SWOBX Performance — Schwab Balanced Fund
Data updated: 2026-09-24
SWOBX returned +4.37% year to date and +11.17% over one year to Jul 2026. Annualised returns are +11.22% over 3 years and +5.68% over 5 years. The fund trailed its US Multi-Cap Blend category average: $100 invested three years ago grew to $138, against $139 for the category, and to $111 over one year, against $114. Volatility over the past three years was 9.38% a year. In the 12 months to Jul 2026 the fund took in a net $20.0M, and assets reached $752.94M.
SWOBX Growth of $100
What $100 invested in Schwab Balanced Fund grew to, compounded from monthly returns reported on SEC Form N-PORT, against the US Multi-Cap Blend category average over the same months.
| Period | SWOBX | Category average |
|---|---|---|
| 1 year (Aug 2025 – Jul 2026) | $111 | $114 |
| 3 years (Aug 2023 – Jul 2026) | $138 | $139 |
| 5 years (Aug 2021 – Jul 2026) | $132 | $135 |
| Since data start (Aug 2019 – Jul 2026) | $175 | $172 |
SWOBX Trailing Returns
Total returns to Jul 2026, from SEC N-PORT.
| Period | Total return |
|---|---|
| YTD | +4.37% |
| 1 year | +11.17% |
| 3 years (annualised) | +11.22% |
| 5 years (annualised) | +5.68% |
SWOBX Annual Returns
Calendar-year total returns of Schwab Balanced Fund, compounded from monthly SEC N-PORT returns. Partial years show the months covered.
| Year | Total return |
|---|---|
| 2026 (Jan–Jul) | +4.37% |
| 2025 | +12.76% |
| 2024 | +12.90% |
| 2023 | +17.88% |
| 2022 | −18.97% |
| 2021 | +14.75% |
| 2020 | +14.72% |
| 2019 (Aug–Dec) | +4.96% |
SWOBX Monthly Returns
Monthly total returns as reported on SEC Form N-PORT.
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +1.1% | +0.3% | −4.2% | +6.3% | +2.6% | −0.5% | −1.0% | — | — | — | — | — |
| 2025 | +1.9% | −0.7% | −3.5% | +0.5% | +3.5% | +3.5% | +0.6% | +2.0% | +2.3% | +1.9% | +0.3% | −0.2% |
| 2024 | +0.5% | +2.8% | +1.8% | −3.4% | +3.9% | +2.3% | +1.4% | +2.0% | +1.6% | −1.9% | +3.4% | −1.8% |
| 2023 | +6.2% | −2.7% | +3.1% | +1.1% | −0.1% | +3.5% | +2.1% | −1.6% | −4.0% | −2.3% | +7.1% | +4.7% |
| 2022 | −4.7% | −2.5% | −0.2% | −7.0% | +0.4% | −5.5% | +6.2% | −4.1% | −7.4% | +3.4% | +5.4% | −3.6% |
| 2021 | −0.4% | +1.1% | +1.8% | +3.5% | +0.4% | +2.1% | +1.5% | +1.7% | −3.4% | +3.5% | −0.5% | +2.6% |
| 2020 | +0.6% | −4.2% | −8.3% | +8.8% | +3.6% | +1.8% | +3.8% | +4.0% | −2.7% | −1.7% | +6.6% | +2.9% |
| 2019 | — | — | — | — | — | — | — | −0.4% | +0.1% | +1.5% | +2.3% | +1.4% |
SWOBX Risk
Risk measures from monthly returns over Aug 2023 – Jul 2026.
- 3-year volatility (annualised): 9.38%
- 3-year Sharpe ratio: 0.72 (vs 4.5% risk-free rate)
- Best month: +7.10% (Nov 2023)
- Worst month: −4.19% (Mar 2026)
SWOBX Fund Flows
Monthly money in and out of Schwab Balanced Fund, from SEC Form N-PORT.
- 12-month net flow: $20.0M
- 12-month gross sales (incl. reinvestments): $167.8M
- Sales ÷ redemptions: 1.14×
| Month | Sales | Redemptions | Net flow |
|---|---|---|---|
| Jul 2026 | $10.0M | $14.2M | −$4.3M |
| Jun 2026 | $11.1M | $12.4M | −$1.4M |
| May 2026 | $8.1M | $16.0M | −$7.9M |
| Apr 2026 | $10.3M | $13.5M | −$3.3M |
| Mar 2026 | $9.9M | $12.9M | −$3.0M |
| Feb 2026 | $12.4M | $13.3M | −$899K |
| Jan 2026 | $16.9M | $16.0M | $833K |
| Dec 2025 | $46.0M | $11.2M | $34.8M |
| Nov 2025 | $12.8M | $7.2M | $5.6M |
| Oct 2025 | $11.0M | $12.3M | −$1.3M |
| Sep 2025 | $11.6M | $9.0M | $2.7M |
| Aug 2025 | $7.8M | $9.7M | −$1.9M |
SWOBX Assets Under Management
Net assets of Schwab Balanced Fund by report date, from SEC N-PORT filings.
| Report date | Net assets |
|---|---|
| 2026-07-31 | $752.94M |
| 2026-04-30 | $758.02M |
| 2026-01-31 | $749.54M |
| 2025-10-31 | $737.89M |
| 2025-07-31 | $693.99M |
| 2025-04-30 | $663.90M |
| 2025-01-31 | $712.81M |
| 2024-10-31 | $694.20M |
| 2024-07-31 | $684.53M |
| 2024-04-30 | $637.88M |
| 2024-01-31 | $640.56M |
| 2023-10-31 | $585.49M |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.