SWQRX Performance — Schwab Target 2065 Fund
Data updated: 2026-09-24
SWQRX returned +10.79% year to date and +21.58% over one year to Jul 2026. Annualised returns are +16.56% over 3 years and +8.96% over 5 years. The fund beat its Target-Date category average: $100 invested three years ago grew to $158, against $146 for the category, and to $122 over one year, against $116. Volatility over the past three years was 12.44% a year. In the 12 months to Jul 2026 the fund lost a net $2.5M, and assets reached $38.09M.
SWQRX Growth of $100
What $100 invested in Schwab Target 2065 Fund grew to, compounded from monthly returns reported on SEC Form N-PORT, against the Target-Date category average over the same months.
| Period | SWQRX | Category average |
|---|---|---|
| 1 year (Aug 2025 – Jul 2026) | $122 | $116 |
| 3 years (Aug 2023 – Jul 2026) | $158 | $146 |
| 5 years (Aug 2021 – Jul 2026) | $154 | $142 |
| Since data start (Feb 2021 – Jul 2026) | $170 | $155 |
SWQRX Trailing Returns
Total returns to Jul 2026, from SEC N-PORT.
| Period | Total return |
|---|---|
| YTD | +10.79% |
| 1 year | +21.58% |
| 3 years (annualised) | +16.56% |
| 5 years (annualised) | +8.96% |
SWQRX Annual Returns
Calendar-year total returns of Schwab Target 2065 Fund, compounded from monthly SEC N-PORT returns. Partial years show the months covered.
| Year | Total return |
|---|---|
| 2026 (Jan–Jul) | +10.79% |
| 2025 | +20.95% |
| 2024 | +14.40% |
| 2023 | +21.22% |
| 2022 | −20.29% |
| 2021 (Feb–Dec) | +14.71% |
SWQRX Monthly Returns
Monthly total returns as reported on SEC Form N-PORT.
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +3.4% | +2.2% | −6.6% | +8.9% | +4.1% | +0.1% | −1.0% | — | — | — | — | — |
| 2025 | +3.4% | −0.6% | −3.6% | +0.6% | +5.2% | +4.6% | +0.5% | +3.2% | +3.3% | +1.7% | +0.4% | +0.8% |
| 2024 | −0.1% | +4.5% | +3.1% | −3.9% | +4.6% | +1.4% | +2.2% | +2.2% | +1.7% | −2.3% | +4.0% | −3.3% |
| 2023 | +8.0% | −2.9% | +2.2% | +1.0% | −1.0% | +5.8% | +3.4% | −2.7% | −4.4% | −3.4% | +8.8% | +5.6% |
| 2022 | −5.5% | −3.2% | +1.7% | −7.9% | +0.4% | −8.5% | +7.2% | −4.4% | −9.8% | +6.3% | +7.9% | −4.4% |
| 2021 | — | −0.7% | +2.5% | +4.7% | +1.4% | +1.6% | +0.7% | +2.4% | −4.3% | +4.5% | −2.6% | +4.0% |
SWQRX Risk
Risk measures from monthly returns over Aug 2023 – Jul 2026.
- 3-year volatility (annualised): 12.44%
- 3-year Sharpe ratio: 0.97 (vs 4.5% risk-free rate)
- Best month: +8.91% (Apr 2026)
- Worst month: −6.64% (Mar 2026)
SWQRX Fund Flows
Monthly money in and out of Schwab Target 2065 Fund, from SEC Form N-PORT.
- 12-month net flow: −$2.5M
- 12-month gross sales (incl. reinvestments): $17.9M
- Sales ÷ redemptions: 0.88×
| Month | Sales | Redemptions | Net flow |
|---|---|---|---|
| Jul 2026 | $743K | $291K | $452K |
| Jun 2026 | $906K | $391K | $515K |
| May 2026 | $690K | $15.1M | −$14.4M |
| Apr 2026 | $1.4M | $420K | $933K |
| Mar 2026 | $1.6M | $575K | $1.1M |
| Feb 2026 | $1.6M | $692K | $882K |
| Jan 2026 | $2.2M | $1.3M | $935K |
| Dec 2025 | $3.4M | $517K | $2.9M |
| Nov 2025 | $997K | $307K | $690K |
| Oct 2025 | $1.8M | $379K | $1.4M |
| Sep 2025 | $1.5M | $319K | $1.2M |
| Aug 2025 | $1.1M | $152K | $950K |
SWQRX Assets Under Management
Net assets of Schwab Target 2065 Fund by report date, from SEC N-PORT filings.
| Report date | Net assets |
|---|---|
| 2026-07-31 | $38.09M |
| 2026-04-30 | $50.03M |
| 2026-01-31 | $45.27M |
| 2025-10-31 | $40.10M |
| 2025-07-31 | $33.58M |
| 2025-04-30 | $28.48M |
| 2025-01-31 | $26.95M |
| 2024-10-31 | $23.68M |
| 2024-07-31 | $22.29M |
| 2024-04-30 | $18.66M |
| 2024-01-31 | $16.24M |
| 2023-10-31 | $12.39M |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.