SWDRX Performance — Schwab Target 2030 Fund
Data updated: 2026-09-24
SWDRX returned +5.86% year to date and +13.02% over one year to Jul 2026. Annualised returns are +11.65% over 3 years and +5.89% over 5 years. The fund trailed its Target-Date category average: $100 invested three years ago grew to $139, against $146 for the category, and to $113 over one year, against $116. Volatility over the past three years was 9.02% a year. In the 12 months to Jul 2026 the fund lost a net $11.3M, and assets reached $1.02B.
SWDRX Growth of $100
What $100 invested in Schwab Target 2030 Fund grew to, compounded from monthly returns reported on SEC Form N-PORT, against the Target-Date category average over the same months.
| Period | SWDRX | Category average |
|---|---|---|
| 1 year (Aug 2025 – Jul 2026) | $113 | $116 |
| 3 years (Aug 2023 – Jul 2026) | $139 | $146 |
| 5 years (Aug 2021 – Jul 2026) | $133 | $142 |
| Since data start (Aug 2019 – Jul 2026) | $176 | $186 |
SWDRX Trailing Returns
Total returns to Jul 2026, from SEC N-PORT.
| Period | Total return |
|---|---|
| YTD | +5.86% |
| 1 year | +13.02% |
| 3 years (annualised) | +11.65% |
| 5 years (annualised) | +5.89% |
SWDRX Annual Returns
Calendar-year total returns of Schwab Target 2030 Fund, compounded from monthly SEC N-PORT returns. Partial years show the months covered.
| Year | Total return |
|---|---|
| 2026 (Jan–Jul) | +5.86% |
| 2025 | +14.87% |
| 2024 | +10.54% |
| 2023 | +16.36% |
| 2022 | −17.07% |
| 2021 | +12.53% |
| 2020 | +13.48% |
| 2019 (Aug–Dec) | +6.13% |
SWDRX Monthly Returns
Monthly total returns as reported on SEC Form N-PORT.
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +1.9% | +1.6% | −4.5% | +5.2% | +2.4% | 0.0% | −0.6% | — | — | — | — | — |
| 2025 | +2.4% | +0.4% | −2.4% | +0.5% | +3.0% | +3.2% | +0.3% | +2.3% | +2.2% | +1.2% | +0.5% | +0.3% |
| 2024 | +0.1% | +2.4% | +2.3% | −3.3% | +3.5% | +1.3% | +2.1% | +2.1% | +1.5% | −2.1% | +3.2% | −2.6% |
| 2023 | +6.1% | −2.5% | +2.3% | +0.9% | −0.9% | +3.9% | +2.2% | −1.9% | −3.7% | −2.5% | +7.2% | +4.8% |
| 2022 | −4.3% | −2.6% | +0.4% | −6.5% | +0.3% | −6.3% | +5.9% | −3.8% | −7.8% | +4.3% | +6.2% | −3.2% |
| 2021 | −0.5% | +1.6% | +1.6% | +3.4% | +1.1% | +1.0% | +1.1% | +1.6% | −3.1% | +3.2% | −1.5% | +2.6% |
| 2020 | −0.4% | −4.7% | −10.6% | +8.3% | +3.9% | +2.3% | +3.8% | +3.8% | −2.0% | −1.5% | +8.1% | +3.3% |
| 2019 | — | — | — | — | — | — | — | −0.9% | +1.0% | +1.8% | +2.0% | +2.1% |
SWDRX Risk
Risk measures from monthly returns over Aug 2023 – Jul 2026.
- 3-year volatility (annualised): 9.02%
- 3-year Sharpe ratio: 0.79 (vs 4.5% risk-free rate)
- Best month: +7.24% (Nov 2023)
- Worst month: −4.53% (Mar 2026)
SWDRX Fund Flows
Monthly money in and out of Schwab Target 2030 Fund, from SEC Form N-PORT.
- 12-month net flow: −$11.3M
- 12-month gross sales (incl. reinvestments): $176.9M
- Sales ÷ redemptions: 0.94×
| Month | Sales | Redemptions | Net flow |
|---|---|---|---|
| Jul 2026 | $6.1M | $11.7M | −$5.6M |
| Jun 2026 | $4.7M | $13.4M | −$8.7M |
| May 2026 | $7.1M | $38.7M | −$31.5M |
| Apr 2026 | $7.4M | $12.4M | −$5.0M |
| Mar 2026 | $8.1M | $16.6M | −$8.5M |
| Feb 2026 | $9.7M | $10.0M | −$243K |
| Jan 2026 | $10.8M | $17.2M | −$6.3M |
| Dec 2025 | $89.2M | $13.9M | $75.4M |
| Nov 2025 | $5.5M | $12.6M | −$7.1M |
| Oct 2025 | $11.5M | $12.0M | −$486K |
| Sep 2025 | $7.6M | $18.6M | −$11.0M |
| Aug 2025 | $9.1M | $11.2M | −$2.1M |
SWDRX Assets Under Management
Net assets of Schwab Target 2030 Fund by report date, from SEC N-PORT filings.
| Report date | Net assets |
|---|---|
| 2026-07-31 | $1.02B |
| 2026-04-30 | $1.05B |
| 2026-01-31 | $1.04B |
| 2025-10-31 | $1.03B |
| 2025-07-31 | $987.26M |
| 2025-04-30 | $939.80M |
| 2025-01-31 | $991.98M |
| 2024-10-31 | $988.95M |
| 2024-07-31 | $990.37M |
| 2024-04-30 | $953.64M |
| 2024-01-31 | $972.79M |
| 2023-10-31 | $884.62M |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.