.2% | −2.3% | +1.3% | −6.8% | +0.3% | −6.5% | +6.3% | −3.9% | −8.1% | +4.6% | +6.7% | −3.7% |
| 2021 | −0.4% | +1.6% | +2.1% | +3.4% | +1.1% | +1.2% | +1.1% | +1.6% | −3.3% | +3.9% | −1.7% | +2.9% |
| 2020 | −0.4% | −5.1% | −11.0% | +8.5% | +3.8% | +2.3% | +3.9% | +4.1% | −2.1% | −1.8% | +9.4% | +3.5% |
| 2019 | — | — | — | — | — | — | +0.3% | −0.8% | +1.6% | +1.9% | +1.9% | +2.2% |
SWYFX Risk
Risk measures from monthly returns over Jul 2023 – Jun 2026.
- 3-year volatility (annualised): 9.90%
- 3-year Sharpe ratio: 1.04 (vs 4.5% risk-free rate)
- Best month: +7.85% (Nov 2023)
- Worst month: −4.56% (Mar 2026)
SWYFX Fund Flows
Monthly money in and out of Schwab Target 2035 Index Fund, from SEC Form N-PORT.
- 12-month net flow: $318.7M
- 12-month gross sales (incl. reinvestments): $601.0M
- Sales ÷ redemptions: 2.13×
| Month | Sales | Redemptions | Net flow |
|---|---|---|---|
| Jun 2026 | $60.3M | $39.8M | $20.5M |
| May 2026 | $52.3M | $22.9M | $29.4M |
| Apr 2026 | $44.0M | $27.9M | $16.1M |
| Mar 2026 | $38.1M | $24.2M | $13.9M |
| Feb 2026 | $51.9M | $24.4M | $27.5M |
| Jan 2026 | $55.6M | $26.8M | $28.8M |
| Dec 2025 | $88.3M | $19.5M | $68.8M |
| Nov 2025 | $37.7M | $26.7M | $11.0M |
| Oct 2025 | $49.3M | $16.9M | $32.4M |
| Sep 2025 | $36.2M | $21.1M | $15.0M |
| Aug 2025 | $46.4M | $13.2M | $33.2M |
| Jul 2025 | $40.9M | $18.8M | $22.1M |
SWYFX Assets Under Management
Net assets of Schwab Target 2035 Index Fund by report date, from SEC N-PORT filings.
| Report date | Net assets |
|---|---|
| 2026-06-30 | $1.65B |
| 2026-03-31 | $1.44B |
| 2025-12-31 | $1.38B |
| 2025-09-30 | $1.27B |
| 2025-06-30 | $1.14B |
| 2025-03-31 | $1.03B |
| 2024-12-31 | $966.88M |
| 2024-09-30 | $957.92M |
| 2024-06-30 | $850.92M |
| 2024-03-31 | $792.92M |
| 2023-12-31 | $688.31M |
| 2023-09-30 | $585.59M |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.