SWAGX Performance — Schwab U.S. Aggregate Bond Index Fund
Data updated: 2026-07-24
SWAGX returned +0.50% year to date and +5.13% over one year to May 2026. Annualised returns are +3.91% over 3 years and +0.11% over 5 years. The fund trailed its Intermediate Core Bond category average: $100 invested three years ago grew to $112, against $115 for the category, and to $105 over one year, against $105. Volatility over the past three years was 5.52% a year. In the 12 months to May 2026 the fund took in a net $2.9B, and assets reached $8.21B.
SWAGX Growth of $100
What $100 invested in Schwab U.S. Aggregate Bond Index Fund grew to, compounded from monthly returns reported on SEC Form N-PORT, against the Intermediate Core Bond category average over the same months.
| Period | SWAGX | Category average |
|---|---|---|
| 1 year (Jun 2025 – May 2026) | $105 | $105 |
| 3 years (Jun 2023 – May 2026) | $112 | $115 |
| 5 years (Jun 2021 – May 2026) | $101 | $103 |
| Since data start (Sep 2019 – May 2026) | $105 | $109 |
SWAGX Trailing Returns
Total returns to May 2026, from SEC N-PORT.
| Period | Total return |
|---|---|
| YTD | +0.50% |
| 1 year | +5.13% |
| 3 years (annualised) | +3.91% |
| 5 years (annualised) | +0.11% |
SWAGX Annual Returns
Calendar-year total returns of Schwab U.S. Aggregate Bond Index Fund, compounded from monthly SEC N-PORT returns. Partial years show the months covered.
| Year | Total return |
|---|---|
| 2026 (Jan–May) | +0.50% |
| 2025 | +7.10% |
| 2024 | +1.35% |
| 2023 | +5.46% |
| 2022 | −13.10% |
| 2021 | −1.80% |
| 2020 | +7.37% |
| 2019 (Sep–Dec) | −0.41% |
SWAGX Monthly Returns
Monthly total returns as reported on SEC Form N-PORT.
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +0.2% | +1.7% | −1.8% | +0.1% | +0.4% | — | — | — | — | — | — | — |
| 2025 | +0.4% | +2.3% | 0.0% | +0.4% | −0.8% | +1.6% | −0.3% | +1.2% | +1.1% | +0.6% | +0.7% | −0.3% |
| 2024 | −0.1% | −1.4% | +0.8% | −2.4% | +1.7% | +0.9% | +2.4% | +1.3% | +1.4% | −2.5% | +1.0% | −1.6% |
| 2023 | +3.2% | −2.6% | +2.6% | +0.6% | −1.2% | −0.3% | −0.1% | −0.7% | −2.5% | −1.6% | +4.5% | +3.6% |
| 2022 | −2.0% | −1.1% | −2.8% | −3.8% | +0.6% | −1.5% | +2.5% | −2.9% | −4.4% | −1.3% | +3.7% | −0.7% |
| 2021 | −0.8% | −1.5% | −1.2% | +0.8% | +0.4% | +0.7% | +1.1% | −0.2% | −0.9% | 0.0% | +0.3% | −0.3% |
| 2020 | +1.9% | +1.8% | −0.5% | +1.6% | +0.5% | +0.7% | +1.4% | −0.7% | −0.1% | −0.5% | +1.0% | +0.1% |
| 2019 | — | — | — | — | — | — | — | — | −0.5% | +0.2% | −0.1% | −0.1% |
SWAGX Risk
Risk measures from monthly returns over Jun 2023 – May 2026.
- 3-year volatility (annualised): 5.52%
- 3-year Sharpe ratio: -0.11 (vs 4.5% risk-free rate)
- Best month: +4.50% (Nov 2023)
- Worst month: −2.52% (Oct 2024)
SWAGX Fund Flows
Monthly money in and out of Schwab U.S. Aggregate Bond Index Fund, from SEC Form N-PORT.
- 12-month net flow: $2.9B
- 12-month gross sales (incl. reinvestments): $4.2B
- Sales ÷ redemptions: 3.10×
| Month | Sales | Redemptions | Net flow |
|---|---|---|---|
| May 2026 | $275.5M | $98.7M | $176.8M |
| Apr 2026 | $175.6M | $99.4M | $76.1M |
| Mar 2026 | $2.2B | $99.3M | $2.1B |
| Feb 2026 | $187.2M | $93.8M | $93.3M |
| Jan 2026 | $201.0M | $124.0M | $77.0M |
| Dec 2025 | $247.3M | $111.6M | $135.7M |
| Nov 2025 | $170.5M | $61.6M | $108.9M |
| Oct 2025 | $174.8M | $120.1M | $54.7M |
| Sep 2025 | $160.5M | $94.0M | $66.5M |
| Aug 2025 | $120.8M | $122.9M | −$2.2M |
| Jul 2025 | $136.7M | $191.3M | −$54.6M |
| Jun 2025 | $125.4M | $141.4M | −$15.9M |
SWAGX Assets Under Management
Net assets of Schwab U.S. Aggregate Bond Index Fund by report date, from SEC N-PORT filings.
| Report date | Net assets |
|---|---|
| 2026-05-31 | $8.21B |
| 2026-02-28 | $5.96B |
| 2025-11-30 | $5.62B |
| 2025-08-31 | $5.32B |
| 2025-05-31 | $5.32B |
| 2025-02-28 | $5.49B |
| 2024-11-30 | $5.27B |
| 2024-08-31 | $5.12B |
| 2024-05-31 | $4.70B |
| 2024-02-29 | $4.56B |
| 2023-11-30 | $4.37B |
| 2023-08-31 | $4.51B |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.