SWHFX Fees and Costs — Schwab Health Care Fund
Data updated: 2026-09-24
The net expense ratio is 0.80%: a 0.54% management fee plus 0.26% other expenses. There are no sales loads or redemption fees. In fiscal 2025 the fund paid $112K in broker commissions, 0.0163% of average net assets, and portfolio turnover was 41%.
SWHFX Fees and Expenses
Annual operating expenses and sales charges of SWHFX. Prospectus, as of February 28, 2026.
| Annual operating expenses | |
|---|---|
| Management fee | 0.54% |
| 12b-1 fee | 0.00% |
| Other expenses | 0.26% |
| Gross expense ratio | 0.80% |
| Fee waiver | — |
| Net expense ratio | 0.80% |
| Sales charges | |
|---|---|
| Max front load | — |
| Max deferred load | — |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | Yes |
| Fees waived or reduced during the year | No |
| Waived fees subject to recoupment | No |
SWHFX Costs Over Time
On $10,000 invested in SWHFX, assuming 5% a year before costs, total costs come to $512 over 5 years, cutting the return by 0.86% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 0.80%) | $84 | $263 | $456 |
| Trading costs (broker commissions) | $2 | $5 | $9 |
| Lost growth on money paid in costs | $0 | $13 | $47 |
| Total costs | $86 | $281 | $512 |
| Value after costs | $10,414 | $11,295 | $12,250 |
| Impact on return, per year | 0.86% | 0.86% | 0.86% |
SWHFX Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending October 31, 2025.
- Explicit cost rate (commissions ÷ average net assets): 0.0163%
- Total broker commissions: $112K
- Bought from dealers (principal trades, not a cost): —
- Portfolio turnover (prospectus): 41%
- Securities on loan, average value: $0
- Net income from securities lending: $639 (0.000% of average net assets)
SWHFX Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| Jefferies LLC | $44K | 43.25% |
| Barclays Capital Inc. | $19K | 18.49% |
| Citadel Securities LLC | $8K | 8.06% |
| UBS Securities LLC | $7K | 6.69% |
| Goldman Sachs & Co. LLC | $6K | 5.74% |
| J.P. Morgan Securities LLC | $6K | 5.59% |
| BofA Securities, Inc. | $5K | 5.31% |
| Bernstein Institutional Services LLC | $3K | 2.93% |
| Proof Services LLC | $2K | 2.12% |
| Morgan Stanley & Co. LLC | $2K | 1.82% |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.