SWYAX Performance — Schwab Target 2010 Index Fund
Data updated: 2026-08-25
SWYAX returned +4.55% year to date and +10.14% over one year to Jun 2026. Annualised returns are +9.38% over 3 years and +4.44% over 5 years. The fund trailed its Target-Date category average: $100 invested three years ago grew to $131, against $150 for the category, and to $110 over one year, against $118. Volatility over the past three years was 6.78% a year. In the 12 months to Jun 2026 the fund took in a net $20.7M, and assets reached $78.70M.
SWYAX Growth of $100
What $100 invested in Schwab Target 2010 Index Fund grew to, compounded from monthly returns reported on SEC Form N-PORT, against the Target-Date category average over the same months.
| Period | SWYAX | Category average |
|---|---|---|
| 1 year (Jul 2025 – Jun 2026) | $110 | $118 |
| 3 years (Jul 2023 – Jun 2026) | $131 | $150 |
| 5 years (Jul 2021 – Jun 2026) | $124 | $143 |
| Since data start (Jul 2019 – Jun 2026) | $150 | $187 |
SWYAX Trailing Returns
Total returns to Jun 2026, from SEC N-PORT.
| Period | Total return |
|---|---|
| YTD | +4.55% |
| 1 year | +10.14% |
| 3 years (annualised) | +9.38% |
| 5 years (annualised) | +4.44% |
SWYAX Annual Returns
Calendar-year total returns of Schwab Target 2010 Index Fund, compounded from monthly SEC N-PORT returns. Partial years show the months covered.
| Year | Total return |
|---|---|
| 2026 (Jan–Jun) | +4.55% |
| 2025 | +11.16% |
| 2024 | +7.35% |
| 2023 | +11.78% |
| 2022 | −13.29% |
| 2021 | +7.01% |
| 2020 | +10.62% |
| 2019 (Jul–Dec) | +4.66% |
SWYAX Monthly Returns
Monthly total returns as reported on SEC Form N-PORT.
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +1.1% | +1.3% | −2.9% | +3.4% | +1.7% | 0.0% | — | — | — | — | — | — |
| 2025 | +1.5% | +1.2% | −1.5% | +0.3% | +1.6% | +2.4% | +0.4% | +1.7% | +1.6% | +1.0% | +0.5% | 0.0% |
| 2024 | +0.1% | +0.9% | +1.6% | −2.9% | +2.7% | +1.2% | +2.2% | +1.7% | +1.5% | −2.0% | +2.4% | −2.2% |
| 2023 | +4.5% | −2.4% | +2.4% | +0.8% | −0.9% | +2.1% | +1.2% | −1.2% | −3.0% | −1.7% | +5.8% | +4.0% |
| 2022 | −3.0% | −1.4% | −0.3% | −4.9% | +0.3% | −4.1% | +4.5% | −3.2% | −5.9% | +2.2% | +4.5% | −2.2% |
| 2021 | −0.5% | +0.2% | +0.7% | +2.1% | +0.6% | +0.9% | +1.2% | +0.8% | −2.0% | +2.1% | −0.6% | +1.4% |
| 2020 | +0.8% | −1.9% | −5.6% | +5.4% | +2.0% | +1.3% | +2.5% | +1.8% | −1.2% | −1.2% | +5.0% | +1.7% |
| 2019 | — | — | — | — | — | — | +0.3% | +0.8% | +0.5% | +1.0% | +1.0% | +1.0% |
SWYAX Risk
Risk measures from monthly returns over Jul 2023 – Jun 2026.
- 3-year volatility (annualised): 6.78%
- 3-year Sharpe ratio: 0.72 (vs 4.5% risk-free rate)
- Best month: +5.75% (Nov 2023)
- Worst month: −3.00% (Sep 2023)
SWYAX Fund Flows
Monthly money in and out of Schwab Target 2010 Index Fund, from SEC Form N-PORT.
- 12-month net flow: $20.7M
- 12-month gross sales (incl. reinvestments): $35.3M
- Sales ÷ redemptions: 2.42×
| Month | Sales | Redemptions | Net flow |
|---|---|---|---|
| Jun 2026 | $562K | $1.3M | −$761K |
| May 2026 | $17.0M | $1.6M | $15.4M |
| Apr 2026 | $1.6M | $741K | $856K |
| Mar 2026 | $658K | $1.1M | −$483K |
| Feb 2026 | $2.0M | $858K | $1.2M |
| Jan 2026 | $2.2M | $797K | $1.4M |
| Dec 2025 | $4.0M | $964K | $3.1M |
| Nov 2025 | $1.2M | $882K | $273K |
| Oct 2025 | $1.2M | $1.6M | −$419K |
| Sep 2025 | $3.0M | $1.6M | $1.4M |
| Aug 2025 | $378K | $661K | −$283K |
| Jul 2025 | $1.4M | $2.4M | −$930K |
SWYAX Assets Under Management
Net assets of Schwab Target 2010 Index Fund by report date, from SEC N-PORT filings.
| Report date | Net assets |
|---|---|
| 2026-06-30 | $78.70M |
| 2026-03-31 | $60.04M |
| 2025-12-31 | $58.34M |
| 2025-09-30 | $56.90M |
| 2025-06-30 | $54.76M |
| 2025-03-31 | $51.97M |
| 2024-12-31 | $50.38M |
| 2024-09-30 | $51.12M |
| 2024-06-30 | $46.30M |
| 2024-03-31 | $45.40M |
| 2023-12-31 | $44.85M |
| 2023-09-30 | $42.55M |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.