STLDX Fees and Costs — BlackRock LifePath Dynamic 2030 Fund, Institutional Class
Data updated: 2026-08-25
The net expense ratio is 0.59% (0.79% before fee waivers). There are no sales loads or redemption fees. In fiscal 2025 the fund paid $40K in broker commissions, 0.0084% of average net assets, and portfolio turnover was 19%.
STLDX Fees and Expenses
Annual operating expenses and sales charges of STLDX. Prospectus, as of December 31, 2025.
| Annual operating expenses | |
|---|---|
| Management fee | 0.30% |
| 12b-1 fee | 0.00% |
| Other expenses | 0.30% |
| Gross expense ratio | 0.79% |
| Fee waiver | −0.20% |
| Net expense ratio | 0.59% |
| Sales charges | |
|---|---|
| Max front load | 0.00% |
| Max deferred load | 0.00% |
| Redemption fee | — |
| Expense limitation in place (N-CEN) | Yes |
| Fees waived or reduced during the year | Yes |
| Waived fees subject to recoupment | No |
STLDX Costs Over Time
On $10,000 invested in STLDX, assuming 5% a year before costs, total costs come to $377 over 5 years, cutting the return by 0.63% a year. Illustration, not a forecast: it assumes today's net expense ratio throughout (a fee waiver may end).
| $10,000 invested | Sell after 1 year | Sell after 3 years | Sell after 5 years |
|---|---|---|---|
| Value before costs | $10,500 | $11,576 | $12,763 |
| Fund expenses (net expense ratio 0.59%) | $62 | $194 | $338 |
| Trading costs (broker commissions) | $1 | $3 | $5 |
| Lost growth on money paid in costs | $0 | $10 | $34 |
| Total costs | $63 | $207 | $377 |
| Value after costs | $10,437 | $11,370 | $12,385 |
| Impact on return, per year | 0.63% | 0.63% | 0.63% |
STLDX Trading Costs
Brokerage costs reported on SEC Form N-CEN for the fiscal year ending December 31, 2025.
- Explicit cost rate (commissions ÷ average net assets): 0.0084%
- Total broker commissions: $40K
- Bought from dealers (principal trades, not a cost): $422.3M
- Portfolio turnover (prospectus): 19%
- Securities on loan, average value: $17.8M
- Net income from securities lending: $47K (0.010% of average net assets)
STLDX Agency Brokers
Commissions paid.
| Broker | Amount | Share |
|---|---|---|
| J.P. Morgan Securities LLC | $32K | 79.00% |
| BofA Securities, Inc. | $4K | 10.25% |
| Goldman Sachs & Co. LLC | $4K | 9.57% |
| Citigroup Global Markets Inc. | $303 | 0.75% |
| Jefferies LLC | $175 | 0.43% |
STLDX Dealer Counterparties
Securities bought directly from dealers (principal trades).
| Broker | Amount | Share |
|---|---|---|
| BlackRock Funds III - BlackRock Cash Funds: Treasury | $421.4M | 99.77% |
| BNY Capital Markets, LLC | $967K | 0.23% |
BlackRock LifePath Dynamic 2030 Fund Share Classes
Net expense ratio and maximum front-end load of each share class, cheapest first.
| Ticker | Class | Net expense ratio | Front load |
|---|---|---|---|
| LPSDX | Class K | 0.34% | — |
| STLDX | Institutional Class | 0.59% | none |
| LPRDX | Investor A | 0.84% | 5.25% |
| LPRNX | Class R | 1.04% | none |
| LPCNX | Investor C | 1.59% | none |
For information only. Not investment advice: figures are as reported in SEC filings and may contain errors or be out of date. Past performance does not guarantee future results.