SWSSX Performance — Schwab Small-Cap Index Fund
Data updated: 2026-09-24
SWSSX returned +18.89% year to date and +34.27% over one year to Jul 2026. Annualised returns are +15.16% over 3 years and +7.17% over 5 years. The fund beat its US Small Blend category average: $100 invested three years ago grew to $153, against $146 for the category, and to $134 over one year, against $129. Volatility over the past three years was 19.99% a year. In the 12 months to Jul 2026 the fund lost a net $985.8M, and assets reached $7.55B.
SWSSX Growth of $100
What $100 invested in Schwab Small-Cap Index Fund grew to, compounded from monthly returns reported on SEC Form N-PORT, against the US Small Blend category average over the same months.
| Period | SWSSX | Category average |
|---|---|---|
| 1 year (Aug 2025 – Jul 2026) | $134 | $129 |
| 3 years (Aug 2023 – Jul 2026) | $153 | $146 |
| 5 years (Aug 2021 – Jul 2026) | $141 | $141 |
| Since data start (Aug 2019 – Jul 2026) | $205 | $204 |
SWSSX Trailing Returns
Total returns to Jul 2026, from SEC N-PORT.
| Period | Total return |
|---|---|
| YTD | +18.89% |
| 1 year | +34.27% |
| 3 years (annualised) | +15.16% |
| 5 years (annualised) | +7.17% |
SWSSX Annual Returns
Calendar-year total returns of Schwab Small-Cap Index Fund, compounded from monthly SEC N-PORT returns. Partial years show the months covered.
| Year | Total return |
|---|---|
| 2026 (Jan–Jul) | +18.89% |
| 2025 | +12.91% |
| 2024 | +11.55% |
| 2023 | +17.07% |
| 2022 | −20.42% |
| 2021 | +14.80% |
| 2020 | +20.13% |
| 2019 (Aug–Dec) | +6.72% |
SWSSX Monthly Returns
Monthly total returns as reported on SEC Form N-PORT.
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +5.3% | +0.8% | −5.0% | +12.2% | +4.4% | +3.7% | −3.0% | — | — | — | — | — |
| 2025 | +2.6% | −5.3% | −6.8% | −2.3% | +5.3% | +5.4% | +1.7% | +7.1% | +3.1% | +1.8% | +1.0% | −0.6% |
| 2024 | −3.9% | +5.7% | +3.6% | −7.0% | +5.0% | −0.9% | +10.2% | −1.5% | +0.7% | −1.5% | +11.0% | −8.3% |
| 2023 | +9.8% | −1.7% | −4.8% | −1.8% | −0.9% | +8.1% | +6.1% | −5.0% | −5.9% | −6.8% | +9.0% | +12.2% |
| 2022 | −9.6% | +1.1% | +1.2% | −9.9% | +0.1% | −8.2% | +10.5% | −2.0% | −9.6% | +11.0% | +2.3% | −6.5% |
| 2021 | +5.0% | +6.2% | +1.0% | +2.1% | +0.2% | +1.9% | −3.6% | +2.2% | −2.9% | +4.2% | −4.2% | +2.2% |
| 2020 | −3.2% | −8.4% | −21.7% | +13.8% | +6.5% | +3.5% | +2.8% | +5.6% | −3.3% | +2.1% | +18.4% | +8.7% |
| 2019 | — | — | — | — | — | — | — | −4.9% | +2.1% | +2.6% | +4.1% | +2.9% |
SWSSX Risk
Risk measures from monthly returns over Aug 2023 – Jul 2026.
- 3-year volatility (annualised): 19.99%
- 3-year Sharpe ratio: 0.53 (vs 4.5% risk-free rate)
- Best month: +12.24% (Dec 2023)
- Worst month: −8.28% (Dec 2024)
SWSSX Fund Flows
Monthly money in and out of Schwab Small-Cap Index Fund, from SEC Form N-PORT.
- 12-month net flow: −$985.8M
- 12-month gross sales (incl. reinvestments): $1.7B
- Sales ÷ redemptions: 0.64×
| Month | Sales | Redemptions | Net flow |
|---|---|---|---|
| Jul 2026 | $91.7M | $79.6M | $12.1M |
| Jun 2026 | $608.3M | $623.3M | −$15.0M |
| May 2026 | $74.1M | $108.5M | −$34.5M |
| Apr 2026 | $109.3M | $96.7M | $12.6M |
| Mar 2026 | $76.3M | $1.1B | −$988.5M |
| Feb 2026 | $82.5M | $86.0M | −$3.5M |
| Jan 2026 | $162.4M | $104.5M | $58.0M |
| Dec 2025 | $210.6M | $93.0M | $117.6M |
| Nov 2025 | $92.5M | $83.8M | $8.7M |
| Oct 2025 | $85.7M | $138.2M | −$52.5M |
| Sep 2025 | $70.1M | $134.9M | −$64.9M |
| Aug 2025 | $67.2M | $103.1M | −$35.9M |
SWSSX Assets Under Management
Net assets of Schwab Small-Cap Index Fund by report date, from SEC N-PORT filings.
| Report date | Net assets |
|---|---|
| 2026-07-31 | $7.55B |
| 2026-04-30 | $7.23B |
| 2026-01-31 | $7.70B |
| 2025-10-31 | $7.19B |
| 2025-07-31 | $6.54B |
| 2025-04-30 | $5.82B |
| 2025-01-31 | $6.66B |
| 2024-10-31 | $6.33B |
| 2024-07-31 | $6.50B |
| 2024-04-30 | $5.63B |
| 2024-01-31 | $5.67B |
| 2023-10-31 | $4.87B |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.