SWYEX Fees and Costs — Schwab Target 2030 Index Fund
Data updated: 2026-08-25
The net expense ratio is 0.08% (0.12% before fee waivers). There are no sales loads or redemption fees. In fiscal 2026 the fund paid $181K in broker commissions, 0.0119% of average net assets, and portfolio turnover was 12%.
SWYEX Fees and Expenses
Annual operating expenses and sales charges of SWYEX. Prospectus, as of July 28, 2026.
| Annual operating expenses | |
|---|---|
| Management fee | 0.08% |
| 12b-1 fee | 0.00% |
| Other expenses | 0.00% |
| Gross expense ratio | 0.12% |
| Fee waiver | −0.04% |
| Net expense ratio | 0.08% |
| Sales charges | |
|---|---|
| Max front load | — |
| Max deferred load | — |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | Yes |
| Fees waived or reduced during the year | Yes |
| Waived fees subject to recoupment | No |
SWYEX Costs Over Time
On $10,000 invested in SWYEX, assuming 5% a year before costs, total costs come to $59 over 5 years, cutting the return by 0.10% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 0.08%) | $8 | $26 | $46 |
| Trading costs (broker commissions) | $1 | $4 | $7 |
| Lost growth on money paid in costs | $0 | $1 | $5 |
| Total costs | $10 | $32 | $59 |
| Value after costs | $10,490 | $11,544 | $12,704 |
| Impact on return, per year | 0.10% | 0.10% | 0.10% |
SWYEX Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending March 31, 2026.
- Explicit cost rate (commissions ÷ average net assets): 0.0119%
- Total broker commissions: $181K
- Bought from dealers (principal trades, not a cost): —
- Portfolio turnover (prospectus): 12%
- Securities lending: none during the year
SWYEX Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| Jane Street Execution Services, LLC | $52K | 28.54% |
| Susquehanna Financial Group, LLLP | $35K | 19.40% |
| Goldman Sachs & Co. LLC | $33K | 17.97% |
| Citadel Securities LLC | $27K | 14.70% |
| Flow Traders U.S. Institutional Trading LLC | $21K | 11.71% |
| Virtu Americas LLC | $14K | 7.69% |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.