SWTSX Performance — Schwab Total Stock Market Index Fund
Data updated: 2026-09-24
SWTSX returned +10.52% year to date and +19.70% over one year to Jul 2026. Annualised returns are +18.80% over 3 years and +11.73% over 5 years. The fund beat its US Multi-Cap Blend category average: $100 invested three years ago grew to $168, against $139 for the category, and to $120 over one year, against $114. Volatility over the past three years was 13.52% a year. In the 12 months to Jul 2026 the fund took in a net $8.4B, and assets reached $44.09B.
SWTSX Growth of $100
What $100 invested in Schwab Total Stock Market Index Fund grew to, compounded from monthly returns reported on SEC Form N-PORT, against the US Multi-Cap Blend category average over the same months.
| Period | SWTSX | Category average |
|---|---|---|
| 1 year (Aug 2025 – Jul 2026) | $120 | $114 |
| 3 years (Aug 2023 – Jul 2026) | $168 | $139 |
| 5 years (Aug 2021 – Jul 2026) | $174 | $135 |
| Since data start (Aug 2019 – Jul 2026) | $268 | $172 |
SWTSX Trailing Returns
Total returns to Jul 2026, from SEC N-PORT.
| Period | Total return |
|---|---|
| YTD | +10.52% |
| 1 year | +19.70% |
| 3 years (annualised) | +18.80% |
| 5 years (annualised) | +11.73% |
SWTSX Annual Returns
Calendar-year total returns of Schwab Total Stock Market Index Fund, compounded from monthly SEC N-PORT returns. Partial years show the months covered.
| Year | Total return |
|---|---|
| 2026 (Jan–Jul) | +10.52% |
| 2025 | +17.05% |
| 2024 | +23.83% |
| 2023 | +26.04% |
| 2022 | −19.52% |
| 2021 | +25.65% |
| 2020 | +20.71% |
| 2019 (Aug–Dec) | +8.68% |
SWTSX Monthly Returns
Monthly total returns as reported on SEC Form N-PORT.
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +1.5% | −0.5% | −5.0% | +10.4% | +5.2% | −0.4% | −0.5% | — | — | — | — | — |
| 2025 | +3.1% | −1.9% | −5.9% | −0.7% | +6.4% | +5.1% | +2.3% | +2.3% | +3.5% | +2.2% | +0.2% | 0.0% |
| 2024 | +1.1% | +5.4% | +3.2% | −4.4% | +4.7% | +3.1% | +1.8% | +2.1% | +2.1% | −0.7% | +6.7% | −3.0% |
| 2023 | +7.0% | −2.3% | +2.6% | +1.0% | +0.4% | +6.8% | +3.6% | −2.0% | −4.8% | −2.7% | +9.4% | +5.3% |
| 2022 | −6.0% | −2.5% | +3.2% | −9.0% | −0.2% | −8.4% | +9.4% | −3.8% | −9.3% | +8.2% | +5.3% | −5.9% |
| 2021 | −0.3% | +3.2% | +3.5% | +5.1% | +0.5% | +2.5% | +1.7% | +2.9% | −4.5% | +6.7% | −1.5% | +3.8% |
| 2020 | −0.1% | −8.2% | −13.8% | +13.2% | +5.4% | +2.3% | +5.6% | +7.2% | −3.7% | −2.1% | +12.2% | +4.5% |
| 2019 | — | — | — | — | — | — | — | −2.0% | +1.7% | +2.1% | +3.8% | +2.9% |
SWTSX Risk
Risk measures from monthly returns over Aug 2023 – Jul 2026.
- 3-year volatility (annualised): 13.52%
- 3-year Sharpe ratio: 1.06 (vs 4.5% risk-free rate)
- Best month: +10.43% (Apr 2026)
- Worst month: −5.92% (Mar 2025)
SWTSX Fund Flows
Monthly money in and out of Schwab Total Stock Market Index Fund, from SEC Form N-PORT.
- 12-month net flow: $8.4B
- 12-month gross sales (incl. reinvestments): $12.4B
- Sales ÷ redemptions: 3.07×
| Month | Sales | Redemptions | Net flow |
|---|---|---|---|
| Jul 2026 | $407.7M | $316.0M | $91.7M |
| Jun 2026 | $1.3B | $341.9M | $923.5M |
| May 2026 | $363.8M | $330.0M | $33.8M |
| Apr 2026 | $525.9M | $268.4M | $257.5M |
| Mar 2026 | $6.4B | $578.7M | $5.8B |
| Feb 2026 | $389.2M | $287.7M | $101.5M |
| Jan 2026 | $584.1M | $321.5M | $262.6M |
| Dec 2025 | $1.1B | $342.8M | $778.0M |
| Nov 2025 | $313.1M | $292.1M | $21.0M |
| Oct 2025 | $430.6M | $463.3M | −$32.7M |
| Sep 2025 | $338.7M | $255.4M | $83.3M |
| Aug 2025 | $280.9M | $237.1M | $43.8M |
SWTSX Assets Under Management
Net assets of Schwab Total Stock Market Index Fund by report date, from SEC N-PORT filings.
| Report date | Net assets |
|---|---|
| 2026-07-31 | $44.09B |
| 2026-04-30 | $41.28B |
| 2026-01-31 | $33.23B |
| 2025-10-31 | $31.97B |
| 2025-07-31 | $29.48B |
| 2025-04-30 | $25.63B |
| 2025-01-31 | $28.10B |
| 2024-10-31 | $25.67B |
| 2024-07-31 | $24.64B |
| 2024-04-30 | $22.25B |
| 2024-01-31 | $21.16B |
| 2023-10-31 | $17.79B |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.