SUMCX Performance — Saratoga Conservative Balanced Allocation Portfolio, Class C
Data updated: 2026-07-24
SUMCX returned +2.72% year to date and +10.00% over one year to May 2026. Annualised returns are +9.06% over 3 years and +4.28% over 5 years. The fund trailed its US Multi-Cap Blend category average: $100 invested three years ago grew to $130, against $147 for the category, and to $110 over one year, against $119. Volatility over the past three years was 6.35% a year. In the 12 months to May 2026 the fund took in a net $109K, and assets reached $3.32M.
SUMCX Growth of $100
What $100 invested in Saratoga Conservative Balanced Allocation Portfolio grew to, compounded from monthly returns reported on SEC Form N-PORT, against the US Multi-Cap Blend category average over the same months.
| Period | SUMCX | Category average |
|---|---|---|
| 1 year (Jun 2025 – May 2026) | $110 | $119 |
| 3 years (Jun 2023 – May 2026) | $130 | $147 |
| 5 years (Jun 2021 – May 2026) | $123 | $136 |
| Since data start (Mar 2020 – May 2026) | $145 | $173 |
SUMCX Trailing Returns
Total returns to May 2026, from SEC N-PORT.
| Period | Total return |
|---|---|
| YTD | +2.72% |
| 1 year | +10.00% |
| 3 years (annualised) | +9.06% |
| 5 years (annualised) | +4.28% |
SUMCX Annual Returns
Calendar-year total returns of Saratoga Conservative Balanced Allocation Portfolio, compounded from monthly SEC N-PORT returns. Partial years show the months covered.
| Year | Total return |
|---|---|
| 2026 (Jan–May) | +2.72% |
| 2025 | +9.84% |
| 2024 | +7.59% |
| 2023 | +8.83% |
| 2022 | −9.60% |
| 2021 | +9.35% |
| 2020 (Mar–Dec) | +11.14% |
SUMCX Monthly Returns
Monthly total returns as reported on SEC Form N-PORT.
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | +0.7% | +0.8% | −3.7% | +3.8% | +1.2% | — | — | — | — | — | — | — |
| 2025 | +2.0% | −0.7% | −2.3% | +1.0% | +2.6% | +2.7% | +0.8% | +1.0% | +1.2% | +0.7% | +0.7% | −0.1% |
| 2024 | +0.3% | +1.7% | +1.6% | −3.0% | +2.0% | +0.7% | +2.1% | +0.8% | +1.5% | −1.0% | +3.1% | −2.3% |
| 2023 | +2.9% | −0.5% | −0.3% | 0.0% | −0.2% | +2.3% | +0.9% | −0.6% | −1.8% | −1.1% | +3.9% | +3.2% |
| 2022 | −3.4% | −0.2% | +0.4% | −3.9% | 0.0% | −4.0% | +3.4% | −1.0% | −3.5% | +2.0% | +2.2% | −1.7% |
| 2021 | +0.5% | +1.3% | +1.8% | +2.1% | +0.2% | +0.6% | +0.1% | +1.2% | −2.0% | +2.6% | −1.3% | +2.1% |
| 2020 | — | — | −6.9% | +5.7% | +2.1% | +0.8% | +2.5% | +2.5% | −1.8% | −1.3% | +5.3% | +2.3% |
SUMCX Risk
Risk measures from monthly returns over Jun 2023 – May 2026.
- 3-year volatility (annualised): 6.35%
- 3-year Sharpe ratio: 0.72 (vs 4.5% risk-free rate)
- Best month: +3.85% (Nov 2023)
- Worst month: −3.74% (Mar 2026)
SUMCX Fund Flows
Monthly money in and out of Saratoga Conservative Balanced Allocation Portfolio, from SEC Form N-PORT.
- 12-month net flow: $109K
- 12-month gross sales (incl. reinvestments): $377K
- Sales ÷ redemptions: 1.41×
| Month | Sales | Redemptions | Net flow |
|---|---|---|---|
| May 2026 | $2K | $900 | $810 |
| Apr 2026 | $11K | $59K | −$48K |
| Mar 2026 | $11K | $4K | $7K |
| Feb 2026 | $2K | $4K | −$2K |
| Jan 2026 | $17K | $2K | $15K |
| Dec 2025 | $274K | $84K | $190K |
| Nov 2025 | $2K | $12K | −$10K |
| Oct 2025 | $3K | $34K | −$31K |
| Sep 2025 | $3K | $18K | −$15K |
| Aug 2025 | $38K | $38K | $507 |
| Jul 2025 | $5K | $4K | $1K |
| Jun 2025 | $9K | $8K | $764 |
SUMCX Assets Under Management
Net assets of Saratoga Conservative Balanced Allocation Portfolio by report date, from SEC N-PORT filings.
| Report date | Net assets |
|---|---|
| 2026-05-31 | $3.32M |
| 2026-02-28 | $3.32M |
| 2025-11-30 | $3.34M |
| 2025-08-31 | $3.30M |
| 2025-05-31 | $3.15M |
| 2025-02-28 | $3.11M |
| 2024-11-30 | $3.17M |
| 2024-08-31 | $3.07M |
| 2024-05-31 | $3.00M |
| 2024-02-29 | $2.93M |
| 2023-11-30 | $2.80M |
| 2023-08-31 | $2.77M |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.